Abstract:This study aims to analyze the influence of Environmental (E), Social (S), and Governance (G) on corporate financial performance as measured by Return on Assets (ROA) and Return on Invested Capital (ROIC) in companies listed…
sted on the LQ45 index of the Indonesia Stock Exchange for the 2023-2025 period, with Company Size (SIZE) as a control variable. The study uses a quantitative method with secondary data obtained from annual reports and corporate sustainability reports. The sample was determined using a purposive sampling technique, resulting in 45 observations included in the LQ45 for the 2023-2025 period. Data analysis was performed using panel data regression with the help of EViews 13 software. The results show that Environmental has a positive and significant effect on ROA and ROIC, while Governance also has a positive and significant effect on both indicators. Conversely, Social does not have a significant effect on ROA or ROIC. The coefficient of determination value indicates that the model is able to explain variations in ROA by 29.7% and ROIC by 32.3%. These findings indicate that environmental practices and corporate governance play an important role in improving financial performance, while the implementation of social aspects has not had a significant impact during the study period.
Abstract:Traffic accidents impose a heavy economic burden, particularly on victims’ medical expenses. PT. Jasa Raharja, a state-owned insurance company, plays a crucial role in providing compensation for hospitalization costs. This…
This study analyzes the impact of PT. Jasa Raharja’s insurance on inpatient expenses for traffic accident victims in Pekanbaru City. The research applies a quantitative approach with descriptive analysis and simple regression. Data came from 120 respondents, consisting of victims and their families who received insurance benefits. The findings show that PT. Jasa Raharja’s insurance claims cover an average of 67% of total hospitalization costs, significantly reducing the victims’ financial burden. However, the coverage ceiling remains limited and does not fully meet medical expenses. This study concludes that PT. Jasa Raharja makes a substantial contribution to financing accident-related hospitalization, although increasing the claim ceiling would better align with current hospital costs.
Abstract:Abstract The motivation of this research is related to the use of QRIS in micro, small, and medium-sized enterprises (UMKM) in Semarang District. QRIS is a digital payment tool introduced by Bank Indonesia in 2019. The Government's…
Government's initiative in launching QRIS is to make it easier for people who prefer digital payments, especially young people in Indonesia. The use of QRIS itself is increasing every year. The Governor of Bank Indonesia stated that more than 90% of UMKMs in Indonesia have used QRIS. The benefits of using QRIS for UMKM are faster payment processes, no need to prepare for money returns, increased sales turnover, easier settlement process, and financial discipline. The model used in this study is the Technology Accepted Model (TAM). TAM is a method to measure individual reception to the use of information technology systems. This research uses a quantitative descriptive approach. Micro, small, and medium-sized enterprises (UMKM) are used as populations in this study. In the sample selection, the researchers conducted the dissemination of the questionnaire with two events, namely online and offline. The samples obtained after the implementation of disseminated questionnaires and according to the conditions of the research sample are as many as 210 UMKM. Further, SmartPLS version 4 software is used for data processing. The findings from this study are that product knowledge variables significantly affect the use of QRIS. Perceived usefulness variables have also been found to influence the use. The same thing was also found in the perceived ease of use variable. Other findings that are backward related to the perception of risk variables. On this variable, it has been found that there is a negative influence against the use, so, it can be concluded that UMKM in Semarang district is still afraid related to financial risk as a result of the QRIS use.
Abstract:A stunted child has stunted growth due to sustained malnutrition. One of the causes of stunting is the lack of mapping and access to information about healthy lifestyles that support children's growth. This community service…
vice activity aims to increase community understanding about stunting prevention. This community service was carried out by the ten-person KKN team of Universitas Pendidikan Indonesia in Raharja Village, Purwaharja District, Banjar City. Community service activities in Raharja Village include several stages, namely the planning, preparation, implementation and evaluation stages. The targets of this activity were mothers of infants and toddlers and pregnant women in Raharja Village. The result of this activity was that participants gained a better understanding of the selection of food intake that can help prevent and overcome stunting.
Keywords: prevention; stunting; counseling
Abstrak: Seorang anak dengan stunting memiliki pertumbuhan yang terhambat akibat kekurangan gizi yang berkelanjutan. Salah satu penyebab stunting adalah kurangnya pengetahuan dan akses informasi tentang pola hidup sehat yang mendukung pertumbuhan anak. Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan pemahaman masyarakat tentang pencegahan stunting. Pengabdian masyarakat ini dilaksanakan oleh tim KKN Universitas Pendidikan Indonesia yang berjumlah sepuluh orang di Desa Raharja, Kecamatan Purwaharja, Kota Banjar. Kegiatan pengabdian di Desa Raharja meliputi beberapa tahapan yaitu tahap perencanaan, persiapan, pelaksanaan dan evaluasi. Sasaran kegiatan ini adalah para ibu dari bayi dan balita serta ibu hamil di Desa Raharja. Hasil dari kegiatan ini adalah peserta mendapatkan pemahaman yang lebih baik mengenai pemilihan asupan makanan yang dapat membantu mencegah dan mengatasi stunting.
Kata kunci: pencegahan; stunting; penyuluhan
Abstract:Keamanan informasi menjadi prioritas utama di era digital saat ini mengingat nilai pentingnya dalam melindungi data sensitif dari berbagai ancaman, seperti serangan malware, phishing, man-in-the-middle, dan brute force.…
Dalam menghadapi tantangan ini, kriptografi menjadi salah satu solusi utama untuk melindungi data sensitif. Artikel ini menguraikan jenis- jenis ancaman terhadap sistem informasi, teknik kriptografi yang digunakan dalam perlindungan data, serta implementasi kriptografi dalam sistem informasi. Diskusi meliputi penggunaan enkripsi simetris dan asimetris, hashing, dan tanda tangan digital sebagai langkah-langkah untuk melindungi data dari akses tidak sah dan memastikan integritasnya. Selain itu, artikel ini juga menyoroti pentingnya penilaian risiko, pemilihan algoritma kriptografi yang tepat, manajemen kunci yang aman, serta pengujian dan pemeliharaan rutin dalam implementasi kriptografi. Dengan memahami dan menerapkan teknik kriptografi secara efektif, organisasi dapat mengurangi risiko kebocoran data dan memastikan keamanan informasi yang optimal.