Abstract:Abstract: SMP Muhammadiyah 5 Samarinda still relies on manual evaluation with limited data analysis tools in predicting student academic achievement. This study aims develop a system for predicting the learning achievement…
nt of students at SMP Muhammadiyah 5 Samarinda using the Naive Bayes classification method. The dataset used consists of 192 student exam scores covering academic scores, attendance, parents’ education and income, and living conditions as independent variables, while the dependent variable is the achievement label (achieved or not achieved). The preprocessing stage includes label normalization, feature selection, and median imputation to handle missing data. The dataset was divided into 75% training data and 25%. The model was implemented as a pipeline consisting of a median imputer and a Gaussian Naive Bayes classifier. The evaluation results showed that the model achieved an accuracy of 79.2%, with a perfect recall value (1.00) in the high-achieving class and (0.64) in the low-achieving class. This shows that the model is quite effective in identifying high-achieving students. The trained model was then integrated into a Flask-based web application, which enables online predictions through a simple form interface, facilitating contextual interpretation. This system is expected to assist in educational decision-making by helping teachers identify students’ achievement levels early on and design more targeted learning interventions.
Keywords: academic performance; educational data mining; naive bayes; prediction system; student achievement
Abstrak: SMP Muhammadiyah 5 Samarinda masih bergantung pada evaluasi manual dengan alat analisis data terbatas dalam melakukan prediksi prestasi akademik siswa. Penelitian ini bertujuan mengembangkan sistem prediksi prestasi belajar siswa SMP Muhammadiyah 5 Samarinda menggunakan metode klasifikasi Naive Bayes. Dataset yang digunakan terdiri atas 192 data nilai ujian siswa yang mencakup skor akademik, kehadiran, pendidikan dan pendapatan orang tua, serta kondisi tempat tinggal sebagai variabel independen, sedangkan variabel dependen berupa label prestasi (berprestasi atau tidak berprestasi). Tahap preprocessing meliputi normalisasi label, seleksi fitur, serta imputasi median untuk menangani data yang hilang. Dataset dibagi menjadi 75% data latih dan 25%. Model diimplementasikan dalam bentuk pipeline yang terdiri atas median imputer dan Gaussian Naive Bayes classifier. Hasil evaluasi menunjukkan bahwa model mencapai akurasi sebesar 79,2%, dengan nilai recall sempurna (1,00) pada kelas berprestasi dan lebih rendah (0,64) pada kelas tidak berprestasi. Hal ini menunjukkan bahwa model cukup efektif dalam mengidentifikasi siswa berprestasi. Model yang telah dilatih kemudian diintegrasikan ke dalam aplikasi web berbasis Flask, yang memungkinkan prediksi secara daring melalui antarmuka formulir sederhana untuk mendukung interpretasi kontekstual. Sistem ini diharapkan dapat membantu untuk pengambilan keputusan dalam pendidikan dengan membantu guru mengidentifikasi tingkat prestasi siswa sejak dini dan merancang intervensi pembelajaran yang lebih terarah.
Kata kunci: prestasi akademik; penambangan data Pendidikan; naive bayes; sistem prediksi; prestasi siswa
Abstract:Abstract: The rapid growth of the digital music industry requires accurate music genre classification systems to enhance user experience in streaming services. This study compares a domain-specific Long Short-Term Memory…
(LSTM) network with three Large Language Models (LLMs)—HuBERT, WavLM, and WAV2Vec 2.0—for Music Genre Classification (MGC). The LSTM model was trained using Mel-spectrograms transformed from the GTZAN dataset, while the LLMs were fine-tuned using a smaller set of raw audio samples due to computational constraints. All models were tested on datasets with identical genre labels to ensure a fair evaluation. Results show that the LSTM model achieved the highest accuracy of 97.10%, outperforming HuBERT (86.00%), WavLM (83.00%), and WAV2Vec 2.0 (80.00%). The LSTM demonstrated superior generalization and stability without overfitting, while the LLMs struggled to differentiate between genres with similar acoustic characteristics. These findings indicate that general-purpose pre-trained models, although powerful, are less effective in music-specific tasks due to domain mismatch. Therefore, incorporating music-specific features and architectures remains essential for achieving higher accuracy and reliability in automatic genre classification systems.
Keywords: audio large language models; comparative deep learning; music genre classification.
