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Showing 29 articles found for "Housing"

PEMBINAAN ADMINISTRASI DAN DOKUMENTASI DENGAN MEMANFAATKAN SOFTWARE APPLICATION

Simanjuntak, Pastima, Realize, Realize, Handoko, Koko
Abstract: Abstract: The guidance on the use of application software for administration and documentation aims to ensure that organizational managers and members of the Hanglekir Batam Center Housing PKK in Riau Islands can understand… and and utilize the application software and find out how to use the application software in the future. Therefore, the development of this application software will be very necessary for organizers and PKK members who are interested in learning it. The main target of this coaching can be to produce people who can technology and understand the use of the application software. The type and capacity of the application program required will certainly be different from each other. Not a few people use the application program as an ingredient to obtain search results from a subject matter. These applications can be done in various ways including computerized systems that aim to improve the quality and quality of an application, the results provide solutions and make decisions for some organizational managers and PKK members who do not understand the use of computer applications and use computer applications for administration and documentation. The method used by guiding the management and PKK members with two meetings for a month. The results of this coaching are administrators and members of the Batam Hanglekir Housing PKK who already know how to use and use software applications.             Keywords: Coaching, Software, Application, Administration, Documentation     Abstrak: Pembinaan pemanfaatan software aplikasi untuk administrasi dan dokumentasi ini bertujuan agar pengurus organisasi dan anggota PKK Perumahan Hanglekir Batam Center Kota Batam  Kepri bisa memahami dan memanfaatkan software aplikasi tersebut dan mengetahui cara penggunaan software aplikasi di kemudian hari. Oleh karena itu, pembinaan software application ini akan sangat dibutukan bagi pengurus Organisasi dan anggota PKK yang berminat untuk mempelajarinya. Target utamanya dari pembinaan ini bisa menghasilkan masyarakat yang bisa akan teknologi dan memahami penggunaan Software aplikasi tersebut. Jenis dan kapasitas program aplikasi yang diperlukan tentu akan berbeda satu sama lain. Tidak sedikit orang menggunakan program aplikasi sebagai bahan untuk memperoleh hasil pencarian dari suatu pokok permasalahan. Pengaplikasian tersebut dapat dilakukan dengan berbagai cara diantaranya adalah sistem terkomputerisasi yang bertujuan untuk meningkatkan mutu dan kualitas suatu aplikasi, hasilnya memberikan solusi serta mengambil keputusan untuk beberapa pengurus organisasi dan anggota PKK yang belum mengerti pemanfaatan aplikasi komputer serta menggunakan aplikasi komputer untuk administrasi dan dokumentasi. Metode yang digunakan dengan melakukan pembinaan pada pengurus dan anggota PKK dengan dua pertemuan selama sebulan. Hasil dari pembinaan ini adalah pengurus dan anggota PKK Perumahan Hanglekir Batam Kepri sudah mengetahui cara penggunaan dan pemanfaatan software application.     Kata kunci: Pembinaan, Software, Aplication, Administrasi, Dokumentasi

