Abstract:Abstract: Non-performing loans remain one of the main challenges faced by cooperatives, particularly when the loan eligibility assessment process is still conducted manually. This traditional approach tends to be time consuming,…
nsuming, subjective, and prone to inaccurate decisions. This study aims to develop a predictive model for borrower eligibility using the Support Vector Machine (SVM) algorithm as a more efficient and objective machine learning-based solution. A total of 1,000 loan history records were processed using RapidMiner software, taking into account variables such as salary, years of employment, loan amount, monthly installment, employment status, monthly expenses, number of dependents, housing status, age, and collateral value. The model’s performance was evaluated using a confusion matrix and classification metrics including accuracy, precision, recall, and kappa. The results indicate that the SVM model achieved an accuracy of 90.05%, precision of 90.13%, recall of 90.05%, and f1 score of 90,08%, reflecting a strong performance in classifying borrower eligibility. The application of this method makes a significant contribution to the development of data driven decision support systems within cooperative environments. This finding expands the scientific understanding in the field of microfinance and supports the implementation of artificial intelligence technologies in making decisions that are more precise, rapid, and accurate.
Keywords: cooperative; eligibility prediction; machine learning; non-performing loan; SVM
Abstrak: Kredit macet merupakan salah satu permasalahan utama yang dihadapi koperasi, terutama ketika proses penilaian kelayakan peminjam masih dilakukan secara manual. Pendekatan ini cenderung lambat, subjektif, dan berisiko menghasilkan keputusan yang kurang akurat. Penelitian ini bertujuan untuk membangun model prediksi kelayakan peminjam menggunakan algoritma Support Vector Machine (SVM) sebagai solusi berbasis machine learning yang lebih efisien dan objektif. Sebanyak 1.000 data riwayat pinjaman diolah menggunakan tools RapidMiner dengan mempertimbangkan variabel: gaji, lama bekerja, besar pinjaman, angsuran per bulan, status pegawai, pengeluaran bulanan, jumlah tanggungan, status rumah, umur, dan nilai jaminan. Evaluasi model dilakukan menggunakan confusion matrix dan metrik klasifikasi seperti akurasi, presisi, recall, dan kappa. Hasil menunjukkan bahwa model SVM mencapai akurasi 90,05%, presisi 90,13%, recall 90,05%, dan f1 score 90,08%, yang mencerminkan performa model yang sangat baik dalam mengklasifikasikan kelayakan peminjam. Penerapan metode ini memberikan kontribusi penting dalam pengembangan sistem pendukung keputusan berbasis data di lingkungan koperasi. Temuan ini memperluas wawasan keilmuan di bidang keuangan mikro dan mendukung penerapan teknologi kecerdasan buatan dalam pengambilan keputusan yang lebih tepat, cepat, dan akurat.
Kata Kunci: koperasi; kredit macet; machine learning; prediksi kelayakan; SVM
Abstract:Abstract: This study aims to develop a Deep Learning-based Traffic Flow Detector to automatically and accurately observe traffic flow. Conventional traffic observation is often conducted manually or via CCTV, but it is prone…
rone to human error and difficult to use for real-time trend analysis. In this study, the YOLOv4 method is used to detect four types of vehicles (cars, motorcycles, buses, trucks). To continuously track vehicle movement and address occlusion issues, the Deep SORT algorithm is implemented. The YOLOv4 model used is a pre-trained model and was tested on seven CCTV video recordings obtained from the official website of the Pekanbaru City Transportation Department. The system was implemented on a limited device, the Nvidia Jetson Nano, as a simulation of direct CCTV integration. Test results showed a highest precision of 98%, but the maximum accuracy achieved was only 26%. This low accuracy is influenced by several factors, including video resolution, detection model quality, and lighting conditions. Nevertheless, the system demonstrates potential to support future traffic management and engineering decisions but still requires further optimization, including improving video resolution and quality, retraining the model with a more representative local dataset, using lighter and more accurate detection models, and optimizing the tracking algorithm.