Abstrak: Pertumbuhan industri musik digital yang pesat menuntut sistem klasifikasi genre musik yang akurat untuk meningkatkan pengalaman pengguna dalam layanan streaming. Penelitian ini dilatarbelakangi oleh perkembangan pesat model pembelajaran mendalam, khususnya jaringan LSTM dan model bahasa berskala besar LLM seperti HuBERT, WavLM, dan WAV2Vec 2.0, yang telah menunjukkan kemampuan representasi audio yang kuat. Tujuan penelitian ini ini membandingkan jaringan Long Short-Term Memory (LSTM) khusus domain dengan tiga model Large Language Models (LLM)—HuBERT, WavLM, dan WAV2Vec 2.0—untuk tugas Klasifikasi Genre Musik (MGC). Metode penelitian melibatkan pelatihan LSTM menggunakan data Mel-spectrogram hasil transformasi dari dataset GTZAN, sementara LLM disesuaikan (fine-tuning) menggunakan data audio mentah dalam jumlah lebih kecil karena keterbatasan komputasi. Seluruh model diuji pada dataset dengan label genre yang sama untuk memastikan evaluasi yang adil. Hasil penelitian menunjukkan bahwa model LSTM mencapai akurasi tertinggi sebesar 97,10%, sedangkan model HuBERT, WavLM, dan WAV2Vec 2.0 masing-masing memperoleh 86,00%, 83,00%, dan 80,00%. Model LSTM menunjukkan kemampuan generalisasi yang lebih baik tanpa overfitting, sedangkan model LLM cenderung kesulitan membedakan genre dengan karakteristik akustik yang mirip. Kesimpulan penelitian ini adalah ketidaksesuaian domain secara signifikan membatasi performa model umum saat diterapkan pada tugas berbasis musik. Oleh karena itu, penggunaan fitur dan arsitektur khusus musik sangat penting dalam membangun sistem klasifikasi genre yang lebih akurat.
Kata kunci: klasifikasi genre musik; model bahasa besar; perbandingan pembelajaran mendalam.
Abstract:Abstract: The increasing use of digital banking applications has led to the need for a deeper understanding of user perceptions, especially through aspect-based sentiment analysis. This study aims to classify the sentiment…
nt of SeaBank app users by focusing on four main aspects: learnability, efficiency, technical issues or errors, and satisfaction. Review data totaling 1,971 comments were collected from the Google Play Store and labeled with sentiments based on the scores (ratings) given by users. The CRISP-DM approach serves as the methodological framework for this study, which includes five classification algorithms: Naïve Bayes, Support Vector Machine (SVM), k-Nearest Neighbor (k-NN), Decision Tree, and Random Forest. The evaluation results show that the SVM algorithm provides the best performance with the highest average value of the four aspects achieving accuracy of 93.91%, Precision of 91.16%, recall of 97.96% and F1-Measure of 94.33%. According to the research findings, the Support Vector Machine (SVM) algorithm provides the best performance when performing aspect-based sentiment analysis on text data from digital banking application reviews. The findings are expected to serve as a reference for the development of automated evaluation systems that rely on user opinions as the basis for decision making.
Keywords: aspects; CRISP-DM; digital Banking; seabank; sentiment analysis
Abstrak: Peningkatan pemakaian aplikasi perbankan digital mendorong perlunya pemahaman yang lebih dalam mengenai persepsi pengguna, terutama melalui analisis sentimen berbasis aspek. Penelitian ini bertujuan untuk mengklasifikasikan sentimen pengguna aplikasi SeaBank dengan berfokus pada empat aspek utama: kemudahan dipelajari (learnability), efisiensi penggunaan (efficiency), kendala atau kesalahan teknis (error), serta tingkat kepuasan (satisfaction). Data ulasan berjumlah 1.971 komentar dikumpulkan dari Google Play Store dan diberi label sentimen berdasarkan skor (rating) yang diberikan oleh pengguna. Pendekatan CRISP-DM berfungsi sebagai kerangka metodologis untuk penelitian ini, yang mencakup lima algoritma klasifikasi: Naïve Bayes, Support Vector Machine (SVM), k-Nearest Neighbor (k-NN), Decision Tree, dan Random Forest. Hasil evaluasi menunjukkan bahwa algoritma SVM memberikan performa terbaik dengan nilai rata-rata dari ke empat aspek tertinggi yang mencapai accuracy sebesar 93.91%, Precision sebesar 91.16%, recall sebesar 97.96% dan F1-Measure sebesar 94.33%. Menurut temuan penelitian, algoritma Support Vector Machine (SVM) memberikan kinerja terbaik saat melakukan analisis sentimen berbasis aspek pada data teks dari ulasan aplikasi Seabank. Temuan ini diharapkan dapat menjadi referensi bagi pengembangan sistem evaluasi otomatis yang mengandalkan opini pengguna sebagai dasar pengambilan keputusan.