PENGELOLAAN KEUANGAN BERBASIS KOMPUTER BAGI UPK KECAMATAN KISARAN BARAT DAN KECAMATAN KISARAN TIMUR KABUPATEN ASAHAN

Rahayu, Elly, Mariatul Kifti, Wan, Rohminatin, Rohminatin
Abstract: Abstract: The Financial Management Unit (UPK) is one of the managing units of financial activities. One of its tasks is to bring together people who have the same needs or types of businesses to form business groups. The… UPK is also tasked with channeling and developing government aid funds for the development of micro enterprises in each kelurahan. Government through the Ministry of Public Works and Public Housing continue to develop the capacity of the community through various types of training that are scheduled each year. One of training forms conducted is financial management training for the Financial Management Unit located in 25 urban subdistricts of East Kisaran and West Kisaran District. This financial management training is considered very important because UPK capacity building is needed in performing its duties as a financial management unit. The purpose of this Community Service activity is to improve the knowledge of UPK on Financial Management so that it can be applied to the community, to be able to do the recording of income and expenditure with good and detailed, to give reference to UPK in order to be able to educate financial management to community and introduce MYOB application for UPK. The result of this activity is the implementation of Community Service activity which attended by UPK as many as 48 people. Keywords: UPK, Financial, Management,MYOB Abstrak: Unit Pengelola Keuangan (UPK)    merupakan salah satu unit pengelola kegiatan  keuangan. Salah satu tugasnya adalah menghimpun masyarakat yang memiliki kebutuhan atau jenis usaha yang sama untuk membentuk kelompok-kelompok usaha. UPK ini juga bertugas menyalurkan serta mengembangkan dana bantuan pemerintah untuk pengembangan usaha mikro di masing-masing kelurahan.Pemerintah melalui Kementerian Pekerjaan Umum dan Perumahan Rakyat terus melakukan pengembangan kapasitas masyarakat melalui berbagai jenis pelatihan yang diagendakan setiap tahun. Salah satu bentuk pelatihan yang dilakukan adalah pelatihan pengelolaan keuangan bagi Unit Pengelola Keuangan   yang berada di 25 kelurahan Kecamatan  Kisaran Timur dan Kecamatan  Kisaran Barat. Pelatihan pengelolaan keuangan ini dipandang sangat penting karena, pengembangan kapasitas UPK sangat dibutuhkan dalam menjalankan tugasnya  sebagai unit pengelola keuangan. Tujuan dilakukannya kegiatan Pengabdian Masyarakat ini adalah untuk meningkatkan pengetahuan UPK terhadap Pengelolaan Keuangan sehingga dapat diterapkan ke masyarakat, untuk dapat melakukan pencatatat pemasukan dan pengeluaran dengan baik dan rinci, untuk memberikan acuan kepada UPK agar mampu melakukan edukasi pengelolaan keuangan kepada masyarakat dan mengenalkan aplikasi MYOB bagi UPK .Hasil kegiatan ini adalah terlaksananya kegiatan Pengabdian Masyarakat  yang dihadiri UPK sebanyak 48 orang. Kata kunci: UPK, Keuangan, Manajemen, MYOB

PREDICTING LOAN ELIGIBILITY WITH SUPPORT VECTOR MACHINE: A MACHINE LEARNING APPROACH

Rajunaidi, Rajunaidi, Yuliansyah, Herman, Sunardi, Sunardi, Murinto, Murinto
Abstract: Abstract: Non-performing loans remain one of the main challenges faced by cooperatives, particularly when the loan eligibility assessment process is still conducted manually. This traditional approach tends to be time consuming,… nsuming, subjective, and prone to inaccurate decisions. This study aims to develop a predictive model for borrower eligibility using the Support Vector Machine (SVM) algorithm as a more efficient and objective machine learning-based solution. A total of 1,000 loan history records were processed using RapidMiner software, taking into account variables such as salary, years of employment, loan amount, monthly installment, employment status, monthly expenses, number of dependents, housing status, age, and collateral value. The model’s performance was evaluated using a confusion matrix and classification metrics including accuracy, precision, recall, and kappa. The results indicate that the SVM model achieved an accuracy of 90.05%, precision of 90.13%, recall of 90.05%, and f1 score of 90,08%, reflecting a strong performance in classifying borrower eligibility. The application of this method makes a significant contribution to the development of data driven decision support systems within cooperative environments. This finding expands the scientific understanding in the field of microfinance and supports the implementation of artificial intelligence technologies in making decisions that are more precise, rapid, and accurate. Keywords: cooperative; eligibility prediction; machine learning; non-performing loan; SVM Abstrak: Kredit macet merupakan salah satu permasalahan utama yang dihadapi koperasi, terutama ketika proses penilaian kelayakan peminjam masih dilakukan secara manual. Pendekatan ini cenderung lambat, subjektif, dan berisiko menghasilkan keputusan yang kurang akurat. Penelitian ini bertujuan untuk membangun model prediksi kelayakan peminjam menggunakan algoritma Support Vector Machine (SVM) sebagai solusi berbasis machine learning yang lebih efisien dan objektif. Sebanyak 1.000 data riwayat pinjaman diolah menggunakan tools RapidMiner dengan mempertimbangkan variabel: gaji, lama bekerja, besar pinjaman, angsuran per bulan, status pegawai, pengeluaran bulanan, jumlah tanggungan, status rumah, umur, dan nilai jaminan. Evaluasi model dilakukan menggunakan confusion matrix dan metrik klasifikasi seperti akurasi, presisi, recall, dan kappa. Hasil menunjukkan bahwa model SVM mencapai akurasi  90,05%, presisi 90,13%, recall 90,05%, dan f1 score 90,08%, yang mencerminkan performa model yang sangat baik dalam mengklasifikasikan kelayakan peminjam. Penerapan metode ini memberikan kontribusi penting dalam pengembangan sistem pendukung keputusan berbasis data di lingkungan koperasi. Temuan ini memperluas wawasan keilmuan di bidang keuangan mikro dan mendukung penerapan teknologi kecerdasan buatan dalam pengambilan keputusan yang lebih tepat, cepat, dan akurat. Kata Kunci: koperasi; kredit macet; machine learning; prediksi kelayakan; SVM    

