Abstract:This study aims to examine the dynamics of fatwas issued by Islamic scholars in addressing contemporary Muamalah issues in Indonesia and to identify the roles, challenges, and potential alignment between fatwas and positive…
ive legal regulations. Fatwas issued by scholars play a crucial role in providing legal guidance for Muslims in Indonesia, particularly in the context of technological and modern economic developments such as e-commerce, sharia fintech, and digital investments. Using a qualitative approach with literature study, this research analyzes various fatwas issued by the Indonesian Ulema Council (MUI) and the factors influencing the scholars' decisions, including technological advancements, societal needs, and globalization. Furthermore, this study identifies obstacles in the implementation of fatwas, such as limited public understanding and potential conflicts with government regulations. The research finds that, despite the challenges, there is significant potential for aligning fatwas with positive legal regulations in Indonesia. Collaboration between scholars, religious institutions, and the government is essential to ensure the effective implementation of fatwas and create an inclusive and just legal system for Muslims. The synergy between fatwas and regulations is expected to support the sustainable development of the Islamic economy and contribute to the building of a more prosperous and harmonious Indonesian society.
Abstract:The capital market has become a cornerstone of modern economies, facilitating the flow of funds between investors and business entities to support growth and innovation. However, interest in investing in the Indonesian capital…
apital market still faces significant challenges, particularly in terms of risk understanding, perception, and individual motivation for investment. This research aims to explore the factors influencing individual investment interest in PT. Indonex Bangun Investama, a key player in the Indonesian capital market. The research adopts a quantitative approach involving 82 active investors of PT. Indonex Bangun Investama. Data analysis utilizes various statistical techniques such as normality tests, multicollinearity tests, and multiple linear regression analysis to examine the impact of risk, motivation, and investment knowledge variables on investment interest. The analysis results indicate that risk and motivation significantly affect investment interest, while investment knowledge, although important, does not significantly influence investment interest individually. These findings provide deeper insights into the psychological and economic factors underlying individual investment decisions in the Indonesian capital market. The implications of this research suggest the need for a more holistic and strategic educational approach to enhance financial literacy and effective risk mitigation in individual investment strategies. Thus, this research makes a significant contribution to the development of education strategies and risk management in the Indonesian capital market context, laying a foundation for further discussions on expanding accessibility and participation in investment among the public.
Abstract:The rapid development of globalization compels companies to enhance the quality of their products and services to compete in the market. The primary goal of companies is to maximize corporate value, which reflects the well-being…
ll-being of shareholders and attracts investors’ interest. Corporate value is often gauged by the stock price in the capital market, making it crucial for companies to plan sound financial strategies. This research focuses on the banking sector listed on the Indonesia Stock Exchange (IDX) from 2021 to 2023, evaluating the influence of investment policy, dividend policy, and profitability on corporate value. The study employs a descriptive quantitative method using secondary data from the companies’ financial reports. Multiple linear regression analysis is used to assess the relationships between these variables. The results indicate that investment policy and profitability have a positive but not significant effect on corporate value, while dividend policy has a significant positive impact. Corporate value is also affected by stock price fluctuations, which are often inconsistent. These findings affirm that dividend policy is a crucial factor in enhancing corporate value, while investment policy and profitability, although important, do not have a significant impact within the study period. Overall, these independent variables collectively have a significant influence on corporate value in the banking sector on the IDX. This research provides insights for company management in formulating effective strategies to increase corporate value.
