Abstract:Perkawinan anak masih menjadi persoalan hukum di Indonesia meskipun batas usia minimum perkawinan telah dinaikkan menjadi 19 tahun melalui Undang-Undang Nomor 16 Tahun 2019. Kenaikan usia ini justru meningkatkan permohonan…
an dispensasi kawin ke Pengadilan Agama, sehingga menimbulkan pertanyaan mengenai kesesuaian pemberian dispensasi dengan ketentuan yang berlaku serta dasar pertimbangan hakim dalam mengabulkannya. Penelitian ini bertujuan untuk menganalisis kesesuaian pemberian dispensasi kawin pasca perubahan batas usia perkawinan berdasarkan Undang-Undang Nomor 16 Tahun 2019 dan PERMA Nomor 5 Tahun 2019, serta menganalisis dasar pertimbangan hakim dalam Penetapan Nomor 2006/Pdt.P/2024/PA.Srg berdasarkan PERMA RI Nomor 5 Tahun 2019. Penelitian ini menggunakan metode penelitian hukum normatif dengan pendekatan perundang-undangan, kasus dan konseptual. Bahan hukum primer berupa Penetapan Nomor 2006/Pdt.P/2024/PA.Srg dan peraturan terkait dianalisis secara deskriptif kualitatif. Hasil penelitian menunjukkan bahwa pemberian dispensasi kawin telah sesuai secara formal-prosedural dengan Undang-Undang Nomor 16 Tahun 2019 dan PERMA Nomor 5 Tahun 2019, karena hakim telah menempuh seluruh tahapan prosedural yang diwajibkan. Namun, dari sisi materiil alasan berupa kekhawatiran perbuatan menyimpang dari ajaran agama Islam bersifat umum sehingga standar "alasan sangat mendesak" cenderung diterapkan longgar. Dasar pertimbangan hakim terdiri atas unsur formil berupa kewenangan dan kelengkapan syarat administratif, serta unsur materiil berupa fakta hubungan asmara calon mempelai dan penerapan kaidah fikih dar'u al-mafasid muqaddamun ala jalbi al-mashalih, yang ditinjau dari Teori Perkawinan telah memuat sebagian aspek kesiapan calon mempelai namun belum komprehensif pada aspek kesiapan psikologis.
Child marriage remains a legal issue in Indonesia even though the minimum age for marriage has been raised to 19 years through Law Number 16 of 2019. This increase in age has actually increased applications for marriage dispensation to the Religious Courts, raising questions regarding the conformity of granted dispensations with applicable regulations and the judge's basis for consideration in granting them. This study aims to analyze the conformity of granting marriage dispensation after the change in the minimum age limit for marriage based on Law Number 16 of 2019 and Supreme Court Regulation (PERMA) Number 5 of 2019, as well as to analyze the judge's basis for consideration in Decree Number 2006/Pdt.P/2024/PA.Srg based on PERMA Number 5 of 2019. This study uses a normative legal research method with a statutory, case, and conceptual approach. Primary legal materials, including Decree Number 2006/Pdt.P/2024/PA.Srg and related regulations, were analyzed descriptively and qualitatively. The research results show that the granting of marriage dispensation is formally and procedurally in conformity with Law Number 16 of 2019 and PERMA Number 5 of 2019, as the judge followed all required procedural steps. However, from a substantive standpoint, the reasoning concerning acts deviating from Islamic teachings is general in nature, so the "very urgent reason" standard tends to be applied loosely. The judge's basis for consideration consists of formal elements, namely authority and completeness of administrative requirements, and material elements, namely the fact of the romantic relationship between the prospective spouses and the application of the fiqh principle of dar'u al-mafasid muqaddamun ala jalbi al-mashalih, which, when reviewed through Marriage Theory, has addressed some aspects of the prospective spouses' readiness but has not been comprehensive regarding psychological readiness.
Abstract:The purpose of this study is to investigate how the public-private partnership model based on the construction-operation-transfer model in the case of infrastructure development in Makassar City is utilized in the construction…
uction of the Makassar City Toll Road. After satisfying the requirements set in each case, a public-private partnership contract is concluded. The construction of toll roads is basically done by the government, the Ministry of Public Affairs and a corporate body (in this case PT Bosova Margautama Nusantara) using a build-operate-transfer model (generally a model involving two parties). is constructed by public service users, governments, and service providers are involved in building and operating the infrastructure. After granting the right of use for 35 years as the organizer, it will be handed over to the government after the concession period.
Abstract:This study explores how incorporating artificial intelligence improves institutional resilience and overcomes the rigidity of conventional, data-based methods to alter financial risk management. To find patterns in AI applications,…
applications, resilience theory, and integration pathways, a qualitative systematic literature review was carried out utilizing theme synthesis in accordance with PRISMA peer-reviewed protocols. Findings show that AI techniques, machine learning for tail-risk detection, deep learning for high-frequency forecasting, and explainable AI for transparent decisions, yield up to 28% reductions in forecasting errors and halve recovery times during crises. The hybrid CNN Transformer architectures and transformer-based NLP models significantly enhance predictive accuracy and forward-looking insights. The study suggests financial institutions adopt integrated AI frameworks, invest in data quality and human–AI collaboration, and implement principle-based governance to balance innovation with fairness and stability. Limitations include reliance on published literature and limited representation of emerging AI models, warranting future longitudinal and context-specific empirical research.