CLASSIFICATION OF POOR ASSISTANCE RECIPIENTS AT THE VILLAGE BALANCE OFFICE

Anzani Manurung, April Liza, Hambali, Hambali, Efendi, Zulfan
Abstract: Abstract: The poor community is a condition in which the community does not have adequate facilities and infrastructure and an adequate environment, with the quality of housing and settlements far below the eligibility standard… tandard and uncertain livelihoods covering all multidimensional dimensions. The Pasiran Village Office, Sei Dadap District, is one of the agencies located in the Pasiran area, Sei Kamah. Where the Pasiran Village Hall Office carries out activities to distribute assistance to village communities who are declared to be underprivileged or have low incomes below 3.5 million. With such a large number of village people, an in-depth analysis is needed to determine which poor people are entitled to receive Non-Cash Food Assistance from the government. The solution to this problem is to use data mining with the Naïve Bayes algorithm for data classification. Data mining is the science of extracting information by utilizing data sets to obtain valuable information with a large enough data size through the process of extracting data or filtering data. The classification application uses the naïve Bayes algorithm used at the Pasiran Village Office to produce a classification of beneficiaries, namely Worthy and Unworthy based on the attributes of Citizenship, Family Group, ASN Status, and Having a Healthy Family Card.             Keywords: data mining; naïve bayes; classification, beneficiary     Abstrak: Masyarakat miskin merupakan suatu kondisi dimana keadaan masyarakat yang tidak memiliki sarana dan prasarana serta lingkungan yang memadai, dengan kualitas perumahan dan pemukiman yang jauh dibawah standar kelayakan serta mata pencaharian yang tidak menentu yang mencakup seluruh multidimensi. Kantor Balai Desa Pasiran Kecamatan Sei Dadap merupakan salah satu instansi yang berada di daerah Pasiran, Sei Kamah. Dimana Kantor Balai Desa Pasiran melakukan kegiatan pembagian bantuan terhadap masyarakat desa yang dinyatakan kurang mampu atau memiliki penghasilan rendah dibawah 3,5 juta. Dengan jumlah masyarakat desa yang begitu banyak, diperlukan analisis yang mendalam untuk menentukan masyarakat tidak mampu yang berhak untuk mendapatkan Bantuan Pangan Non Tunai dari pemerintah. Solusi dari permasalahan tersebut adalah menggunakan data mining dengan algoritma naïve bayes untuk klasifikasi data. Data mining merupakan suatu ilmu untuk menggali informasi dengan memanfaatkan kumpulan data untuk mendapatkan berbagai informasi yang berharga dengan ukuran data yang cukup besar melalui proses penggalian data atau penyaringan data. Aplikasi klasifikasi menggunakan algoritma naïve bayes yang terapkan pada Kantor Balai Desa Pasiran menghasilkan klasifikasi warga penerima bantuan yaitu Layak dan Tidak Layak berdasarkan atribut Kewarganegaraan, Golongan Keluarga, Status ASN dan Memiliki Kartu Keluarga Sehat.   Kata kunci: data mining; naïve bayes; klasifikasi, penerima bantuan

SISTEM PENDUKUNG KEPUTUSAN PEMILIHAN LOKASI PERUMAHAN MENGGUNAKAN METODE PROFILE MATCHING

Efendi, Zulfan
Abstract: Abstract: In the business of property developers choosing a location to be an important decision for developers as a factor of attractiveness in housing marketing, if lack of observance in choosing the location of the location… cation will result in slow sales, so that the company's profits become not optimal. For this reason, a decision support system is needed that can help developers in recommending housing locations that are in accordance with the wishes of the developer. The profile matching method is chosen because it can provide the closest value recommendation, so if there is no land the exact location in accordance with the wishes of the developer but the profile maching is able to provide the selection of the location with the closest profile value to the developer desired.                                                                   Keywords: Decision support system, Developer, Property, Location Land, Profile matching.     Abstrak: Lokasi merupakan faktor terpenting dalam usaha developer property, karena mempengaruhi tingkat pemasaran perumahan. Pemilihan lokasi menjadi keputusan penting, sehingga dibutuhkan suatu sistem pendukung keputusan yang tepat. Metode profile matching merupakan pilihan yang dapat memberikan rekomendasi. Hasil dari penelitian ini adalah memberikan rekomendasi dengan nilai terdekat, jadi walaupun tidak ada lahan lokasi yang sesuai persis keinginan developer tapi profile matching akan memberikan rekomendasi pemilihan lahan lokasi dengan profil yang terdekat sesuai harapan developer. Maka, dapat disimpulkan profile matching merupakan pilihan tepat dalam penentuan keputusan lokasi perumahan.