Abstract:Abstract: Mekar Jaya Store is a shop that operates in the field of selling basic necessities. At the Mekar Jaya Store, there are several problems that often arise. When making sales, customers often feel disappointed because…
ause the stock that the customer should want to buy is often empty. Due to this disappointment the number of customers decreased. The process carried out is still manual so that errors often occur in recording existing data, causing a lack of efficiency in the time used. The available data is not used properly so that sales data is not utilized as well as possible to design business strategies to improve products. To solve this problem, you can use a data mining application, namely by utilizing existing data to identify the best-selling sales, to sales that are less popular with customers using the K-Means method. Where the data used is 101 sales data transactions. This research aims to group transaction data that is used to meet customer needs appropriately and overcome shortages and excess stock of goods which result in investment in sales capital. The results of this research were that the highest sales were 23 items, medium sales were 32 items, and the lowest sales were 46 items. Keywords: grocery stock; K-Means; stock management
Abstrak: Toko Mekar Jaya merupakan sebuah toko yang bergerak dalam bidang penjualan sembako. Pada Toko Mekar Jaya terdapat beberapa permasalahan yang kerap muncul. Dalam melakukan penjualan sering pelanggan merasa kecewa karena seringnya stok yang seharusnya ingin dibeli oleh pelanggan kosong. Karena kekecewaan tersebut jumlah pelanggan menurun. Adapun proses yang dilakukan masih manual sehingga masih sering terjadi kesalahan dalam pencatatan data yang ada sehingga menyebabkan kurangnya efiensi waktu yang digunakan. Ketersediaan data yang ada tidak digunakan dengan baik sehingga data penjualan tidak dimanfaatkan dengan sebaik mungkin yang dapat merancang strategi bisnis dalam meningkatkan produk. Untuk menyelesaikan masalah tersebut dapat menggunakan aplikasi data mining, yaitu dengan memanfaatkan data yang ada untuk mengidentifikasi penjualan yang paling laris, hingga penjualan yang kurang diminati oleh pelanggan menggunakan metode K-Means. Dimana data yang digunakan sebanyak 101 transaksi data penjualan. Penelitian ini bertujuan untuk mengelompokkan data transaksi yang digunakan untuk memenuhi kebutuhan pelanggan dengan tepat dan mengatasi kekurangan dan kelebihan stok barang yang mengakibatkan tertanamnya modal penjualan. Hasil dari penelitian ini dimana penjualan tertinggi terdapat 23 item, penjualan sedang terdapat 32 item, dan penjualan terendah terdapat 46 item. Kata kunci: Data Mining, K-Means, Penjualan Sembako.
Abstract: Mekar Jaya Store is a shop that operates in the field of selling basic necessities. At the Mekar Jaya Store, there are several problems that often arise. When making sales, customers often feel disappointed because the stock that the customer should want to buy is often empty. Due to this disappointment the number of customers decreased. The process carried out is still manual so that errors often occur in recording existing data, causing a lack of efficiency in the time used. The available data is not used properly so that sales data is not utilized as well as possible to design business strategies to improve products. To solve this problem, you can use a data mining application, namely by utilizing existing data to identify the best-selling sales, to sales that are less popular with customers using the K-Means method. Where the data used is 101 sales data transactions. This research aims to group transaction data that is used to meet customer needs appropriately and overcome shortages and excess stock of goods which result in investment in sales capital. The results of this research were that the highest sales were 23 items, medium sales were 32 items, and the lowest sales were 46 items. Keywords:grocery stock; K-Means; stock management
Abstrak: Toko Mekar Jaya merupakan sebuah toko yang bergerak dalam bidang penjualan sembako. Pada Toko Mekar Jaya terdapat beberapa permasalahan yang kerap muncul. Dalam melakukan penjualan sering pelanggan merasa kecewa karena seringnya stok yang seharusnya ingin dibeli oleh pelanggan kosong. Karena kekecewaan tersebut jumlah pelanggan menurun. Adapun proses yang dilakukan masih manual sehingga masih sering terjadi kesalahan dalam pencatatan data yang ada sehingga menyebabkan kurangnya efiensi waktu yang digunakan. Ketersediaan data yang ada tidak digunakan dengan baik sehingga data penjualan tidak dimanfaatkan dengan sebaik mungkin yang dapat merancang strategi bisnis dalam meningkatkan produk. Untuk menyelesaikan masalah tersebut dapat menggunakan aplikasi data mining, yaitu dengan memanfaatkan data yang ada untuk mengidentifikasi penjualan yang paling laris, hingga penjualan yang kurang diminati oleh pelanggan menggunakan metode K-Means. Dimana data yang digunakan sebanyak 101 transaksi data penjualan. Penelitian ini bertujuan untuk mengelompokkan data transaksi yang digunakan untuk memenuhi kebutuhan pelanggan dengan tepat dan mengatasi kekurangan dan kelebihan stok barang yang mengakibatkan tertanamnya modal penjualan. Hasil dari penelitian ini dimana penjualan tertinggi terdapat 23 item, penjualan sedang terdapat 32 item, dan penjualan terendah terdapat 46 item.
Kata kunci: Data Mining, K-Means, Penjualan Sembako.
