Abstract:Roads, including land, sea, and air transport, are vital in the overall transportation system. However, a lack of focus on safety can lead to increased traffic accidents. This study analyzes accident data from five Dumai…
(Riau Province) roads with the highest accident rates. The analysis used secondary data, including traffic accident records and average daily traffic (ADT) from 2019 to 2023. The study followed a descriptive method with data collection through observation and documentation. The findings show that Soekarno Hatta Street experienced the highest number of accidents, totaling 107 incidents. The accident rate for the identified black spot on Soekarno Hatta Street in Bagan Besar Sub-District reached 0.727. Meanwhile, the black site on Cut Nyak Dien Street in Bangsal Aceh Village had an accident rate of 0.10.
Abstract:Abstract This study is motivated by the financial literacy of generation Z and also the quality of life insurance products in Indonesia which are moderated by gender in influencing a person's interest in buying life insurance…
surance in Indonesia. This study uses a quantitative method with a descriptive relationship approach. Determination of the sample in this study was carried out by calculating using the Bernoulli formula, with a total of 384 respondents. The data analysis technique used is the Structural Equation Model - Partial Least Square (SEM-PLS). The results of the study show that financial literacy (X1) and product quality (X2) do not have a significant effect on buying interest (Y) where the p-values of both variables are <0.05. Other findings also state that Gender (Z) does not significantly moderate financial literacy and product quality. The conclusion of this study is that the factors that make generation Z interested in buying insurance products are influenced by their perceptions of financial literacy and product quality. More specifically, the perception of product quality factors has a significant and positive influence on generation Z's interest in buying life insurance products in Indonesia. The findings show that of the two variables, product quality can be the strongest predictor in predicting generation Z's interest in purchasing life insurance products. Financial literacy cannot significantly predict generation Z's interest in purchasing insurance products.
Keywords : financial literacy, product quality, gender, purchasing intention
Abstract:This study aims to determine the process and results of the application of flashcard media in improving mastery of mufrodat (Arabic vocabulary). This type of research is Classroom Action Research (PTK). The subject of the…
e research was the seventh grade students of SMP Pesantren Putri Yatama Mandiri Gowa with a total of 28 people. Data collection techniques used in the study were test sheets and observation sheets. This research was conducted in 2 cycles and each cycle consisted of 2 meetings. The results of this study indicate that the average score obtained by students has increased. In cycle I, the average value was 69% and the average value in cycle II was 91%. The average score obtained by students in learning mufrodat by using flashcards media increased by 22% from the value of cycle I to the value of cycle II.
Abstract:This research aims to describe the form and the meaning of each fi`il ṡulāṡi mazīd in surah Al-Fatḥ. Fi`il ṡulāṡi mazīd is a fi`il that consists of three original letters and gets additional letters totaling one, two, and…
g one, two, and three letters. This type of research is qualitative research with a literature study research design. This research focuses on the material of fi`il ṡulāṡi mazīd in ṣaraf. The data in this research are in the form of words in the verse snippets of surah Al-Fatḥ. There are two sources of data used, namely primary data sources and secondary data sources. The data collection techniques in this research are reading techniques and documentation techniques. The data analysis techniques used are data collection, data reduction, data presentation, and conclusion drawing. The results of this research indicate that there are 66 forms of fi`il ṡulāṡi mazīd in surah Al-Fatḥ spread over 23 verses and divided into several wazans, including 13 fi`il following the wazan فَعَّلَ, 6 fi`il following the wazan فَاعَلَ, 32 fi`il following the wazan أَفْعَلَ, 6 fi`il following the wazan تَفَعَّلَ, 5 fi`il following the wazan اِفْتَعَلَ, 2 fi`il following the wazan اِنْفَعَلَ, and 2 fi`il following the wazan اِسْتَفْعَلَ. Fi`il ṡulāṡi mazīd in Surah Al-Fatḥ not only varies in terms of form, but also contains various meanings according to the wazan of formation. These meanings include لِلتَّعْدِيَةِ, لِلتَّحَوُّلِ, “فَعَّلَ” لِمُطَاوَعَةِ, “فَعَلَ” لِمُطَاوَعَةِ, “أَفْعَلَ” لِمُطَاوَعَةِ, لِلْمُشَارَكَةِ بَيْنَ اثنَيْنِ, الْمُجَرَّد “فَعَلَ” لِمَعْنَى, لِطَلَبِ الْفِعْلِ, لِلدُّخُولِ فِي الشَّيْءِ, dan لِزِيَادَةِ الْمُبَالَغَةِ فِي الْمَعْنَى.
Abstract:This study aims to analyze the development strategy of cassava leaf-based animal feed ( Manihot utilissima ) in Sumberejo Village, Pagar Merbau District, Deli Serdang Regency. This study uses a nonprobability sampling method…
thod with a saturated sampling technique. With a total of 53 respondents consisting of 50 consumers, 1 business owner and 2 employees. This study uses primary and secondary data. This study uses multiple linear regression analysis to determine what factors influence the development strategy of cassava leaf animal feed and descriptive analysis to analyze the development strategy for the potential and opportunities of using cassava leaves as animal feed. This research method uses qualitative and quantitative analysis. The results showed that cassava leaves have a high crude protein content, which is around 20-30%, and contain crude fiber, fat, and minerals that are beneficial for livestock growth. Multiple linear regression analysis in this study shows that all independent variables have a significant effect on the dependent variable. Among these factors, the economic aspect makes the largest contribution, making it the main factor influencing the dependent variable. Furthermore, social aspects and external support also play a significant role in determining the results. In addition, other factors such as technology, resources, and marketing and distribution also have a significant impact, although with a smaller influence compared to economic and social aspects. Thus, the regression model shows a positive relationship between the independent variables and the dependent variable, so that improvements in these aspects will increase the dependent variable, with the main priority on economic and social aspects.