Analisis Dengan Metode Klasifikasi Menggunakan Decission Tree Untuk Memprediksi Penentuan Resiko kredit Bank

Syafnur, Afdhal
Abstract: Abstract: There are several facilities in distributing funds to the customer which is owned by Bank Syariah Bukopin. One of them is Kredit Pemilikan Rumah / Housing Loan (mortgage), so far the bank when provides mortgages… s to customers still uses risk prediction manually in giving credit to customers which is taking up a lot of time and energy especially when the customer reports is further analyzed by the Bank. One technique that can help in predicting the Bank's credit risk determination is Decision Tree which is a technique that is a part of Data Mining techniques to take a decision in the form of a tree. With Decision Tree techniques, it is expected to help the bank to allow faster and easier in predicting the data and getting a conclusion from existing data. One of the ways to predict the data is using Dtreg software. This software only uses data that is in the format of "csv (comma delimited)”, if it is not using the format" csv (comma delimited)", so that the data can not be processed by Dtreg software. When the excel format has been converted to the "csv (comma delimited)" format, the analysis process can be done. Dtreg can generate decision tree, one of them is the result of risk decision from the number of mortgages based on the number of customers.             Keywords: data mining, decision tree     Abstrak: Ada beberapa fasilitas dalam penyaluran dana ke nasabah yang di miliki Bank Syariah Bukopin. Salah satunya Kredit Pemilikan Rumah (KPR), selama ini pihak Bank memberikan KPR ke nasabah masih menggunakan prediksi resiko secara manual dalam meberikan kredit kepada nasabah yang banyak menyita waktu dan tenaga apalagi pada saat laporan nasabah  dianalisa lebih lanjut oleh pihak Bank. Salah satu teknik yang dapat membantu pihak Bank dalam memprediksi Penentuan resiko kredit  adalah teknik Decision Tree yang merupakan bagian dari teknik Data Mining untuk mengambil suatu keputusan dalam bentuk pohon. Dengan teknik Decision Tree diharapkan dapat membantu pihak bank agar  lebih cepat dan mudah dalam memprediksi  data dan  menarik suatu kesimpulan dari data yang ada.Salah satu cara memprediksi data tersebut dengan menggunakan software Dtreg. Pada software  ini data yang digunakan hanya bisa dalam bentuk format “csv (comma delimited), jika tidak menggunakan format “csv (comma delimited)“ maka data tersebut tidak bisa diproses oleh software Dtreg dan selanjutnya jika format excel yang telah dirubah ke format “csv (comma delimited)”, maka akan dapat dilakukan proses analisa. Dtreg dapat menghasilkan pohon keputusan, salah satu nya yaitu hasil keputusan  resiko dari jumlah kredit pemilikan rumah berdasarkan jumlah nasabah.     Kata kunci: data mining, decision tree

Examining The Feasibility Of The Housing Provision Policies For Low-Income Communities In Indonesia: A Case Study Of The Tapera Program

Dhiraj Kelly Sawlani
Abstract: Penelitian ini mengeksplorasi efektivitas Program Tapera dalam memenuhi kebutuhan perumahan bagi masyarakat berpenghasilan rendah di Indonesia. Dengan menggunakan pendekatan kualitatif, penelitian ini menggunakan metode… studi kasus untuk menganalisis dampak program dan implementasinya sebagai kebijakan publik. Pengumpulan data dilakukan dengan wawancara mendalam, observasi partisipatif, dan studi dokumentasi untuk memberikan pemahaman yang komprehensif mengenai manajemen dan hasil program.Studi ini menggunakan purposive sampling dengan teknik bola salju untuk memilih informan, termasuk administrator program, pembuat kebijakan, penerima manfaat berpenghasilan rendah, pejabat pemerintah daerah, dan lembaga keuangan. Analisis data mengikuti model interaktif, yang meliputi pengumpulan, reduksi, penyajian, dan penarikan kesimpulan data, dengan triangulasi yang digunakan untuk memastikan validitas dan reliabilitas.  Temuan-temuan tersebut mengungkapkan bahwa meskipun Program Tapera telah membuat langkah signifikan dalam mendorong pemerataan dan keberlanjutan perumahan, masih ada tantangan dalam hal keterjangkauan, kesenjangan antar wilayah, dan transparansi. Isu-isu ini menyoroti perlunya reformasi strategis, seperti mekanisme keuangan yang lebih baik, perluasan jangkauan, dan peningkatan tata kelola.Penelitian ini menyimpulkan bahwa Program Tapera memiliki potensi untuk secara signifikan mengurangi ketimpangan perumahan dan mendorong kesetaraan sosial, asalkan tantangan-tantangan utama dapat diatasi melalui inovasi dan kolaborasi.Penelitian ini berkontribusi pada wacana evaluasi kebijakan publik, dengan menawarkan rekomendasi praktis untuk meningkatkan aksesibilitas perumahan bagi masyarakat berpenghasilan rendah.

