Abstract:Abstract This study is motivated by the financial literacy of generation Z and also the quality of life insurance products in Indonesia which are moderated by gender in influencing a person's interest in buying life insurance…
surance in Indonesia. This study uses a quantitative method with a descriptive relationship approach. Determination of the sample in this study was carried out by calculating using the Bernoulli formula, with a total of 384 respondents. The data analysis technique used is the Structural Equation Model - Partial Least Square (SEM-PLS). The results of the study show that financial literacy (X1) and product quality (X2) do not have a significant effect on buying interest (Y) where the p-values of both variables are <0.05. Other findings also state that Gender (Z) does not significantly moderate financial literacy and product quality. The conclusion of this study is that the factors that make generation Z interested in buying insurance products are influenced by their perceptions of financial literacy and product quality. More specifically, the perception of product quality factors has a significant and positive influence on generation Z's interest in buying life insurance products in Indonesia. The findings show that of the two variables, product quality can be the strongest predictor in predicting generation Z's interest in purchasing life insurance products. Financial literacy cannot significantly predict generation Z's interest in purchasing insurance products.
Keywords : financial literacy, product quality, gender, purchasing intention
Abstract:The problems of learning Indonesian can be seen by focusing this study on teaching materials, learning processes, and cultural differences. The design of this research uses a qualitative approach with descriptive research…
h type. The data in this research are in the form of speech containing information obtained from notes on the results of questionnaires that have been submitted to foreign students. In accordance with the research objective, namely to describe the problems of learning Indonesian for foreign students of the BIPA program. The data source in this research is the results of a questionnaire obtained from external campus activities carried out by researchers together with foreign students. The results of the research show that there are problems with foreign students when learning Indonesian.
Keywords: Problems, teaching materials, learning processes, and cultural differences.
Abstract:This study aims to evaluate the strategic development of the government grant program for goat farming groups in Kediri Regency through a SWOT analysis approach. The program, launched in 2022, serves as an economic empowerment…
erment initiative to support small-scale farmers by increasing livestock populations and improving rural welfare. Data were collected using a descriptive quantitative method through in-depth interviews with program managers and grant recipients, supported by direct field observations. The Internal Factor Evaluation (IFE) and External Factor Evaluation (EFE) matrices were used to determine the program’s strategic position, while the Cartesian SWOT diagram identified the appropriate development quadrant. The results show that the program is situated in Quadrant II, indicating strong internal conditions but significant external threats. With IFE and EFE scores of 2.9252 and 3,1333 respectively, the analysis suggests that the program should implement Strength–Threat (S-T) strategies, including consistent quarterly reporting, increased technical staff, and public reinforcement of the program’s catalytic function. These findings are expected to guide the formulation of more effective strategies for sustainable livestock empowerment in Kediri Regency.
Abstract:This study aims to analyze the development strategy of cassava leaf-based animal feed ( Manihot utilissima ) in Sumberejo Village, Pagar Merbau District, Deli Serdang Regency. This study uses a nonprobability sampling method…
thod with a saturated sampling technique. With a total of 53 respondents consisting of 50 consumers, 1 business owner and 2 employees. This study uses primary and secondary data. This study uses multiple linear regression analysis to determine what factors influence the development strategy of cassava leaf animal feed and descriptive analysis to analyze the development strategy for the potential and opportunities of using cassava leaves as animal feed. This research method uses qualitative and quantitative analysis. The results showed that cassava leaves have a high crude protein content, which is around 20-30%, and contain crude fiber, fat, and minerals that are beneficial for livestock growth. Multiple linear regression analysis in this study shows that all independent variables have a significant effect on the dependent variable. Among these factors, the economic aspect makes the largest contribution, making it the main factor influencing the dependent variable. Furthermore, social aspects and external support also play a significant role in determining the results. In addition, other factors such as technology, resources, and marketing and distribution also have a significant impact, although with a smaller influence compared to economic and social aspects. Thus, the regression model shows a positive relationship between the independent variables and the dependent variable, so that improvements in these aspects will increase the dependent variable, with the main priority on economic and social aspects.
Abstract:Fail kidney chronic (GGK) is disease progressive that requires therapy replacement kidney like hemodialysis . One of the common complications No realized is dysfunction sexual , which can lower quality life patient . Research…
Research This aiming For describe function sexual intercourse in GGK patients undergoing hemodialysis at Aloei Saboe Regional Hospital, Gorontalo City. Research design use approach descriptive quantitative with accidental sampling technique on 70 respondents who met the requirements criteria inclusion . Instruments used is IIEF questionnaire for men and FSFI for women . The results show that in patients male , function best orgasm (65.1%), followed by function erection (58.1%), desire sexual , and satisfaction connection sexual (51.2%). However , the desire sexual in a way overall disturbed (62.8%). In patients women , lubrication and desire sexual prominent (63%), followed by orgasm and comfort moment relate sexual (55.6%), with satisfaction sexual as function lowest (48.1%). In conclusion , patients man more Lots experience disturbance of desire sexual , while patient Woman experience more disturbance evenly distributed . It is recommended that the power health give education , counseling , and support psychosocial For increase quality life patient .
