Abstract:Abstract This study is motivated by the financial literacy of generation Z and also the quality of life insurance products in Indonesia which are moderated by gender in influencing a person's interest in buying life insurance…
surance in Indonesia. This study uses a quantitative method with a descriptive relationship approach. Determination of the sample in this study was carried out by calculating using the Bernoulli formula, with a total of 384 respondents. The data analysis technique used is the Structural Equation Model - Partial Least Square (SEM-PLS). The results of the study show that financial literacy (X1) and product quality (X2) do not have a significant effect on buying interest (Y) where the p-values of both variables are <0.05. Other findings also state that Gender (Z) does not significantly moderate financial literacy and product quality. The conclusion of this study is that the factors that make generation Z interested in buying insurance products are influenced by their perceptions of financial literacy and product quality. More specifically, the perception of product quality factors has a significant and positive influence on generation Z's interest in buying life insurance products in Indonesia. The findings show that of the two variables, product quality can be the strongest predictor in predicting generation Z's interest in purchasing life insurance products. Financial literacy cannot significantly predict generation Z's interest in purchasing insurance products.
Keywords : financial literacy, product quality, gender, purchasing intention
Abstract:This study seeks to explore the relationship between the understanding of fintech usage, behavioral intention, financial literacy, customer satisfaction, and brand image within the framework of the Bibit investment application.…
cation. As consumer awareness of digital financial services continues to increase, companies are adopting strategies to strengthen user engagement and foster trust. The research highlights the critical role of financial literacy and customer satisfaction in cultivating stronger relationships between users and fintech platforms. The findings indicate that enhancing financial literacy and providing intuitive, user-friendly experiences not only elevate customer satisfaction but also encourage greater user loyalty. In light of the rising demand for informed decision-making and trust in digital financial services, fintech platforms that align with consumer expectations regarding education and service quality are better positioned to build long-term, meaningful relationships with users, thereby promoting sustained engagement and brand loyalty. Furthermore, the paper addresses the potential directions for future research focused on enhancing customer engagement with fintech platforms, particularly in the context of a highly competitive and awareness-driven market.
Abstract:This study aims to determine the process and results of the application of flashcard media in improving mastery of mufrodat (Arabic vocabulary). This type of research is Classroom Action Research (PTK). The subject of the…
e research was the seventh grade students of SMP Pesantren Putri Yatama Mandiri Gowa with a total of 28 people. Data collection techniques used in the study were test sheets and observation sheets. This research was conducted in 2 cycles and each cycle consisted of 2 meetings. The results of this study indicate that the average score obtained by students has increased. In cycle I, the average value was 69% and the average value in cycle II was 91%. The average score obtained by students in learning mufrodat by using flashcards media increased by 22% from the value of cycle I to the value of cycle II.
Abstract:Classroom Action Research (PTK) is a scientific approach that not only functions as a solution to learning problems in the classroom, but also as a strategic means in developing teacher professionalism. Through systematic…
c reflection and continuous improvement, PTK encourages teachers to improve their pedagogical, professional, social, and personality competencies. Theoretically, PTK strengthens the foundations of constructivism and reflective learning practices, allowing teachers to dynamically connect theory and classroom reality. From a practical perspective, PTK has a direct impact on improving the quality of learning, student involvement, and changing teachers' professional attitudes. Although its implementation is faced with various challenges, both technical and psychological, solutions can be found through ongoing training, mentoring, and institutional support. Thus, PTK plays an important role in building an innovative work culture and improving the quality of education holistically.
Abstract:This research aims to describe the form and the meaning of each fi`il ṡulāṡi mazīd in surah Al-Fatḥ. Fi`il ṡulāṡi mazīd is a fi`il that consists of three original letters and gets additional letters totaling one, two, and…
g one, two, and three letters. This type of research is qualitative research with a literature study research design. This research focuses on the material of fi`il ṡulāṡi mazīd in ṣaraf. The data in this research are in the form of words in the verse snippets of surah Al-Fatḥ. There are two sources of data used, namely primary data sources and secondary data sources. The data collection techniques in this research are reading techniques and documentation techniques. The data analysis techniques used are data collection, data reduction, data presentation, and conclusion drawing. The results of this research indicate that there are 66 forms of fi`il ṡulāṡi mazīd in surah Al-Fatḥ spread over 23 verses and divided into several wazans, including 13 fi`il following the wazan فَعَّلَ, 6 fi`il following the wazan فَاعَلَ, 32 fi`il following the wazan أَفْعَلَ, 6 fi`il following the wazan تَفَعَّلَ, 5 fi`il following the wazan اِفْتَعَلَ, 2 fi`il following the wazan اِنْفَعَلَ, and 2 fi`il following the wazan اِسْتَفْعَلَ. Fi`il ṡulāṡi mazīd in Surah Al-Fatḥ not only varies in terms of form, but also contains various meanings according to the wazan of formation. These meanings include لِلتَّعْدِيَةِ, لِلتَّحَوُّلِ, “فَعَّلَ” لِمُطَاوَعَةِ, “فَعَلَ” لِمُطَاوَعَةِ, “أَفْعَلَ” لِمُطَاوَعَةِ, لِلْمُشَارَكَةِ بَيْنَ اثنَيْنِ, الْمُجَرَّد “فَعَلَ” لِمَعْنَى, لِطَلَبِ الْفِعْلِ, لِلدُّخُولِ فِي الشَّيْءِ, dan لِزِيَادَةِ الْمُبَالَغَةِ فِي الْمَعْنَى.