Factors Associated with Symptoms of Dermatitis in Prisoners in Class II A Jambi Penitentiary in 2024

Andy Amir, Aisyah Rahmadiah, Fajrina Hidayati, Guspianto, Fitria Eka Putri
Abstract: The national prevalence of dermatitis in Indonesia based on Basic Health Research data by the Ministry of Health 2018 is 6.8% and tends to increase every year. Data from the Jambi Provincial Health Service, in 2021 dermatitis… titis was ranked eighth with the most common disease with a percentage of 5.03%, while in 2022 it experienced an increase and was ranked sixth with a percentage of 5.96%. This study aims to determine the factors associated with symptoms of dermatitis in prisoners at the Class IIA Jambi Penitentiary in 2024. This research is a quantitative study using a cross sectional study design. The sampling technique used Proportionate Random Sampling on 1124 prisoners at the Class IIA Jambi Penitentiary by conducting interviews. Prisoners' knowledge was in the good category as much as 40.4% of respondents. Attitudes in the positive category were 37.2% of respondents. Prisoners with housing that meets the requirements are 21.3% of respondents. Bathing habits were in the good category as many as 53.2% of respondents. Clothing cleanliness was in the good category as many as 37.2% of respondents. Towel cleanliness was in the good category as many as 41.5% of respondents.

ANALYSIS IMPLEMENTATION OF THE SELF-HELP HOUSING STIMULANT ASSISTANCE PROGRAM (BSPS) POLICY FOR LOW-INCOME COMMUNITIES IN LANGSA CITY , ACEH PROVINCE

Ajai
Abstract: Humans as social beings have 3 (three) basic needs which are often also called primary needs, namely clothing, food and shelter. The efforts made by the government cannot be separated from the state's goal of creating livable… vable homes for its people as mandated by the 1945 Constitution, especially Article 28 H paragraph (1) which states that everyone has the right to live in physical and spiritual prosperity. The implementation of the Self-Help Housing Stimulus Assistance Program (BSPS) has not been optimal due to the lack of socialization, which has an impact on the lack of understanding of procedures/requirements, both administrative and technical. The driving factors in the implementation of the Self-Help Housing Stimulant Assistance Program (BSPS) consist of Strengths ( There is a legal umbrella for BSPS , Availability of funds from the APBN , Establishment of Central-Regional Coordination and Opportunities (The existence of a Technical Team from the Ministry, Availability of Companion Personnel, Companion Funds for field operations). Meanwhile, the Inhibiting Factors are the Existence of Weaknesses (Limited Socialization of the BSPS Program; Distribution of materials and materials, Minimal knowledge of recipients regarding accountability) and Threats or Obstacles (High rainfall during construction, Changes in policies regarding BSPS, Continuity of the BSPS program). The implementation of the Self-Help Housing Stimulus Assistance Program (BSPS) in the future will be carried out with an Aggressive Strategy , namely the Strategy of Using STRENGTHS by taking advantage of OPPORTUNITIES. Using Strengths, namely: There is a legal umbrella for BSPS , Availability of funds from the APBN , Establishment of Central-Regional Coordination by Utilizing Opportunities, namely: The existence of a Technical Team from the Ministry, Availability of Companion Personnel. Field operational Companion Funds. The government needs to improve public awareness of the Self-Help Housing Stimulus Assistance (BSPS) program to make it easier for potential recipients to understand. Likewise, local community conditions need to be adjusted to the technical requirements so that prospective BSPS recipients who do not yet have land titles in accordance with applicable regulations can simply obtain a Certificate of Land Title. The government can then facilitate the acquisition of land titles in accordance with statutory provisions.