Kata kunci: Analisis Sentimen, Aspek, Bank Digital, SeaBank, CRISP-DM
Abstract:Abstract: The rapid growth of the cosmetics industry on e-commerce platforms has intensified competition, creating a critical need for effective, data-driven marketing strategies. This study aims to conduct a comparative…
analysis of machine learning algorithms to predict the sales categories (High, Medium, Low) of cosmetic products on the Tokopedia marketplace. Four classification models; Random Forest, XGBoost, Logistic Regression, and Naive Bayes were trained and evaluated on data collected via web scraping. The methodology incorporates the Synthetic Minority Over-sampling Technique (SMOTE) to address significant class imbalance and GridSearchCV for hyperparameter optimization to ensure a fair and robust comparison. The experimental results conclusively show that the Random Forest model achieved the best performance, yielding the highest F1-Score Macro Average of 0.75 and an accuracy of 85.3%. The superior model was subsequently implemented in a simple recommendation system to simulate optimal discount strategies, demonstrating its practical utility in providing actionable insights for business decisions.
Keywords: classification; comparative analysis; machine learning; sales prediction; SMOTE
Abstrak: Pertumbuhan pesat industri kosmetik pada platform e-commerce telah membuat persaingan ketat, sehingga menciptakan kebutuhan krusial akan strategi pemasaran yang efektif dan berbasis data. Penelitian ini bertujuan untuk melakukan analisis komparatif terhadap algoritma machine learning untuk memprediksi kategori penjualan (Tinggi, Sedang, Rendah) produk kosmetik di marketplace Tokopedia. Empat model klasifikasi, yaitu Random Forest, XGBoost, Regresi Logistik, dan Naive Bayes, dilatih dan dievaluasi menggunakan data yang dikumpulkan melalui web scraping. Metodologi penelitian ini menerapkan Synthetic Minority Over-sampling Technique (SMOTE) untuk mengatasi ketidakseimbangan kelas yang signifikan dan GridSearchCV untuk optimisasi hyperparameter guna memastikan perbandingan yang adil. Hasil eksperimen menunjukkan bahwa model Random Forest mencapai performa terbaik, dengan menghasilkan F1-Score Macro Average tertinggi sebesar 0,75 dan akurasi 85,3%. Model unggul ini kemudian diimplementasikan dalam sebuah sistem rekomendasi sederhana untuk menyimulasikan strategi diskon yang optimal, yang menunjukkan kegunaan praktisnya dalam memberikan wawasan yang dapat ditindaklanjuti untuk pengambilan keputusan bisnis.
Kata kunci: analisis komparatif; klasifikasi; machine learning; prediksi penjualan; SMOTE
Abstract:Abstract: Current technological developments play a crucial role in driving the tourism industry, one of which is the utilization of technology. However, tourist attractions in border areas face challenges such as limited…
d access to digital information and a lack of interactive media to present local wisdom such as history, customs, and culture. This study aims to develop and implement a QR Code-based Web-based Augmented Reality (WebAR) to digitize local wisdom at tourist attractions, making information more engaging and accessible to tourists. The research methodology adopted three approaches: UCD (User-Centered Design), Agile methods, and TAM (Technology Acceptance Model). This platform contains the local wisdom of two tourist villages in the border area, namely Sebujit Village and Jagoi Babang Village. The results of testing and evaluation using multiple linear regression and SEM-PLS methods on 45 respondents showed that the WebAR technology acceptance model was significant (F = 6.583; p < 0.001). User Attitude (ATU) is a key variable that significantly influences Intention to Use (BI) (β=0.429; p=0.001), while Ease of Use (PEOU) and Benefit (PU) indirectly influence BI through ATU. As additional validation, the classification test yielded an accuracy of 88.90% and an F1-score of 0.941, confirming that QR Code-based WebAR is effective and well-received as a digital information and promotion medium for local wisdom in border areas.
Keywords: border areas; local wisdom; qr code; tourist attractions; web augmented reality.