Abstract:Abstract: The rapid pace of digital transformation highlights the need to empower Micro, Small, and Medium Enterprises (MSMEs) in Jayapura City by integrating Artificial Intelligence (AI) into their business strategies.…
This community service initiative aims to assess MSME actors’ initial understanding of AI, deliver targeted training, and evaluate improvements in strategic planning using the Value Proposition Canvas (VPC). The program was conducted in three stages: pre-assessment, training implementation, and post-training evaluation. Initial findings revealed that most participants had limited knowledge of AI and its applications. However, after the training, there was a significant increase in participants’ confidence and capability. The training effectively reduced lack of knowledge by 40%, addressed infrastructure and internet challenges by 45%, and decreased uncertainty regarding AI's return on investment by 30%. Participants began applying tools such as ChatGPT, Canva AI, and the VPC method to better understand customer needs. Although the study was limited by a short evaluation period and a specific geographic focus, it offers valuable insights for policymakers, educators, and development stakeholders. The findings support the importance of accessible, hands-on training in making AI a practical and beneficial resource for small businesses, ultimately promoting inclusive, technology-driven growth.
Keywords: artificial intelligence, business strategy, jayapura, MSME, youth
Abstrak: Transformasi digital yang pesat mendorong perlunya pemberdayaan Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota Jayapura melalui integrasi kecerdasan buatan (AI) dalam strategi bisnis mereka. Program pengabdian masyarakat ini bertujuan untuk menilai pemahaman awal pelaku UMKM terhadap AI, memberikan pelatihan terarah, dan mengevaluasi peningkatan dalam perencanaan strategis menggunakan Value Proposition Canvas (VPC). Kegiatan ini dilaksanakan dalam tiga tahap: pra-asesmen, pelatihan, dan evaluasi pascapelatihan. Hasil awal menunjukkan bahwa mayoritas peserta memiliki pengetahuan terbatas tentang AI dan penerapannya. Namun, pascapelatihan terlihat peningkatan signifikan dalam kepercayaan diri dan kemampuan peserta. Pelatihan berhasil menurunkan tingkat ketidaktahuan sebesar 40%, mengurangi kendala infrastruktur dan internet sebesar 45%, serta menekan keraguan atas keuntungan penggunaan AI sebesar 30%. Peserta mulai memanfaatkan alat seperti ChatGPT, Canva AI, dan metode VPC untuk meningkatkan pemahaman kebutuhan pelanggan. Meski terbatas pada waktu evaluasi yang singkat dan wilayah Jayapura, studi ini memberikan wawasan penting bagi pembuat kebijakan, pendidik, dan pemangku kepentingan untuk mendorong pertumbuhan UMKM berbasis teknologi secara inklusif.
Kata kunci: anak muda, bisnis strategi, jayapura, kecerdasan buatan, UMKM
Abstract:The international world has recognized Indonesia for its extraordinary natural wealth, this makes many tourists interested in coming to Indonesia. In addition to aiming to travel, it also aims to invest or invest in Indonesia,…
nesia, various investments are made, one of which is trying to own and control land in Indonesia using a nominee agreement or a name-borrowing agreement. The research used in this journal uses normative legal research methods, the prohibition of making nominee agreements has been regulated in Article 33 paragraph (1) of the Investment Law so that the nominee agreement has no binding legal force and is declared null and void or considered an agreement. it never happened. But in fact, there are still many practices of borrowing share names by foreigners in investment in the territory of the State of Indonesia, this can result in losses in the field of state revenue, the State should get higher income from foreign investment, but it is reduced due to fraud committed by the foreign investor.
Keywords: investment; legitimacy; nominee agreement.
Abstrak : Didunia Internasional telah mengakui Indonesia dengan kekayaan alamnya yang luar biasa, hal ini membuat banyak wisatawan tertarik untuk datang ke Indonesia. Selain bertujuan untuk berwisata mereka juga menanamkan modal atau melakukan investasi di Indonesia, berbagai investasi dilakukan, salah satunya berusaha memiliki dan menguasai tanah di Indonesia dengan menggunakan perjanjian nominee yang selanjutnya di sebut perjanjian pinjam nama. Aktifitas pengabdian ini menggunakan metode penelitian hukum normative. Hasil dari kegiatan pengabdian ini adalah larangan Pembuatan perjanjian nominee telah diatur dalam Pasal 33 ayat (1) Undang-undang Penanaman Modal, Sehingga, perjanjian nominee tersebut tidak memiliki kekuatan hukum yang mengikat dan dinyatakan batal demi hukum atau dianggap perjanjian tersebut tidak pernah terjadi. Tetapi pada kenyataanya masih banyak ditemui praktik pinjam nama saham oleh orang asing dalam penanaman modal di wilayah Negara Indonesia, hal ini dapat mengakibatkan kerugian dibidang pendapatan Negara. Negara seharusnya mendapatkan pendapatan yang lebih tinggi dari penanaman modal asing, akan tetapi berkurang dikarenakan kecurangan yang dilakukan oleh penanam modal asing.