Abstract:Technological and digital developments that happening right now are rapidly growth and this condition encourages the competition in the business world become more intense. The rapid development of technology and digitalization…
zation has presented a digital business marked by the high development of technology-based business and trade transactions. Based on these, digital business has great potential to drive economic growth.Digitalization is an interesting topic to research in encouraging technological progress and stimulating economic growth. Economic activities nowadays cannot be separated from the use of information & communication technology through telecommunications networks and the use of internet by conducting e-business transactions. E-business or digital business is a projection of new talents that can inspire competitiveness. Digital business is currently growing rapidly around the world, including Indonesia, proven by the increasing number of internet users. The Indonesian Internet Service Providers Association (APJII) announced that the number of Indonesian internet users in 2024 reached 221,563,479 people from a total population of 278,696,200 people in Indonesia in 2023. This condition is also followed by the increasing number of e-commerce users in Indonesia which has continued to increase since 2020, until in 2023 the number of e-commerce users in Indonesia is 58.63 million users. The research method used is descriptive qualitative research, a method that been used by researchers through a literature study approach and analyzing all information regarding the research topic. This research intends to find out how does the impact of digital business on Indonesian economy. The results show that digitalization has changed many aspects of Indonesian society, including the economy. The development of technological advances and digitalization give positive impact on Indonesia's economic growth.
Abstract:This study is a type of Classroom Action Research (CAR) with the research subjects being the sixth-grade students of MI DDI Palirang, totaling 28 students. The aim of this study is to examine the planning, implementation,…
, and learning outcomes of students in mastering Arabic vocabulary using the singing method. Data collection techniques used in this study include observation, interviews, tests, and documentation. The research was conducted in two cycles, each consisting of two meetings. The results showed that the average vocabulary mastery score of students increased from 79 in the first cycle to 90 in the second cycle. This indicates an 11%-point improvement in students’ Arabic vocabulary mastery. Thus, it can be concluded that the implementation of the singing method in learning can improve Arabic vocabulary mastery among sixth-grade students of MI DDI Palirang.
Abstract:Agung Sedayu M, Comparative Study of Arabic Writing Skills between Junior High School and Middle School Graduates in Class XI of MA Darul Aman Lengkese Takalar. Thesis. Department of Foreign Language Education. Arabic Language…
nguage Education. Faculty of Language and Literature, Makassar State University (supervised by Ambo Dalle and Ahmad Sirfi Fatoni). This study aims to determine the comparison of Arabic writing skills between junior high school and high school graduates in class XI of MA Darul Aman Lengkese Takalar in the 2025/2026 academic year. This research is a quantitative research using a comparative approach. The techniques used in this research are observation techniques, documentation, tests from two different samples, namely junior high school graduates totaling 14 people with MTS graduates totaling 14 people with a total sample of 28 people. The results of this study showed that the average value of the Arabic writing skills test results of junior high school graduates got an average result of 54.9 while MTS graduates obtained an average value of 62.74. Based on the results of the t-test conducted, there is a significant difference between the Arabic writing skills of junior high school graduates and MTS graduates in class XI MA Darul Aman Lengkese Takalar.
Abstract:The purpose of this research is to analyze the management of the Village Revenue and Expenditure Budget (APBDes) in Marisa District. This study limits its focus to the aspects of planning, allocation, implementation, supervision…
ervision and accountability, and reporting of APBDes. This research employs a quantitative method with a descriptive approach. The research population comprises all village officials in Marisa District, totaling 110 individuals, and the sample was drawn using a saturated sampling (census) technique. Data was collected through questionnaires completed by the Village Government. The research findings indicate that the overall management of APBDes in Marisa District is generally very good. APBDes planning is assessed as very good, characterized by transparency in village deliberations, effectiveness in addressing community problems and needs, and alignment of the Village Medium-Term Development Plan (RPJMDes) with community aspirations. Sources
Abstract:The purpose of this study is to analyze the effect of marketing communication on brand equity and patient decision choosing obstetric and gynecological services at RSI Hasanah Mojokerto. The independent variable in this…
study is marketing communication, while the dependent variable is the patient decision, and brand equity is a variable mediator between marketing communication and patient decision. The sample of this research were BPJS patients at RSI Hasanah Mojokerto from March to May 2025 who have finished the services of obstetric and gynecological, both outpatient and inpatient. A total of 52 respondents were obtained as samples in this research. This study uses an explanatory survey research design, which involves searching and collecting primary data by directly asking questions to respondents and analyzing the effects among variables to prove the hypothesis. Data analysis using path analysis with SEM-PLS. The results of the study show that the original sample value of the direct relationship between marketing communication and patient decision is +0.101 with a P-value of 0.226. Meanwhile, the original sample values when mediated by brand equity as the mediator variable between marketing communication and patient decision are +0.680 and +0.762 with a P-value of 0.000 at a significance level of 0.05. Thus, it can be concluded that brand equity can act as a mediator between marketing communication and patient decision. With good marketing communication, the brand equity of the Hospital will increase, thereby improving patients' decision choosing obstetric and gynecological services at RSI Hasanah Mojokerto.