Abstrak: Perkembangan teknologi saat ini memiliki peran penting dalam mendorong industri pariwisata, salah satunya dengan pemanfaatan teknologi. Namun, objek wisata di daerah perbatasan menghadapi tantangan seperti keterbatasan akses informasi digital dan kurangnya media interaktif untuk menyajikan kearifan lokal seperti sejarah, adat istiadat, dan budaya. Penelitian ini bertujuan untuk mengembangkan dan mengimplementasikan Web-based Augmented Reality (WebAR) berbasis QR Code untuk digitalisasi kearifan lokal objek wisata, menjadikan informasi lebih menarik dan mudah diakses bagi wisatawan. Metodologi penelitian mengadopsi tiga pendekatan, UCD (User-Centered Design), metode Agile, dan TAM (Technology Acceptance Model). Platform ini memuat kearifan lokal dua desa wisata di daerah perbatasan, yaitu Desa Sebujit dan Desa Jagoi Babang. Hasil pengujian dan evaluasi dengan metode regresi linier berganda dan SEM-PLS pada 45 responden menunjukkan bahwa model penerimaan teknologi WebAR ini signifikan (F = 6.583; p < 0.001). Sikap Pengguna (ATU) menjadi variabel kunci yang berpengaruh signifikan terhadap Niat Penggunaan (BI) (β=0.429; p=0.001), sementara Kemudahan Penggunaan (PEOU) dan Manfaat (PU) memengaruhi BI secara tidak langsung melalui ATU. Sebagai validasi tambahan, uji klasifikasi menghasilkan akurasi 88,90% dan F1-score 0,941, yang menegaskan bahwa WebAR berbasis Kode QR efektif dan dapat diterima dengan baik sebagai media informasi dan promosi digital kearifan lokal di wilayah perbatasan.
Kata Kunci: daerah perbatasan; kearifan lokal; qr code; web augmented reality.
Abstract:Abstract: Stroke is one of the leading causes of death and disability in various parts of the world, including in Indonesia. Along with the development of digital technology, the use of Machine Learning in the health sector…
tor is growing, one of which is in an effort to predict the occurrence of stroke. This study aims to implement the Logistic Regression algorithm in predicting the likelihood of a person having a stroke based on data from the Brain Stroke dataset. The research process includes data preprocessing (missing value handling, normalization, and label encoding), dividing the data into 80% training data and 20% test data, as well as model training. The model was then evaluated using several measures such as accuracy, precision, recall, F1-score, and ROC-AUC, as well as a confusion matrix. The results of the study showed that Logistic Regression was able to provide stroke classification results with an accuracy of 82.4%, precision of 80.1%, recall of 78.6%, F1-score of 79.3%, and a ROC-AUC value of 0.87. Then, the model is integrated into applications that use Streamlit, so it can be used interactively to predict stroke risk in new data. The results of this study show that the combination of Machine Learning and web-based applications has the potential to support efforts to detect early stroke risk.
Keywords: logistic regression; machine learning; prediction; streamlit; stroke.
Abstrak: Stroke adalah salah satu penyebab utama kematian dan kecacatan di berbagai belahan dunia, termasuk di Indonesia. Seiring perkembangan teknologi digital, penggunaan Machine Learning dalam bidang kesehatan semakin berkembang, salah satunya dalam upaya memprediksi terjadinya penyakit stroke. Penelitian ini bertujuan untuk mengimplementasikan algoritma Logistic Regression dalam memprediksi kemungkinan seseorang mengalami stroke berdasarkan data dari dataset Brain Stroke. Proses penelitian meliputi preprocessing data (penanganan missing value, normalisasi, dan label encoding), membagi data menjadi 80% data latih dan 20% data uji, serta pelatihan model. Model kemudian dievaluasi menggunakan beberapa ukuran seperti akurasi, precision, recall, F1-score, dan ROC-AUC, serta confusion matrix. Hasil penelitian menunjukkan bahwa Logistic Regression mampu memberikan hasil klasifikasi penyakit stroke dengan akurasi sebesar 82,4%, precision 80,1%, recall 78,6%, F1-score 79,3%, dan nilai ROC-AUC sebesar 0,87. Kemudian, model tersebut diintegrasikan ke dalam aplikasi yang menggunakan Streamlit, sehingga dapat digunakan secara interaktif untuk memprediksi risiko stroke pada data baru. Hasil penelitian ini menunjukkan bahwa kombinasi Machine Learning dan aplikasi berbasis web berpotensi mendukung upaya deteksi dini risiko stroke.
Kata kunci: logistic regression; machine learning; prediksi; streamlit; stroke.