Abstract:Language is a system of sound symbols used by humans to interact in social life. Language has sentence elements, which consist of “Subject, Predicate, Object, and Complement”. The objectives of the study consisted of two…
of two parts. 1) to record transitive and intransitive verb sentences in the Lani Language of Tolikara Regency, 2) to describe the form of transitive and intransitive verb sentence structures in the Lani Language of Tolikara Regency. The method used in this study is descriptive. Descriptive research is conducted to describe the level of analysis, namely, analyzing and presenting facts systematically, so that they can be better understood and concluded. The researcher used an informant, the Chief of the Tribe "Yumiles Yikwa" to obtain data in the Lani Language. Based on the data analysis, it can be concluded that the structure of transitive and intransitive verbs is different in the Lani Language and Indonesian. Generally, the Lani Language Structure containing verbs is usually located at the end of the sentence "Subject + Object + Predicate + Complement", which in Indonesian should have the pattern "Subject + Predicate + Object + Complement".
Abstract:This research aims to develop an interactive learning media based on the Canva Magic application to improve the short story writing skills of grade IX students of SMP Negeri 2 Barombong. The media development process follows…
ollows the 4D (Define, Design, Develop, Disseminate) model, starting with an analysis of the needs of students and teachers that shows students' tendency towards visual and interactive learning media. This media is designed to present short story writing material in an interesting and easy-to-understand way. The research methods used in this study are research and development or Research and Development (R&D) with descriptive quantitative analysis methods, data collection techniques include media validation questionnaires, practical observations, and short story writing skills tests before (pretest) and after the use of media (posttest). This media prototype is designed with excellent features such as storyline templates, character illustrations, and interactive and visual step-by-step guides. The results of expert validation show a very high level of validity in the material and media aspects. The practicality test showed that the score increased from 0.73 (practical) to 0.97 (very practical). The results of the effectiveness test showed a significant increase in the short story writing skill score, with an average pretest score of 65 and the posttest increased to 90-98. So, it can be concluded that Canva Magic learning media with the AI-based Magic Write feature is effective and practical to improve short story writing skills in a creative, systematic, and meaningful way for students.
Abstract:Technological and digital developments that happening right now are rapidly growth and this condition encourages the competition in the business world become more intense. The rapid development of technology and digitalization…
zation has presented a digital business marked by the high development of technology-based business and trade transactions. Based on these, digital business has great potential to drive economic growth.Digitalization is an interesting topic to research in encouraging technological progress and stimulating economic growth. Economic activities nowadays cannot be separated from the use of information & communication technology through telecommunications networks and the use of internet by conducting e-business transactions. E-business or digital business is a projection of new talents that can inspire competitiveness. Digital business is currently growing rapidly around the world, including Indonesia, proven by the increasing number of internet users. The Indonesian Internet Service Providers Association (APJII) announced that the number of Indonesian internet users in 2024 reached 221,563,479 people from a total population of 278,696,200 people in Indonesia in 2023. This condition is also followed by the increasing number of e-commerce users in Indonesia which has continued to increase since 2020, until in 2023 the number of e-commerce users in Indonesia is 58.63 million users. The research method used is descriptive qualitative research, a method that been used by researchers through a literature study approach and analyzing all information regarding the research topic. This research intends to find out how does the impact of digital business on Indonesian economy. The results show that digitalization has changed many aspects of Indonesian society, including the economy. The development of technological advances and digitalization give positive impact on Indonesia's economic growth.
Abstract:People really need health services provided by hospitals, health homes and clinics. When registering for health services, each enrolling member will have his or her own medical history which must be seen at a medical clinic…
nic or health office. Hospitals must have comprehensive patient data in order to provide health services effectively. Documents regarding patient identity, examinations, treatment, procedures and other services are included in the medical record. In a health facility, implementation takes the form of an administrative order. Characteristics of medical records (General Patients or BPJS). The aim of this research is to determine the completeness of electronic medical resumes seen from fourth aspects, namely, completeness of identification, important reports, authentication and correct documentation . The method used in this research is quantitative analysis with a descriptive approach. The results of this research are that in the Identification component the percentage of completeness is 100% complete, in the Important Report component the percentage of completeness is 99%, in the Authentication component the percentage of completeness is 100%, and in the Correct Documentation component the percentage of completeness is 90%. Based on the results of research that has been carried out regarding completeness When filling out electronic medical resumes for patients in the Inpatients at RSU Dharma Yadnya, it can be concluded that there are still incompleteness in filling out inpatient electronic medical resumes and that the electronic medical resume components are filled in completely.
Abstract:This study analyzes the competing interests within the Kartu Petani Berjaya (KPB) policy as part of efforts to promote sustainable community-based agricultural development in Lampung Province. The KPB program was launched…
d with the goal of improving farmers' welfare through digitally integrated agricultural services. However, initial observations indicate resistance from some farmers and signs of political interest dominance in both the formulation and implementation processes. The study aims to identify the political motives behind the policy, the sustainability of the program, farmers' literacy regarding the E-KPB system, and the extent to which the program empowers farmers and engages stakeholders. Using a descriptive qualitative approach with thematic analysis and source triangulation techniques, data were collected through in-depth interviews with academics and government officials, as well as document studies. The findings reveal that the dominance of regional leaders in decision-making has led to a program orientation that is more symbolic and electoral in nature. The dynamics of competing interests emerge both vertically and horizontally, resulting in weak coordination and reduced policy effectiveness. The transition from KPB to E-KPB has also shifted the program’s focus and reduced its tangible benefits for farmers. The study recommends strengthening multi-stakeholder collaborative governance in agricultural policy, reevaluating the structure of the E-KPB system, and actively involving academics and farmer associations. These findings contribute theoretically to the study of public policy and policy framing, and practically to improving the implementation of programs based on the real needs of farming communities.