Keywords: deep learning; deepsort; NVIDIA Jetson NANO; traffic flow; YOLOv4
Abstrak: Penelitian ini bertujuan mengembangkan Traffic Flow Detector berbasis Deep Learning untuk mengobservasi arus lalu lintas secara otomatis dan akurat. Observasi lalu lintas konvensional sering dilakukan secara manual atau melalui CCTV, namun rentan terhadap human error dan sulit digunakan untuk menganalisis tren secara real-time. Pada penelitian ini digunakan metode YOLOv4 untuk mendeteksi empat jenis kendaraan (mobil, motor, bus, truk). Untuk melacak pergerakan kendaraan secara berkelanjutan dan mengatasi masalah occlusion, digunakan algoritma Deep SORT. Model YOLOv4 yang digunakan merupakan pre-trained model dan diujikan pada tujuh rekaman video CCTV yang diambil dari situs resmi Dinas Perhubungan Kota Pekanbaru. Sistem ini diimplementasikan pada perangkat terbatas Nvidia Jetson Nano sebagai simulasi penerapan langsung pada CCTV. Hasil pengujian menunjukkan presisi tertinggi mencapai 98%, namun akurasi tertingginya hanya sebesar 26%. Rendahnya akurasi dipengaruhi oleh beberapa faktor seperti resolusi video, kualitas model deteksi, serta kondisi pencahayaan. Meski demikian, sistem ini menunjukkan potensi untuk membantu pengambilan keputusan dalam manajemen dan rekayasa lalu lintas di masa depan, namun masih membutuhkan optimasi lebih lanjut, seperti peningkatan kualitas video input, pelatihan ulang model dengan dataset lokal, penggunaan model deteksi yang lebih ringan dan akurat serta pengoptimalan algoritma pelacakan.
Kata kunci: deep learning deepsort; Nvidia Jetson Nano; traffic flow; YOLOv4
Abstract:Abstract: Information Technology has impacted various sectors, including education. Learning Management Systems (LMS) are designed to facilitate lecturers and students in accessing academic activities such as online learning.…
ning. This study aims to analyze the effectiveness of Learning Management Systems (LMS) among higher education institutions in Indonesia. This analysis is crucial for assessing the effectiveness of LMS use by universities in Indonesia, enabling investments in LMS to yield optimal results. The study employed the D&M IS Success Model and PLS-SEM to evaluate the relationships between various variables, including system, information, service quality, user satisfaction, and benefits. Simple random sampling was used to collect data from 170 universities in Indonesia. This study employed PLS-SEM to investigate the observed variables, including validity and reliability testing, which involves assessing reliability, convergent validity, and discriminant validity. This current study found that all the hypotheses were accepted with p-values below 0,05. These findings contribute to universities paying attention to aspects of system, information, and service quality in Learning Management Systems (LMS) to improve user satisfaction and create a positive perception of benefits. Therefore, this research yields significant results that contribute to higher education in Indonesia, as well as the advancement of knowledge in management information systems.
Keywords: delone and mclean; information system success; LMS; SEM-PLS.
Abstrak: Teknologi Informasi telah memengaruhi berbagai sektor, termasuk pendidikan. Learning Management System (LMS) dirancang untuk memfasilitasi dosen dan mahasiswa dalam mengakses kegiatan akademik seperti pembelajaran daring. Penelitian ini bertujuan untuk menganalisis efektivitas penggunaan Learning Management System (LMS) di perguruan tinggi di Indonesia. Analisis ini penting untuk menilai sejauh mana efektivitas penggunaan LMS oleh universitas-universitas di Indonesia, sehingga investasi dalam LMS dapat mem-berika n hasil yang optimal.Penelitian ini menggunakan model D&M IS Success Model dan metode PLS-SEM untuk mengevaluasi hubungan antara berbagai variabel, termasuk kuali-tas sistem, informasi, layanan, kepuasan pengguna, dan manfaat. Teknik simple random sampling digunakan untuk mengumpulkan data dari 170 perguruan tinggi di Indonesia. Penelitian ini menggunakan PLS-SEM untuk mengkaji variabel-variabel yang diamati, ter-masuk pengujian validitas dan reliabilitas, yang mencakup penilaian reliabilitas, validitas konvergen, dan validitas diskriminan. Hasil dari penelitian ini menunjukkan bahwa semua hipotesis diterima dengan nilai p di bawah 0,05. Temuan ini mendorong universitas untuk memberikan perhatian pada aspek kualitas sistem, informasi, dan layanan dalam penggunaan LMS guna meningkatkan kepuasan pengguna dan menciptakan persepsi posi-tif terhadap manfaatnya. Oleh karena itu, penelitian ini memberikan hasil yang signifikan bagi perguruan tinggi di Indonesia serta turut berkontribusi dalam pengembangan ilmu di bidang sistem informasi manajemen.