Abstract:This study aims to determine the effect of training using rubber weights and with-out weights on the speed of the PSHT Tanah Putih Tanjung Melawan pencak silat sickle kick. This study is an experimental study using the True…
rue experiment design method. The sample in this study was 14 female athletes. The instrument in this study was a 10-second sickle kick speed test with 3 trials and the best value was taken. Data analysis and testing of the research hypothesis used the t-test analysis technique (t-test) with a significance level of α = 0.05. The results of the study showed that: (1) there was an increase in the speed of the sickle kick after athletes followed a training program using rubber weights with an average value of 13.71 in the pre-test and increased by 6.72 or 7% to 20.43 in the post-test. The statistical results showed that the sig-2 tailed value was 0.000 ≤ 0.05. (2) there is an increase in the speed of the sickle kick after the athlete follows a training program without rubber weights with an average value of 13.43 in the pre-test increasing by 5% to 18.43 in the post-test. With statistical results showing that the sig-2 tailed value is 0.000 ≤ 0.05. (3) there is an increase in kick speed between training using rubber weights and without weights with a sig-2 tailed value of 0.013 ≤ 0.05. It can be concluded that training using rubber weights is more effective in increasing the speed of the sickle kick compared to training without rubber weights in the Pen-cak Silat PSHT Ranting Tanah Putih Tanjung Melawan.
Abstract:Article 6 of Law No. 4 of 1996 gives creditors the right to execute parate against the object of the mortgage. However, in decision No. 0112/Pdt.G/2017/MS-BNA, the Sharia Court annulled the deed of gift. This study aims…
to analyze the judge's considerations, the legal force of certificates and deeds in bank mortgages, and legal protection for mortgage holders. This study is a normative legal study. Data were collected and then analyzed qualitatively. The results of the study indicate that the judge annulled the gift because it did not meet the legal requirements according to Islamic law and the Compilation of Islamic Law. The decision has implications for the cancellation of all related documents, including the certificate of ownership, the deed of granting mortgage rights, and the credit agreement, so that they no longer have legal force as debt collateral. Legal protection of creditors due to cancellation of grants according to Article 11131 of the Civil Code, even though the collateral guarantee is cancelled, the creditor still has legal protection through general guarantees, namely that all of the debtor's assets can be used as objects of debt fulfillment and the creditor can request seizure of collateral and the application of the principle of good faith of the bank that has acted according to the procedure for granting credit. It is expected that judges will prioritize the principles of justice, proportionality, the principle of good faith, and substantive justice in banking and financing practices in Indonesia.
Abstract:This study aims to examine the procedures involved in the provision of Kredit Guna Bhakti (KGB) at Bank Bjb KCP Mitra Batik Tasikmalaya, identify the challenges encountered during the process, and evaluate the solutions…
implemented to address these obstacles. This study uses a qualitative descriptive approach, with data collection methods through interviews with bank staff, direct observation of the credit process, and literature review. Findings reveal that the KGB procedure consists of several key stages: application submission, credit analysis, credit decision, credit agreement, and fund disbursement. However, its implementation faces both internal and external challenges, such as limited credit staff resulting in slower service, and a lack of understanding among prospective borrowers regarding the credit procedure. To address these issues, the bank has prepared appropriate solutions. Overall, the KGB procedure at Bank Bjb KCP Mitra Batik has been carried out effectively and efficiently.
Abstract:Abstract: PT. Interyasa Mitra Mandiri Kisaran is a company whose products are engaged in trade that sells electronics and furniture in cash or credit. Granting crdit can provide relief to consumers, giving rise to the level…
vel of consumer interest in buying, which means the company’s sales turnover is higher and the company’s cash receipts will increase. Determining which consumers deserve credit is not easy. Companies need a Decision Support System (DSS) that can help determine the creditwhorthiness of potential customers. The decision making calculation method used in this study is a simple additive weighting method with 5 criteria, namely discipline, down payment, monthly income, credit guarantee, and residence of status. The system was built using the PHP MySQL language and Sublime Text as the programming code. And the object-oriented system modeling language used is UML (Unifed Modelling Language). By using this SAW Method, it is hoped that the final result will be obtained as a tool to determine the credit extension to potential consumers who are eligible to be given.
Keywords :Credit, DSS, Simple Additive Weighting (SAW), UML.