Abstract:Abstract: Higher education plays an essential role in improving human resource quality, one of which is through the institution’s ability to monitor and predict student graduation outcomes. This study does not focus on a…
a specific university but utilizes the publicly available Students Performance in Exams dataset from Kaggle, consisting of 1,000 student records containing mathematics, reading, and writing scores, along with demographic attributes such as gender, parental education level, lunch type, and test preparation participation. The data were processed through a feature engineering stage by adding an average score variable as an early indicator of graduation status. A predictive model was developed using the Random Forest Classifier, achieving an accuracy of 94.5%. The final model was integrated into a Streamlit-based web application to provide an accessible tool for academic stakeholders. The results indicate that the proposed model can serve as an effective decision-support tool for early evaluation of students’ likelihood of graduation.
Keywords: prediction; random forest classifier, streamlit, student graduation.
Abstrak: Pendidikan tinggi memegang peran penting dalam peningkatan kualitas sumber daya manusia, salah satunya melalui kemampuan institusi dalam memantau dan memprediksi tingkat kelulusan mahasiswa. Penelitian ini tidak berfokus pada perguruan tinggi tertentu, melainkan menggunakan dataset publik Students Performance in Exams dari Kaggle yang berisi 1.000 data mahasiswa, terdiri atas nilai matematika, membaca, menulis, serta atribut demografis seperti gender, tingkat pendidikan orang tua, jenis makan siang, dan partisipasi kursus persiapan. Data diolah melalui tahap feature engineering dengan menambahkan variabel average score sebagai indikator awal kelulusan. Model prediksi dibangun menggunakan algoritma Random Forest Classifier, yang menghasilkan tingkat akurasi sebesar 94,5%. Model ini kemudian diimplementasikan ke dalam aplikasi web berbasis Streamlit untuk memberikan layanan prediksi yang mudah diakses oleh pihak akademik. Hasil penelitian menunjukkan bahwa model mampu digunakan sebagai alat pendukung keputusan untuk melakukan evaluasi dini terhadap potensi kelulusan mahasiswa.
Kata kunci: kelulusan mahasiswa; prediksi; random forest classifier; streamlit.
Abstract:Abstract: The rice plant, Oryza sativa, is a major food source in Indonesia. This plant is processed into rice, a staple food for the Indonesian people. Rice growth is crucial to ensure the rice produced is of good quality.…
ty. One part of the rice plant that is susceptible to disease is the leaves, which can inhibit growth and reduce rice quality. Therefore, early detection and accurate classification of rice diseases are crucial to minimize these negative impacts. This has driven the development of a Deep Learning model capable of high-performance automatic classification. This study aims to create a rice leaf classification model using the CNN algorithm and several transfer learning architectures such as ResNet101, VGG16, and Xception. A dataset of 859 rice leaf images collected from the Kaggle website was then processed using augmentation techniques to a total of 2,439 images, plus 215 smartphone photos for external data validation. Thus, the total dataset increased to 2,656 images, covering four categories: leafblast, brownspot, healthy, and hispa. The model was processed in two stages: on the initial dataset (Non-Augmented Dataset) and the Augmented Dataset. The best experimental results were obtained using the ResNet architecture, with a training accuracy of 96.17% and a validation accuracy of 95.22%. Based on the research results, the rice plant disease classification model using deep learning demonstrated good performance.
Keywords: convolutional neural network; deep learning; fine-tuning; image classification; resnet; rice plant
Abstract:Abstract: This study applies an integrated approach to optimize heart failure classification. The main objective is to address the challenge of class imbalance in medical datasets and to improve the accuracy, sensitivity,…
, and generalization of the classification model. The urgency of this issue is emphasized by statistics showing that cardiovascular diseases cause approximately 17.9 million deaths worldwide each year. Using a quantitative experimental approach, this study analyzes the "Heart Failure Prediction Dataset" from Kaggle, which consists of 918 records. The data were processed through normalization and encoding, followed by the application of SMOTE on the training set to balance class distribution. This step successfully increased model accuracy from 88.41% to 90.22% and minority class recall from 0.82 to 0.88. Furthermore, Bayesian Optimization was employed to refine the hyperparameters of SVM, resulting in a final model with an accuracy of 89.13% that demonstrated better generalization. This integrated approach significantly enhances the stability, sensitivity, and generalization of the model, making it a reliable tool for clinical decision support systems in predicting heart failure.
Keywords: bayesian optimization; heart failure; machine learning; SMOTE; SVM.