Kata kunci: delone and mclean; kesuksesan sistem informasi; LMS; SEM-PLS
Abstract:Abstract: Face recognition based on deep learning has become an important technology in many areas. However, these systems often face challenges in real-world conditions, such as when the face is partially covered by accessories…
essories such as masks or glasses. This study aims to evaluate the effect of data augmentation by adding facial accessories (masks, glasses, and a combination of both) and geometric augmentation on the accuracy of face recognition systems. There are three types of datasets used in this method: the original dataset (category 1), the dataset with facial accessories augmentation (category 2), and the dataset with geometric augmentation (category 3). Data augmentation was performed on the training dataset to increase diversity, followed by the face detection process using SCRFD and feature extraction with ArcFace. The model was then trained using Multi-Layer Perceptron (MLP). Based on the results, adding face accessories (category 2) made the model a lot more accurate, hitting 99% accuracy. In category 3, adding geometric features improved accuracy to 91%. Other evaluation metrics, such as precision, recall, and F1-score, also showed improvement after augmentation. This study concludes that facial accessories augmentation is more effective in improving the accuracy and robustness of face recognition models compared to geometric augmentation.
Keywords: augmentation; deep learning; face recognition; glasses.
Abstrak: Pengenalan wajah berbasis deep learning telah menjadi salah satu teknologi penting dalam berbagai aplikasi. Namun, sistem ini sering kali menghadapi tantangan dalam kondisi dunia nyata, seperti saat wajah tertutup sebagian oleh aksesori seperti masker atau kacamata. Penelitian ini bertujuan untuk mengevaluasi pengaruh augmentasi data dengan menambahkan aksesori wajah (masker, kacamata, dan kombinasi keduanya) serta augmentasi geometris terhadap akurasi sistem pengenalan wajah. Metode yang digunakan melibatkan tiga kategori dataset: dataset asli tanpa augmentasi (kategori 1), dataset dengan augmentasi aksesoris wajah (kategori 2), dan dataset dengan augmentasi geometris (kategori 3). Augmentasi data dilakukan pada dataset pelatihan untuk meningkatkan keberagaman, diikuti dengan proses deteksi wajah menggunakan SCRFD dan ekstraksi fitur dengan ArcFace. Model kemudian dilatih menggunakan Multi-Layer Perceptron (MLP). Hasil penelitian menunjukkan bahwa augmentasi aksesoris wajah (kategori 2) memberikan peningkatan signifikan pada akurasi model, mencapai 99%, sedangkan kategori 3 dengan augmentasi geometris mencapai akurasi 91%. Metrik evaluasi lainnya, seperti precision, recall, dan F1-score, juga menunjukkan peningkatan setelah augmentasi. Penelitian ini menyimpulkan bahwa augmentasi aksesoris wajah lebih efektif dalam meningkatkan akurasi dan ketahanan model pengenalan wajah dibandingkan dengan augmentasi geometris.
Kata kunci: augmentasi; deep learning; kacamata; pengenalan wajah.
Abstract:Abstract: The online exam system is used to evaluate student learning, but it has some limitations. Therefore, it is necessary to research the user satisfaction of the system. This study aims to assess user satisfaction…
using the End User Computing Satisfaction (EUCS), Importance Performance Analysis (IPA), and Customer Satisfaction Index (CSI) methods. The results showed that three dimensions, namely, accuracy, ease of use, and timeliness significantly affected user satisfaction, while content and format did not have a significant effect. IPA analysis shows the majority of attributes (12 attributes) are in quadrant II, which indicates moderate satisfaction, 11 attributes in quadrant III, one attribute in quadrant I, and three attributes in quadrant IV. CSI concluded that the online exam system provides satisfactory service with a score of 77.54%.
