Abstract:Penelitian ini bertujuan untuk mengkaji pengaruh literasi keuangan dan perencanaan keuangan terhadap kebiasaan menabung mahasiswa Akuntansi semester II dan IV di Universitas Bina Sarana Informatika Kampus Kramat, baik secara…
cara parsial maupun simultan. Dengan menggunakan pendekatan kuantitatif dan metode survei terhadap 150 responden yang dipilih melalui teknik purposive sampling, data dikumpulkan melalui kuesioner dan dianalisis menggunakan uji validitas, reliabilitas, asumsi klasik, regresi linear, dan uji hipotesis. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan terhadap tabungan mahasiswa dengan t-hitung 6,640 > t-tabel 1,976 dan kontribusi 57%, sedangkan perencanaan keuangan juga menunjukkan pengaruh positif dan signifikan dengan t-hitung 4,957 > t-tabel 1,976 dan kontribusi 53%. Secara simultan, kedua variabel tersebut berpengaruh secara positif dan signifikan terhadap tabungan mahasiswa dengan nilai F-hitung 130,357 > F-tabel 3,060 dan nilai determinasi sebesar 63%, serta diperoleh persamaan regresi Y = 3,330 + 0,435X₁ + 0,251X₂. Temuan ini menunjukkan bahwa semakin baik literasi dan perencanaan keuangan yang dimiliki mahasiswa, semakin besar pula kecenderungan mereka dalam membentuk perilaku menabung yang sehat dan terarah.
Abstract:Pertumbuhan penduduk yang pesat mendorong peningkatan kebutuhan lahan untuk kawasan hunian, yang memicu terjadinya alih fungsi lahan pertanian menjadi perumahan secara signifikan. Penelitian ini bertujuan untuk mengetahui…
i dampak alih fungsi lahan pertanian menjadi perumahan terhadap perubahan limpasan permukaan dan infiltrasi air di Kecamatan Kramat, Kabupaten Tegal pada periode tahun 2014–2024. Pendekatan penelitian yang digunakan adalah metode deskriptif kualitatif rasionalistik dengan mengintegrasikan analisis spasial (interpretasi citra satelit menggunakan ArcGIS 10.8) serta metode analisis Delphi sebanyak tiga putaran untuk menguji persepsi para pemangku kepentingan (stakeholders). Pengambilan sampel narasumber dilakukan melalui teknik purposive sampling yang melibatkan unsur dinas pemerintahan terkait, akademisi, praktisi pengembang perumahan, dan tokoh masyarakat. Hasil analisis spasial menunjukkan bahwa selama kurun waktu sepuluh tahun (2014–2024), luas lahan pertanian di Kecamatan Kramat mengalami penurunan sebesar 86,23 Ha (dari 2.562,18 Ha menjadi 2.475,95 Ha), sedangkan luas lahan perumahan meningkat sebesar 32,19 Ha (dari 123,54 Ha menjadi 155,73 Ha). Lebih lanjut, hasil analisis Delphi berhasil mencapai konsensus para ahli yang menyetujui 7 indikator dampak utama, yaitu perubahan luas lahan, peningkatan intensitas pembangunan, peningkatan permukaan kedap air, penurunan infiltrasi air, peningkatan volume limpasan permukaan, penurunan kinerja sistem drainase, dan peningkatan kejadian genangan air. Konversi area terbuka menjadi material kedap air (seperti atap bangunan, beton, dan aspal) meminimalkan kapasitas resapan tanah alami, sehingga memicu peningkatan aliran permukaan (surface run-off) yang berujung pada timbulnya masalah genangan air setinggi 10–70 cm di beberapa desa. Kesimpulannya, alih fungsi lahan pertanian menjadi perumahan di Kecamatan Kramat secara nyata merubah karakteristik permukaan dari permeabel menjadi kedap air, sehingga menurunkan kemampuan infiltrasi tanah dan memperbesar volume limpasan permukaan secara drastis.
Abstract:This research aims to determine the impact of water stress and the use of leaf compost on increasing yields and ideal plant development. This inspection was completed at the Medan City Food Security Center, jl . Selambo…
Ujung and Kramat are beautiful. between May and June 2023. The factorial randomized block design (RAK) used in this study consisted of two treatment factors symbolized by the symbol A at three levels, namely: A1) half KL (A2) 75% KL and (A3) 100 percent KL. The next factorial is with image P which consists of 3 levels, namely; (P1) is 1 g per liter of water, P2 is 2 g per liter, and P3 is 3 g per liter of water. With the aim of obtaining 9 drugs. Each treatment is repeated several times. The perception information is then investigated using the F test for changes at the 5% level. If the problem is large then proceed with the Duncan test. From the results of the examination and discussions carried out, results were obtained, including: 1). The influence of water pressure has a significant effect on plant height, number of leaves, leaf width, wet weight, and influences leaf length, leaf area and stem size of mustard greens (Brassica juncea L.). 2). Giving Gandasil D at a dose of 3 g/l of water basically increases the number of plants, number of leaves, leaf length, leaf width, stem size, new weight per plant, and selling weight. 3). The relationship between water stress treatment and use of leaf compost fundamentally affects plant height, number of leaves, leaf width, and wet load in mustard greens (Brassica juncea L.) while leaf length, leaf area and cross stem distance do not make a big difference.
Abstract:The research was conducted at the Food Security Office of Medan City Jl. Kramat Indah /Selambo Ujung . The purpose of this study was to determine the effect of Gandasil D fertilizer on the growth and yield of pakcoy (Brassica…
ssica rapa L), to determine the effect of watering frequency on the growth and yield of pakcoy (Brassica rapa L) and to determine the effect of both on the growth and yield of pakcoy (Brassica rapa L). Based on the results of the study, the treatment of Gandasil D fertilizer had a very significant effect on plant height, number of leaves, leaf area, wet weight, selling weight with a fertilizer concentration of 3 g / l water and a watering frequency of 1 time in one day compared to 1 time in 3 days of watering and the interaction between the treatment of Gandasil D fertilizer and watering frequency had a significant effect on plant height, number of leaves, leaf area, wet weight, and selling weight.
Abstract:This study expects to determine the impact of cow compost and urea manure to increase yields and ideal plant development. This exploration was completed at the Medan City Food Security Administration, Jl. Delightful Kramat/Selambo…
at/Selambo Ujung. From May to August 2023. This study utilized a factorial randomized bunch plan (RBD) which comprised of 2 treatment factors with the image S which comprised of 3 levels, in particular; ( S1) 1 kg/plot (S2) 2 kg/plot and (S3) 3 kg/plot. The subsequent factorial is the U image which consists of 3 levels to be specific; (U1) 30 g/plot (U2) 40 g/plot and (P3) 50 g/plot. With the goal that 9 medicines were obtained. Every treatment was rehashed multiple times. The perception information was then examined with the F trial of change at the 5% level, in the event that the thing that matters was huge, the test was gone on with the Duncan test. From the aftereffects of the examination and conversation completed, the accompanying ends were obtained: 1). The impact of cow fertilizer application affected plant level, number of leaves, number of blossoms, number of cases and unit weight of bean plants (Phaseolus vulgaris L.) 2). The impact of applying urea manure meaningfully affected plant level, significantly affected the quantity of leaves, fundamentally affected the quantity of blossoms and affected the quantity of cases and unit weight of bean plants (Phaseolus vulgaris L.) 3). The communication between the treatment of cow excrement and urea manure essentially affected plant level, number of blossoms, number of cases and unit weight, but not altogether unique on the quantity of leaves of bean plants (Phaseolus vulgaris L.)