Abstrak: Penelitian ini menerapkan pendekatan terintegrasi untuk mengoptimalkan klasifikasi gagal jantung. Tujuan utama studi ini adalah untuk mengatasi tantangan ketidakseimbangan kelas dalam dataset medis dan meningkatkan akurasi, sensitivitas, serta generalisasi model klasifikasi. Urgensi ini ditegaskan oleh statistik yang menunjukkan bahwa penyakit kardiovaskular menyebabkan sekitar 17,9 juta kematian setiap tahun secara global. Menggunakan pendekatan eksperimental kuantitatif, penelitian ini menganalisis "Heart Failure Prediction Dataset" dari Kaggle, yang terdiri dari 918 catatan. Data diproses dengan normalisasi dan encoding, lalu SMOTE diterapkan pada data pelatihan untuk menyeimbangkan distribusi kelas. Langkah ini berhasil meningkatkan akurasi dari 88,41% menjadi 90,22% dan recall kelas minoritas dari 0,82 menjadi 0,88. Selanjutnya, Bayesian Optimization menyempurnakan hyperparameter SVM, menghasilkan model akhir dengan akurasi 89,13% yang menunjukkan generalisasi lebih baik. Pendekatan terintegrasi ini secara signifikan meningkatkan stabilitas, sensitivitas, dan generalisasi model. Hasil penelitian ini menjadikannya alat yang andal untuk sistem pendukung keputusan klinis dalam prediksi gagal jantung.
Kata kunci: bayesian optimization; gagal jantung; machine learning; SMOTE; SVM
Abstract:Abstract: Non-performing loans remain one of the main challenges faced by cooperatives, particularly when the loan eligibility assessment process is still conducted manually. This traditional approach tends to be time consuming,…
nsuming, subjective, and prone to inaccurate decisions. This study aims to develop a predictive model for borrower eligibility using the Support Vector Machine (SVM) algorithm as a more efficient and objective machine learning-based solution. A total of 1,000 loan history records were processed using RapidMiner software, taking into account variables such as salary, years of employment, loan amount, monthly installment, employment status, monthly expenses, number of dependents, housing status, age, and collateral value. The model’s performance was evaluated using a confusion matrix and classification metrics including accuracy, precision, recall, and kappa. The results indicate that the SVM model achieved an accuracy of 90.05%, precision of 90.13%, recall of 90.05%, and f1 score of 90,08%, reflecting a strong performance in classifying borrower eligibility. The application of this method makes a significant contribution to the development of data driven decision support systems within cooperative environments. This finding expands the scientific understanding in the field of microfinance and supports the implementation of artificial intelligence technologies in making decisions that are more precise, rapid, and accurate.
Keywords: cooperative; eligibility prediction; machine learning; non-performing loan; SVM
Abstrak: Kredit macet merupakan salah satu permasalahan utama yang dihadapi koperasi, terutama ketika proses penilaian kelayakan peminjam masih dilakukan secara manual. Pendekatan ini cenderung lambat, subjektif, dan berisiko menghasilkan keputusan yang kurang akurat. Penelitian ini bertujuan untuk membangun model prediksi kelayakan peminjam menggunakan algoritma Support Vector Machine (SVM) sebagai solusi berbasis machine learning yang lebih efisien dan objektif. Sebanyak 1.000 data riwayat pinjaman diolah menggunakan tools RapidMiner dengan mempertimbangkan variabel: gaji, lama bekerja, besar pinjaman, angsuran per bulan, status pegawai, pengeluaran bulanan, jumlah tanggungan, status rumah, umur, dan nilai jaminan. Evaluasi model dilakukan menggunakan confusion matrix dan metrik klasifikasi seperti akurasi, presisi, recall, dan kappa. Hasil menunjukkan bahwa model SVM mencapai akurasi 90,05%, presisi 90,13%, recall 90,05%, dan f1 score 90,08%, yang mencerminkan performa model yang sangat baik dalam mengklasifikasikan kelayakan peminjam. Penerapan metode ini memberikan kontribusi penting dalam pengembangan sistem pendukung keputusan berbasis data di lingkungan koperasi. Temuan ini memperluas wawasan keilmuan di bidang keuangan mikro dan mendukung penerapan teknologi kecerdasan buatan dalam pengambilan keputusan yang lebih tepat, cepat, dan akurat.
Kata Kunci: koperasi; kredit macet; machine learning; prediksi kelayakan; SVM