Keywords: csi; eucs; ipa; online exam system; user satisfaction
Abstrak: Sistem ujian online digunakan untuk mengevaluasi pembelajaran mahasiswa, tetapi sistem ini memiliki beberapa keterbatasan. Karena itulah perlu penelitian kepuasan pengguna sistem tersebut. Penelitian ini bertujuan menilai kepuasan pengguna dengan menggunakan metode End User Computing Satisfaction (EUCS), Importance Performance Analisys (IPA), dan Customer Satisfaction Index (CSI). Hasil riset menunjukkan tiga dimensi yaitu, akurasi, kemudahan penggunaan, dan ketepatan waktu signifikan mempengaruhi kepuasan pengguna, sementara konten dan format tidak berpengaruh signifikan. Analisis IPA menunjukkan mayoritas atribut (12 atribut) berada di kuadran II, yang mengindikasikan kepuasan sedang, 11 atribut di kuadran III, satu atribut di kuadran I, dan tiga atribut di kuadran IV. CSI menyimpulkan sistem ujian online memberikan layanan yang memuaskan dengan skor 77,54%.
Kata kunci: csi; eucs; ipa; kepuasan pengguna; sistem ujian online
Abstract:Abstract: The use of e-learning in non-formal education is increasingly important to support the improvement of access to learning, one of which is through the online platform. This study aims to analyze the quality of online…
nline services using WebQual 4.0 and Im-portance Performance Analysis (IPA) methods to evaluate the suitability between user expectations and perceptions. The research method used a quantitative approach by distributing questionnaires to active users, then analyzed using the WebQual Index to measure the overall quality of the system as well as the IPA to determine improvement priorities. The results showed that the quality of SeTARA Online was relatively good with a WebQual Index value of 0.798. However, there is still a gap between user expectations and satisfaction with a negative gap value of -0.238. The IPA analysis identified indicators in Quadrant I as priority improvements, especially in the aspects of service interaction and information presentation. These findings underscore the need for continuous development of features and technical support to optimize the user experience. The conclusion of this study suggests that there should be improvements in priority indicators to increase user satisfaction, as well as strengthen the effectiveness of online learning. Advanced research can expand variables, compare with other platforms, and combine quantitative and qualitative analysis methods for more comprehensive results.
Keywords: e-learning; importance performance analysis; quality of service; online equivalent; webqual 4.0
Abstract:Abstract: The utilization of Information Technology (IT) in higher education institutions is crucial for supporting academic and administrative activities. The Data and Information Center (PUSDATIN) of UBP Karawang manages…
es various IT services, such as Sistem Informasi Perguruan Tinggi (SIPT), e-learning Buana Online Course (BOC), and others. This study aims to evaluate the maturity level of IT governance at UBP Karawang to ensure alignment with the university's strategic goals and identify areas requiring improvement. The research employs a quantitative descriptive method based on COBIT 2019, with data collected from 92 respondents, analyzed through goals cascade mapping and maturity level measurement. The evaluation results across 14 COBIT 2019 domains indicate that the IT governance maturity level at UBP Karawang is at Level 4 (Quantitatively Managed) with a score of 3.86 and an average gap of 1.13 from the expected level. The findings suggest that while IT governance at UBP Karawang is well-managed, there is still room for improvement. Therefore, several recommendations are proposed to optimize IT governance effectiveness, ensure regulatory compliance, and support the achievement of the university's strategic objectives.
Keywords: COBIT 2019; IT evaluation; IT governance; maturity level.
Abstrak: Pemanfaatan Teknologi Informasi (TI) di perguruan tinggi sangat krusial untuk mendukung aktivitas akademik dan administratif. Pusat Data dan Informasi (PUSDATIN) UBP Karawang mengelola berbagai layanan TI, seperti Sistem Informasi Perguruan Tinggi (SIPT), e-learning Buana Online Course (BOC) dan lain-lain. Penelitian ini bertujuan untuk mengevaluasi tingkat kematangan tata kelola TI di UBP Karawang guna memastikan keselarasan dengan tujuan universitas serta mengidentifikasi area yang memerlukan perbaikan. Penelitian ini menerapkan metode deskriptif kuantitatif berbasis COBIT 2019, dengan data diperoleh dari 92 responden, dianalisis melalui pemetaan goals cascade dan pengukuran maturity level. Hasil evaluasi pada 14 domain COBIT 2019 menunjukkan tingkat kematangan TI UBP Karawang berada di Level 4 (Terkelola secara Kuantitatif) dengan skor 3.86, serta rata-rata gap 1.13 dari tingkat yang diharapkan. Kesimpulan dari penelitian ini mengindikasikan bahwa meskipun tata kelola TI di UBP Karawang telah terkelola dengan baik, masih terdapat ruang untuk perbaikan. Oleh karena itu, beberapa rekomendasi diajukan guna mengoptimalkan efektivitas tata kelola TI, menjamin kepatuhan terhadap regulasi, serta mendukung pencapaian tujuan strategis universitas.