Abstract:This study explores the utilization of Islamic stories as an effective strategy to enhance the religious character of students in Islamic Religious Education (PAI). Storytelling, rooted in psychological and pedagogical theories,…
heories, offers a meaningful and engaging learning approach that fosters moral and spiritual development. Teachers play a critical role in selecting relevant stories and applying diverse techniques supported by multimedia to maximize student engagement and comprehension. Despite challenges such as limited instructional time, scarcity of quality materials, and fluctuating student attention, technological advancements present promising opportunities for digital and interactive storytelling. The successful integration of Islamic stories in the curriculum requires well-designed educational frameworks, teacher competencies, and continuous reflection and evaluation to cultivate ethical and religious values effectively among students.
Abstract:This study aims to evaluate the strategic development of the government grant program for goat farming groups in Kediri Regency through a SWOT analysis approach. The program, launched in 2022, serves as an economic empowerment…
erment initiative to support small-scale farmers by increasing livestock populations and improving rural welfare. Data were collected using a descriptive quantitative method through in-depth interviews with program managers and grant recipients, supported by direct field observations. The Internal Factor Evaluation (IFE) and External Factor Evaluation (EFE) matrices were used to determine the program’s strategic position, while the Cartesian SWOT diagram identified the appropriate development quadrant. The results show that the program is situated in Quadrant II, indicating strong internal conditions but significant external threats. With IFE and EFE scores of 2.9252 and 3,1333 respectively, the analysis suggests that the program should implement Strength–Threat (S-T) strategies, including consistent quarterly reporting, increased technical staff, and public reinforcement of the program’s catalytic function. These findings are expected to guide the formulation of more effective strategies for sustainable livestock empowerment in Kediri Regency.
Abstract:Pain in breast cancer is one of the most common and significant problems experienced by patients. If not properly managed, the impact of breast cancer pain can lead to increased morbidity and a diminished quality of life.…
. This study aims to determine the effect of Benson relaxation on pain levels in breast cancer patients. A quantitative research method was employed using a pre-experimental one-group pre-test and post-test design. The sample consisted of 17 patients selected through purposive sampling. Data were collected using the Numeric Rating Scale (NRS). The average pain score of respondents during the first measurement (pre-test) was 6.12, and during the second measurement (post-test) it decreased to 3.12. The difference in average pain levels between the first and second measurements showed a reduction of 3.00 points. The statistical test results revealed an Asymp. Sig (2-tailed) p-value of 0.000, indicating a significant effect of Benson relaxation on reducing pain in breast cancer patients. Benson relaxation can significantly help lower pain levels after therapy. This relaxation technique plays an important role by inhibiting sympathetic nerve activity, which in turn reduces oxygen consumption by the body and relaxes the muscles, leading to a sense of calm and comfort.
Abstract:This study aims to analyze the development strategy of cassava leaf-based animal feed ( Manihot utilissima ) in Sumberejo Village, Pagar Merbau District, Deli Serdang Regency. This study uses a nonprobability sampling method…
thod with a saturated sampling technique. With a total of 53 respondents consisting of 50 consumers, 1 business owner and 2 employees. This study uses primary and secondary data. This study uses multiple linear regression analysis to determine what factors influence the development strategy of cassava leaf animal feed and descriptive analysis to analyze the development strategy for the potential and opportunities of using cassava leaves as animal feed. This research method uses qualitative and quantitative analysis. The results showed that cassava leaves have a high crude protein content, which is around 20-30%, and contain crude fiber, fat, and minerals that are beneficial for livestock growth. Multiple linear regression analysis in this study shows that all independent variables have a significant effect on the dependent variable. Among these factors, the economic aspect makes the largest contribution, making it the main factor influencing the dependent variable. Furthermore, social aspects and external support also play a significant role in determining the results. In addition, other factors such as technology, resources, and marketing and distribution also have a significant impact, although with a smaller influence compared to economic and social aspects. Thus, the regression model shows a positive relationship between the independent variables and the dependent variable, so that improvements in these aspects will increase the dependent variable, with the main priority on economic and social aspects.
Abstract:This study aims to analyze the representation of heroic narratives in two movies adaptations of Greek mythology, Clash of the Titans (2010) and Wrath of the Titans (2012), through a comparative literature approach and Vladimir…
adimir Propp's narratology. The main character Perseus is the center of attention in the study of narrative structure because of his role as a mythological hero who faces a series of challenges that are full of values of courage, sacrifice, and determination. Propp's theory is used to identify narrative functions such as dispatch, magical agent, struggle, and transfiguration that appear in both movies. The method used is qualitative with content analysis technique by comparing the stories, characters, and moral messages as well as narrative functions in the two movies with the theme of Greek mythology. The results show that the comparison of the narrative structure of the two movies with the character Perseus has strengths in the dramatic aspects of heroic attitudes in accepting choices and fighting for life so that the integration of heroic material can be adapted to literature learning involving character values. This finding confirms that the narratological approach through comparative literature can be an important pedagogical tool to teach story structures with character values through popular media. This research recommends the utilization of mythological movies in literature learning and character education at various levels of education as a means of strengthening narrative literacy and understanding moral values.