Kata kunci : investasi; keabsahan; perjanjian nominee.
Abstract:Abstract: The e-Bintech 5.0 online workshop was held to sharpen the concept of village 5.0 that is a multidisciplinary acculturation-constellation. In this workshop, multiplatform frameworks were successfully formulated…
as a basic guideline for village developments towards the glory of Indonesia. Pentahelix platform synergy is needed (academics, business, government, community, media) supported by relevant stakeholders for fostering a futuristic village towards the creation of Indonesia 5.0, especially in terms of ease of investment, simplification of bureaucracy and administration.
Key Words: edubioneurolitechnopreneurship; Indonesia 5.0; pentahelix; village 5.0
Abstrak: Lokakarya daring e-Bintech 5.0 diadakan untuk menajamkan konsep desa 5.0 yang merupakan akulturasi-konstelasi multidisipliner. Dalam lokakarya ini, berhasil dirumuskan multiplatform-frameworks sebagai pedoman dasar pengembangan-pembangunan desa menuju kejayaan Indonesia. Diperlukan sinergi platform pentahelix (akademisi, bisnis, pemerintah, komunitas, media) didukung stakeholders terkait untuk pembinaan desa futuristik menuju terciptanya Indonesia 5.0, terutama dalam hal kemudahan investasi, simplifikasi birokrasi dan administrasi.
Abstract:Abstract: Information Technology has impacted various sectors, including education. Learning Management Systems (LMS) are designed to facilitate lecturers and students in accessing academic activities such as online learning.…
ning. This study aims to analyze the effectiveness of Learning Management Systems (LMS) among higher education institutions in Indonesia. This analysis is crucial for assessing the effectiveness of LMS use by universities in Indonesia, enabling investments in LMS to yield optimal results. The study employed the D&M IS Success Model and PLS-SEM to evaluate the relationships between various variables, including system, information, service quality, user satisfaction, and benefits. Simple random sampling was used to collect data from 170 universities in Indonesia. This study employed PLS-SEM to investigate the observed variables, including validity and reliability testing, which involves assessing reliability, convergent validity, and discriminant validity. This current study found that all the hypotheses were accepted with p-values below 0,05. These findings contribute to universities paying attention to aspects of system, information, and service quality in Learning Management Systems (LMS) to improve user satisfaction and create a positive perception of benefits. Therefore, this research yields significant results that contribute to higher education in Indonesia, as well as the advancement of knowledge in management information systems.
Keywords: delone and mclean; information system success; LMS; SEM-PLS.
Abstrak: Teknologi Informasi telah memengaruhi berbagai sektor, termasuk pendidikan. Learning Management System (LMS) dirancang untuk memfasilitasi dosen dan mahasiswa dalam mengakses kegiatan akademik seperti pembelajaran daring. Penelitian ini bertujuan untuk menganalisis efektivitas penggunaan Learning Management System (LMS) di perguruan tinggi di Indonesia. Analisis ini penting untuk menilai sejauh mana efektivitas penggunaan LMS oleh universitas-universitas di Indonesia, sehingga investasi dalam LMS dapat mem-berika n hasil yang optimal.Penelitian ini menggunakan model D&M IS Success Model dan metode PLS-SEM untuk mengevaluasi hubungan antara berbagai variabel, termasuk kuali-tas sistem, informasi, layanan, kepuasan pengguna, dan manfaat. Teknik simple random sampling digunakan untuk mengumpulkan data dari 170 perguruan tinggi di Indonesia. Penelitian ini menggunakan PLS-SEM untuk mengkaji variabel-variabel yang diamati, ter-masuk pengujian validitas dan reliabilitas, yang mencakup penilaian reliabilitas, validitas konvergen, dan validitas diskriminan. Hasil dari penelitian ini menunjukkan bahwa semua hipotesis diterima dengan nilai p di bawah 0,05. Temuan ini mendorong universitas untuk memberikan perhatian pada aspek kualitas sistem, informasi, dan layanan dalam penggunaan LMS guna meningkatkan kepuasan pengguna dan menciptakan persepsi posi-tif terhadap manfaatnya. Oleh karena itu, penelitian ini memberikan hasil yang signifikan bagi perguruan tinggi di Indonesia serta turut berkontribusi dalam pengembangan ilmu di bidang sistem informasi manajemen.