Kata kunci: COBIT 2019; evaluasi TI; maturity level; tata kelola TI.
Abstract:Abstract: Advancements in digital technology have significantly transformed communication and learning. Traditional learning methods have limitations in providing a fast and interactive learning environment, necessitating…
g accessible technology that enhances student and teacher engagement while ensuring convenience. WhatsApp has emerged as a widely used solution due to its accessibility, privacy features, and cross-platform compatibility, offering users a sense of convenience. This study examines the role of Perceived Convenience in the acceptance and use of WhatsApp in secondary education in Medan City using the UTAUT2 Model. A survey was conducted with 439 respondents from 8 secondary schools in Medan and analyzed using SEM-PLS with SmartPLS-4. The results indicate that social influence, hedonic motivation, habit, and perceived convenience positively impact the intention to use WhatsApp. Additionally, facilitating conditions, perceived convenience, and intention to use significantly influence actual usage behavior. However, performance expectancy, effort expectancy, and price value do not affect either intention or behavior in using WhatsApp. Moderating variables such as age, gender, and experience partially moderate the relationships between independent factors and WhatsApp usage intention and behavior. This study contributes by incorporating Perceived Convenience into the UTAUT2 Model and affirming its role in educational technology adoption.
Keywords: perceived convenience; secondary education; UTAUT2; whatsapp
Abstrak: Kemajuan teknologi digital telah membawa perubahan signifikan dalam komunikasi dan pembelajaran. Metode pembelajaran tradisional memiliki keterbatasan dalam menyediakan lingkungan belajar yang cepat dan interaktif, sehingga diperlukan teknologi yang mudah diakses, meningkatkan keterlibatan siswa dan guru, serta nyaman digunakan. WhatsApp menjadi salah satu solusi dan banyak digunakan karena mudah diakses, privasi yang ditawarkan, serta kompatibilitas lintas platform sehingga memberikan kenyamanan yang dapat dirasakan pengguna ketika menggunakannya. Oleh karena itu, Penelitian ini menguji peran Persepsi Kenyamanan terhadap penerimaan dan penggunaan WhatsApp dalam pendidikan menengah di Kota Medan menggunakan Model UTAUT2. Survei dilakukan pada 439 responden dari 8 sekolah menengah di kota Medan, dan dianalisis dengan SEM-PLS menggunakan SmartPLS-4. Hasil penelitian menunjukkan bahwa social influence, hedonic motivation, habit, dan perceived convenience berpengaruh positif signifikan terhadap behavioral intention. Sementara itu, facilitating conditions, perceived convenience, dan behavioral intention berdampak positif pada use behavior. Namun, performance expectancy, effort expectancy, dan price value tidak berpengaruh terhadap niat maupun perilaku penggunaan WhatsApp. Variabel moderasi usia, jenis kelamin, dan pengalaman memoderasi sebagian hubungan antara faktor bebas terhadap niat dan perilaku penggunaan WhatsApp. Penelitian ini berkontribusi dengan menambahkan variabel persepsi kenyamanan (perceived convenience) ke dalam Model UTAUT2 dan menegaskan perannya dalam adopsi teknologi pendidikan.
Kata kunci: pendidikan menengah; persepsi kenyamanan; UTAUT2; whatsapp
Abstract:Abstract: The advancement of network security faces growing challenges as cyberattacks become more sophisticated. Traditional rule-based systems struggle with zero-day attacks and obfuscation techniques. This study examines…
nes the development trends of AI-based algo-rithms, particularly machine learning and deep learning, in threat detection. A literature review evaluates AI-driven approaches, including support vector machines, random for-est, deep neural networks, convolutional neural networks, and reinforcement learning. Findings show that AI enhances detection accuracy, adaptability, and reduces false posi-tives. Machine learning efficiently classifies known attacks, while deep learning excels in identifying complex patterns such as distributed denial-of-service and advanced persis-tent threats. Unsupervised learning improves anomaly detection without labeled data. However, AI models require high-quality data, substantial computational resources, and remain vulnerable to adversarial attacks. Despite these challenges, AI provides a dynam-ic and adaptive security solution, surpassing traditional systems. Future research should enhance AI scalability and resilience for evolving cybersecurity threats.
