Abstract:Penelitian ini bertujuan menganalisis strategi pengendalian inflasi melalui zakat dan infak dalam sistem moneter syariah modern. Menggunakan pendekatan deskriptif-kualitatif berbasis tinjauan literatur, data sekunder dari…
i jurnal terkini (2019-2024) dikumpul melalui database seperti Google Scholar, disaring, dan dianalisis secara tematik dengan triangulasi sumber. Hasil menunjukkan zakat meredistribusi kekayaan untuk mengendalikan inflasi demand-pull, sementara infak meningkatkan produktivitas pasokan melawan cost-push; bukti empiris Indonesia mengindikasikan potensi zakat Rp300 triliun per tahun menekan volatilitas CPI hingga 1-2%, dengan sistem syariah 40% lebih rendah volatilitasnya daripada konvensional.
Abstract:This study examines the effectiveness of an ADDIE-based negotiation training program implemented for university students from multiple institutions. Using a quantitative one-group pre-test–post-test design, the study evaluates…
valuates whether the structured application of the ADDIE instructional design model leads to measurable improvements in negotiation skills. Data were collected through pre-training and post-training surveys and analyzed using a paired-samples t-test. The results indicate a statistically significant increase in participants’ post-test scores compared to pre-test scores, confirming the effectiveness of the training intervention. The findings further demonstrate that the systematic alignment of needs analysis, instructional design, material development, interactive implementation, and quantitative evaluation contributed to positive learning outcomes. This study contributes to the literature on instructional design and talent development by providing empirical evidence that ADDIE-based training can effectively enhance negotiation skills in higher education contexts.
Abstract:This study aims to deepen the understanding of the contribution of promotion and branding to increasing customer satisfaction at PT. Ino Wangsa Binjai. The study used primary data with a population of 300 buyers, and 75…
respondents were selected as samples through calculations using the Slovin formula. The analysis techniques applied were quantitative, including validity tests, reliability, classical assumptions, simple linear regression, and hypothesis testing through t-tests and coefficients of determination (R²). Based on the analysis results, the promotional mix variable (E_Prmsi) obtained a t-count value of -1.824 with a significance level of 0.072 (> 0.05), while the t-table was 1.99346. Because the t-count is smaller than the t-table, it can be concluded that the promotional mix does not have a significant effect on customer satisfaction. In addition, a negative t-value indicates that the direction of the relationship between the promotional mix and customer satisfaction is not in line. Conversely, the partial test shows that the company's brand variable has a significant effect on customer satisfaction with a significance value of 0.00 (< 0.05). Therefore, the first hypothesis (H1) is declared accepted. From the results of the determination coefficient test, the R Square value is 0.495, which indicates that 49.5% of changes in customer satisfaction can be explained by the company's promotional mix and brand factors, while the remaining 50.5% is influenced by other variables not examined in this study. As a recommendation, the management of PT. Ino Wangsa Binjai, especially the branch manager, is advised to implement a more cost-effective, efficient, and targeted promotional strategy, as well as utilizing social media such as Facebook, Instagram, Twitter, and print media such as newspapers to convey promotional information more effectively.
Abstract:This study was conducted to analyze the influence of job satisfaction and work climate on employee morale at the Jakarta City Cooperatives and SMEs Office. The method used in this study was a sampling method, with 35 respondents…
pondents taken from the relevant population. Based on the results of the F test, the F count value was 14.405 which was greater than the F table of 3.285, with a significance of 0.000 which was smaller than the significance level of 0.05. This indicates that the null hypothesis (H0) is rejected and the alternative hypothesis (H1) is accepted, which means that job satisfaction and work climate simultaneously have a significant effect on employee morale. From the results of the t test, it is known that the t count value for job satisfaction is 3.181, greater than the t table of 1.692, with a significance level of 0.003 <0.05, which indicates a significant effect on work morale. Meanwhile, the work climate variable also showed a significant influence, with a calculated t value of 4.363 > t table 1.692 and a significance level of 0.000. The Adjusted R Square value of 0.441 indicates that 44.1% of the variation in work morale can be explained by the job satisfaction and work climate variables. The remaining 55.9% is influenced by other factors outside this research model.
Abstract:The legal position between the debtor and the debtor in the bond agreement, where the borrower has the right to return proof of ownership of the collateral after the loan payment, while the borrower has the right to a higher…
gher bond amount, and the billing period in accordance with the guarantor who is entitled to payment plus principal (interest) with the borrower's monthly installments including compensation in the event of late payment. Settlement of disputes related to credit agreements, where the person concerned can arbitrate the agreement in question. Legal observations made by the judge in the decision of Case No. 70 / Pdt.G / 2020 / PN.Mdn, where the judge is of the opinion that the plaintiff has won legally there is no action taken by the Defendant on behalf of Mas Arif Fauzan and verstek. The issuance of this decision is binding on both parties because it has permanent legal force ( incracht ) and has become a new law for the parties. The judge made the decision based on previous legal opinions and the judge's belief that presenting a legitimate and persuasive action is a breach of contract.
