Abstract:This study aims to analyze the role of perceived usefulness (PU) and perceived ease of use (PEOU) in mediating the relationship between financial behavioral biases—namely financial literacy (FL), overconfidence (OC), and…
nd risk tolerance (RT)—and Bitcoin investment decisions among Generation Z in Indonesia, using the Tokocrypto and Indodax platforms. Employing a quantitative approach with a survey of 360 active Generation Z investors, data were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The findings indicate that financial literacy, risk tolerance, PU, and PEOU have a direct positive and significant effect on Bitcoin investment decisions. Overconfidence, however, showed no significant direct effect. Furthermore, PU and PEOU partially mediated the relationships between financial literacy and investment decisions, as well as between risk tolerance and investment decisions. Notably, PEOU emerged as the strongest mediating pathway, particularly for risk tolerance. Conversely, neither PU nor PEOU mediated the relationship between overconfidence and investment decisions. This research contributes theoretically by integrating Behavioral Finance theory with the Technology Acceptance Model (TAM) in the context of high-risk digital assets. Practically, it offers insights for platform developers to enhance user experience and design targeted financial education, and for regulators to formulate behaviorally-informed investor protection policies.
Abstract:Perubahan dalam lingkungan kerja sering kali memunculkan respons psikologis berupa resistensi dari individu yang terdampak. Penelitian ini dilakukan untuk mengetahui apakah terdapat hubungan antara efikasi diri dan resistensi…
tensi terhadap perubahan pada karyawan. Populasi dalam penelitian ini adalah karyawan aktif di perusahaan X cabang Jawa Timur. Partisipan berjumlah 135 orang yang dipilih menggunakan teknik insidental sampling. Instrumen yang digunakan berupa kuesioner efikasi diri dan resistensi terhadap perubahan yang telah diuji validitas dan reliabilitasnya. Teknik analisis data yang digunakan adalah uji korelasi Pearson Product Moment. Hasil penelitian menunjukkan adanya hubungan positif yang signifikan antara efikasi diri dan resistensi terhadap perubahan, dengan nilai koefisien korelasi sebesar 0,348 dan signifikansi p = 0,000 (p < 0,05). Temuan ini menolak hipotesis awal yang menyatakan hubungan negatif antara kedua variabel. Hal ini dapat terjadi karena perubahan yang ditawarkan tidak selalu dianggap penting, bermanfaat, atau mampu meningkatkan performa, terutama oleh individu yang merasa sudah kompeten atau overconfidence terhadap sistem lama yang telah mereka kuasai. Kurangnya komunikasi, sosialisasi, serta keterlibatan karyawan dalam proses perubahan juga memperkuat resistensi tersebut. Oleh karena itu, organisasi disarankan untuk merancang strategi perubahan yang partisipatif agar efikasi diri karyawan dapat diarahkan secara positif untuk mendukung keberhasilan perubahan
Abstract:This article examines how the Superman: Red Son movie by Sam Liu portrays Superman’s overconfidence. The movie is about another universe in DC Comics where Superman is born in Soviet Union within Cold War. It also shows…
s how Superman is practicing his overconfidence within his God Complex as the sole legitimate ruler for his people in Superman: Red Son. In this movie, Superman is depicted as a very tyrannical Soviet leader. Superman also thinks that he is better than other people. He believes that all that he does is justified and bearing truth according to his own values. Through qualitative method, this article would like to explore more whether Superman’s God Complex is closely related to condition of overconfidence. In analysis, Superman is proved to practice overconfidence in underestimating other people, being superior to others, and being arrogant all the time. In conclusion, it is clear that Superman’s God Complex is in matter of overconfidence, especially in his superior behavior towards other people.