Kata kunci: delone and mclean; kesuksesan sistem informasi; LMS; SEM-PLS
Abstract:Abstract: DKM has objectives such as overseeing the security and orderliness of the mosque as a whole, and managing the financial flows that exist within the mosque. Financial flow is a means of cash flow in a period related…
ated to the responsibility of company or agency management in managing cash both from operational, funding and investment activities. In managing current financial flows, DKM Masjid Al Ashlah Kopo Bandung still uses conventional manual recording methods. Such a system raises problems, including documentation of donors, calculations of zakat to be paid by congregations that are not in accordance with procedures. This makes the management and recording of cash flows less effective and efficient and also makes the management of the Bendahara DKM limited. SiKeMas is a system that has the goal of providing convenience in facilitating various DKM needs in managing financial flows, as well as informing DKM about the management of financial flow data. The research method used is the Object Oriented approach with various tools the design uses the UML. The system development is carried out using the prototype method. The results of this research are an application based on Desktop Client-Server with JAVA NetBeans IDE 7 and MySQL DBMS.
Keywords: DKM; Financial Flow; SiKeMas;
Abstrak: DKM memiliki tujuan antara lain mengawasi keamanan dan ketertiban masjid secara keseluruhan, serta mengelola aliran keuangan yang ada di dalam masjid. Arus keuangan merupakan sarana arus kas dalam suatu periode yang berkaitan dengan tanggung jawab manajemen perusahaan atau instansi dalam mengelola kas baik yang berasal dari kegiatan operasional, pendanaan maupun investasi. Dalam mengelola aliran keuangan saat ini, DKM Masjid Al Ashlah Kopo Bandung masih menggunakan metode pencatatan manual yang konvensional. Sistem seperti itu menimbulkan masalah, antara lain dokumentasi donatur, perhitungan zakat yang harus dibayarkan jamaah tidak sesuai prosedur. Hal ini membuat pengelolaan dan pencatatan arus kas menjadi kurang efektif dan efisien serta membuat pengelolaan DKM Bendahara menjadi terbatas. SiKeMas merupakan sistem yang bertujuan untuk memberikan kemudahan dalam memfasilitasi berbagai kebutuhan DKM dalam mengelola aliran keuangan, serta menginformasikan kepada DKM tentang pengelolaan data aliran keuangan. Metode penelitian yang digunakan adalah pendekatan Object Oriented dengan berbagai tools perancangan menggunakan UML. Pengembangan sistem dilakukan dengan menggunakan metode prototype. Hasil dari penelitian ini adalah sebuah aplikasi berbasis Desktop Client-Server dengan JAVA NetBeans IDE 7 dan MySQL DBMS.
Kata kunci: Arus Keuangan; DKM; SiKeMas;
Abstract: Abstract – Price forecasting is a part of economic decision making. Forecasting the daily rise and fall of gold prices can help investors decide when to buy or sell the commodity. The price of gold depends on many factors…
many factors such as the price of other precious metals, the price of crude oil, the performance of the stock exchange, and the exchange rate of currencies. This study discusses gold price forecasting using the multiple linear regression method. The results of this study indicate that the best model is in the data distribution of 70%: 30% for training and testing, with a MAPE of 4.7% Based on these results, it can be concluded that the use of multiple linear regression method produces a fairly good model for gold prices forecasting. Besides, the correlation analysis show that the price of other precious metals greatly influences the price of gold where in this case the silver price whose correlation value is 0.87.
Keywords: forecasting, gold investment, multiple linear regression
Abstrak: Peramalan harga merupakan bagian dari pengambilan keputusan ekonomi. Melakukan peramalan terhadap kenaikan dan penurunan harga emas harian dapat membantu investor memutuskan kapan harus membeli atau menjual komoditas. Harga Emas bergantung pada banyak faktor seperti harga logam mulia lainnya, harga minyak mentah, kinerja bursa saham, dan nilai tukar mata uang. Penelitian ini membahas peramalan harga emas dengan menggunakan metode regresi linear ganda. Hasil dari penelitian ini menunjukkan bahwa model terbaik terdapat pada pembagian data pelatihan 70% dan pengujian 30%, dengan MAPE sebesar 4.7%. Berdasarkan hasil tersebut dapat diambil kesimpulan bahwa penggunaan metode regresi linear ganda menghasilkan model yang cukup baik untuk peramalan harga emas. Selain itu, analisis korelasi menunjukkan bahwa harga logam mulia lainnya sangat mempengaruhi harga emas dimana dalam hal ini variabel harga perak yang nilai korelasinya 0.87.
Kata kunci: peramalan; investasi emas, regresi linear ganda