Abstract:Withdrawal of Waqf Assets based on Decision No. 22/Pdt.G/2017/MS-MEDAN because the objects which are waqf assets belonging to the Bireueen Islamic Education Society have been misused by the Bireueen Ministry of Religion…
in a dysfunctional manner, namely the waqf objects are recorded as Public Property. In order for the irregularity of the waqf assets to be in accordance with the waqf pledge made, the owner of the waqf rights takes over the waqf assets. The validity of Nazir as the owner of the waqf rights in the event of misappropriation of waqf assets based on Resolution no. 22/Pdt.G/2017/MS-MEDAN is reviewed from the provisions of Article 42 of Law Number 41 of 2004 concerning Waqf which explains: "It is the duty of nazhir to manage and dispose of waqf assets for their intended use, according to their function and designation." So that the waqf assets that were originally borrowed by the owner of the waqf rights can be disposed of if there is misuse of waqf assets. The Judge's reason for permitting the takeover of misused waqf assets in Decision no. 22/Pdt.G/2017/MS-MEDAN, based on the findings of the facts by the Judge, is of the opinion that legally there is no legal justification for the Defendant/Applicant to hold objects that are unlawfully and unlawfully owned and managed as YPI Bireuen's claim items.
Abstract:Kemajuan teknologi keuangan memicu pergeseran sistem pembayaran tunai menjadi non-tunai di kalangan mahasiswa. Namun, kemudahan ini memicu pengeluaran impulsif yang mengaburkan batasan kebutuhan dan keinginan. Banyak penelitian…
elitian berfokus pada gaya hidup umum, tetapi masih sedikit yang meneliti dimensi Islam dalam konsumsi digital. Penelitian ini bertujuan untuk menganalisis pengaruh sistem pembayaran digital terhadap perilaku konsumsi mahasiswa dalam perspektif ekonomi Islam. Metode penelitian menggunakan pendekatan kualitatif dengan jenis tinjauan pustaka sistematis melalui analisis data sekunder dari database ilmiah. Hasil penelitian menunjukkan bahwa sistem pembayaran digital memiliki pengaruh signifikan dan bermata dua. Teknologi ini bukan instrumen negatif bawaan, melainkan sebuah alat yang dampaknya bergantung pada pengendalian diri dan literasi keuangan syariah pengguna. Kebaruan penelitian ini membuktikan bahwa mahasiswa dengan kesadaran spiritual yang kuat mampu mentransformasikan pembayaran digital menjadi instrumen positif untuk disiplin finansial dan optimalisasi dana sosial keagamaan. Simpulannya, pengaruh negatif berupa perilaku konsumtif bukan disebabkan oleh teknologi, melainkan kendali diri. Tantangan arus digitalisasi ini harus diatasi melalui penguatan edukasi literasi keuangan syariah di lingkungan perguruan tinggi.
Abstract:Penelitian ini bertujuan untuk menganalisis pengaruh pembelajaran berbasis masalah (Problem-Based Learning/PBL) terhadap kemampuan pemecahan masalah matematika siswa. Penelitian dilakukan di SMK 7 Medan dengan melibatkan…
30 siswa kelas XII sebagai sampel. Penelitian ini menggunakan metode kuantitatif dengan desain quasi-eksperimen satu kelompok pretest-posttest. Data dikumpulkan melalui tes kemampuan pemecahan masalah matematika dan dianalisis menggunakan statistik deskriptif dan uji t berpasangan. Hasil penelitian menunjukkan bahwa penerapan PBL secara signifikan meningkatkan kemampuan pemecahan masalah siswa, terutama pada aspek penalaran, pemodelan, dan logika matematika. Temuan ini menunjukkan bahwa integrasi PBL dalam pembelajaran matematika dapat meningkatkan kemampuan berpikir kritis dan keterampilan pemecahan masalah siswa.
Abstract:The limitations of conventional distillation technology hinder micro, small, and medium enterprises (MSMEs) from producing herbal products with consistent quality. This study aims to develop an Arduino-based distillation…
system equipped with automatic temperature control to improve the production capacity and quality of herbal liquid smoke at CV Moga Permata Perkasa. The research methods include system design and fabrication, functional testing, operator training, and performance evaluation. The results demonstrate a 35% increase in production capacity and stable temperature control within a ±2°C range during the distillation process. These findings indicate that the developed system effectively enhances production efficiency and product consistency. Furthermore, the proposed technology is affordable, easy to operate, and has strong potential for implementation and replication among similar MSMEs.
Abstract:Implementation of Internet of Things (IoT) technology and microcontrollers as an automatic temperature control system on tools for proofing bread dough at the Oei Oei Pizza and Patisserie Micro, Small, and Medium Enterprise…
ise (MSMEs). The primary issue faced by partners was temperature instability during the dough fermentation process, leading to inconsistent product quality. The implementation method included problem identification, tool design and construction, implementation at partner locations, and mentoring and evaluation. The results of the activity showed that the tool can help IoT-based systems maintain stable fermentation temperatures, improve dough quality consistency, and increase production efficiency. This initiative also has a positive impact on increasing partners' capacity to utilize appropriate technology.