Keywords: anomaly detection; artificial intelligence; deep learning; machine learning; network security
Abstrak: Perkembangan keamanan jaringan menghadapi tantangan yang semakin besar seiring meningkatnya kompleksitas serangan siber. Sistem berbasis aturan tradisional kesulitan mendeteksi zero-day attack dan teknik penyamaran. Penelitian ini mengkaji tren pengembangan algoritma berbasis AI, khususnya machine learning dan deep learning, dalam deteksi ancaman. Literature review mengevaluasi pendekatan berbasis AI, termasuk support vector machines, random forest, deep neural networks, convolutional neural networks, dan reinforcement learning. Hasil penelitian menunjukkan bahwa AI meningkatkan akurasi deteksi, adaptabilitas terhadap ancaman baru, serta mengurangi false positive. Machine learning efektif mengklasifikasikan serangan yang telah diketahui, sementara deep learning unggul dalam mengenali pola kompleks seperti distributed denial-of-service dan advanced persistent threats. Unsupervised learning meningkatkan deteksi anomali tanpa memerlukan data berlabel. Namun, AI masih bergantung pada data berkualitas tinggi, sumber daya komputasi besar, dan rentan terhadap adversarial attack. Meskipun demikian, AI menawarkan solusi keamanan yang lebih dinamis dan adaptif dibandingkan sistem tradisional. Penelitian selanjutnya perlu difokuskan pada peningkatan skalabilitas dan ketahanan AI dalam menghadapi ancaman siber yang terus berkembang.
Kata kunci: deteksi anomali; jaringan keamanan; kecerdasan buatan; pembelajaran dalam; pembelajaran mesin
Abstract:Abstract: Both hardware and software technologies offer their advantages in helping to facili- tate student learning activities. Virtual reality technology allows users to interact directly with the virtual reality environment,…
ironment, giving the effect of a pleasant learning sensation because it pro- vides direct experience for students to actively do desktop computer assembly practicum inde- pendently and guided. This research is R & D (Research and Development), which aims to pro- duce a product as a desktop computer assembly virtual reality learning application. This re- search procedure adapts the Lee & Owens development model. The subjects of this research were students at the Open University, Makassar State University, and Lambung Mangkurat University. The results showed that using Virtual Reality in desktop computer assembly can provide extraordinary experiences to users, bridging the gap between the real and virtual worlds. This is achieved through specially designed hardware to create a virtual environment that re- sembles the actual reality or even creates an entirely new reality.
Keywords: desktop computer; assembly; virtual reality
Abstrak: Teknologi perangkat keras (hardware) maupun lunak (software) menawarkan keunggulannya dalam membantu memfasilitasi aktivitas belajar dan pembelajaran ma- hasiswa. Teknologi virtual reality memiliki kemampuan bagi penggunanya untuk dapat melakukan interaksi langsung dengan lingkungan realitas maya, memberi efek sensasi pembelajaran yang menyenangkan karena memberikan pengalaman langsung bagi ma- hasiswa untuk aktif melakukan pratikum perakitan computer desktop secara mandiri maupun terbimbing. Penelitian ini adalah R & D (Research and Development) yang ber- tujuan untuk menghasilkan suatu produk yaitu berupa aplikasi pembelajaran virtual real- ity perakitan computer desktop. Prosedur penelitian ini mengadaptasi model pengem- bangan Lee & Owens. Subjek penelitian ini adalah mahasiswa pada Universitas Ter- buka, Universitas Negeri Makassar, dan Unibversitas Lambung Mangkurat. Hasil penelitian diperoleh bahwa penggunaan Virtual Reality dalam perakitan computer desk- top mampu memberikan pengalaman luar biasa kepada pengguna, menjembatani jurang antara dunia nyata dan dunia maya. Hal ini dicapai melalui penggunaan perangkat keras yang dirancang khusus untuk menciptakan lingkungan virtual yang menyerupai realitas sebenarnya atau bahkan menciptakan realitas yang sama sekali baru.
Kata kunci: computer desktop; perakitan; virtual reality