Abstrak :PT. Interyasa Mitra Mandiri Kisaran merupakan perusahaan yang produknya bergerak di bidang perdagangan yang menjual barang elektronik dan furniture secara cash maupun kredit. Pemberian kredit dapat memberikan keringanan kepada konsumen, sehingga menimbulkan besarnya minat konsumen untuk membeli, yang berarti omset penjualan perusahaan menjadi lebih tinggi dan penerimaan kas perusahaan akan meningkat. Menentukan konsumen yang layak diberikan kredit bukanlah hal yang mudah.Perusahaan membutuhkan sebuah Sistem Pendukung Keputusan (SPK) yang dapat membantu dalam menentukan kelayakan pemberian kredit untuk calon konsumen. Metode perhitungan pengambilan keputusan yang digunakan pada penelitian ini adalah Metode Simple Additive Weighting (SAW) dengan 5 kriteria yaitu kedisiplinan, uang muka, penghasilan perbulan, jaminan kredit dan status tempat tinggal. Sistem ini dibangun menggunakan bahasa PHP MySQL dan Sublime Text sebagai koding pemrogramannya.Serta bahasa pemodelan sistem berorientasi objek yang digunakan adalah UML (Unifed Modelling Language). Dengan menggunakan metode SAW ini, diharapkan mendapatkan hasil akhir sebagai alat bantu untuk menentukan pemberian kredit kepada calon konsumen yang layak diberikan.
Kata Kunci :Kredit, SPK, Simple Additive Weighting (SAW), UML.
Abstract:Abstract: Establishing a business or industrial location must obtain permission from the government which aims to protect the surrounding community from possible disturbances or pollution resulting from the industry. Therefore,…
refore, in order to achieve this, it is necessary to have a system that automatically provides accurate and fast decisions in determining which companies or industries are worthy of being granted a business license. The aim of this research is to build a decision support system in determining permits to disturb business or industrial premises using the Multi-Attribute Utility Theory (MAUT) method. The data analysis technique used is the MAUT method to determine the final decision in granting a disturbance permit to a company or industry. The sample or training data consists of 20 names in the Tanjungbalai City area. This system is tested with a black box which aims to find out that all components in the system are running well. Our findings show that the system we have created is appropriate based on the results of the analysis using the MAUT method. Apart from that, the results of black box testing show that all components in this system are valid and functioning well.
Keywords: granting business licenses; maut method; web based.
Abstrak: Mendirikan tempat usaha atau industri harus mendapatkan izin dari pemerintah yang bertujuan untuk melindungi masyarakat sekitar agar terlindungi dari kemungkinan timbulnya gangguan atau polusi yang diakibatkan dari industry tersebut. Oleh karena itu, demi tercapainya hal tersebut perlu adanya sistem yang secara otomatis memberikan keputusan secara akurat dan cepat dalam menentukan suatu perusahaan atau industry mana yang layak diberikan izin usaha. Tujuan penelitian ini adalah untuk membangun sistem pendukung keputusan dalam menentukan izin gangguan tempat usaha atau industri menggunakan metode Multi-Attribute Utility Theory (MAUT). Teknik analisis data yang digunakan menggunakan metode MAUT untuk menentukan keputusan akhir dalam memberikan izin gangguan kepada perusahaan atau industri. Sampel atau data training yang berjumlah 20 nama di wilayah Kota Tanjungbalai. Sistem ini diuji dengan black box yang bertujuan untuk mengetahui semua komponen pada sistem sudah berjalan dengan baik. Hasil penelitian menunjukkan bahwa sistem yang telah kami buat sudah sesuai berdasarkan hasil analisis menggunakan metode MAUT. Selain itu, hasil black box testing menunjukkan bahwa semua komponen pada sistem ini sudah valid dan berfungsi dengan baik.
Kata kunci: berbasis web; metode maut; pemberian izin usaha.
Abstract:Abstract: Asahan District Social Service is one of the government agencies in Asahan District. This agency is tasked with serving the community and providing the best information for the community, especially in terms of…
data processing. One of the government programs used to tackle poverty is KUBE. In general, the problems that occur in KUBE are still not optimal and not on target, so that sometimes many residents protest because residents who should receive assistance do not receive assistance and conversely residents who should not have the right to receive assistance from the Joint Business Group (KUBE). By knowing the deficiencies found in the manual calculations carried out by the Asahan District Social Service. So that beneficiaries can be determined according to the criteria determined by the Asahan District Social Service. Then a system was created using the Weighted Product method to carry out accurate calculations in providing assistance made with the PHP programming language with MySQL Database, to create a new computerized decision support which is a good alternative by prioritizing effectiveness and efficiency in determining the provision of assistance to Joint Business Groups (Joint Business Groups). KUBE). The purpose of designing a Joint Business Group assistance decision system can assist Asahan Regency social service employees in determining the granting of Joint Business Groups (KUBE).
Keywords: decision support system; KUBE; weighted product (WP)
Abstrak: Dinas Sosial Kabupaten Asahan merupakan salah satu instansi pemerintah yang ada di Kabupaten Asahan. Badan ini bertugas untuk melayani masyarakat dan memberikan informasi terbaik bagi masyarakat terutama dalam hal pengolahan data. Salah satu program pemerintah yang digunakan untuk menanggulangi kemiskinan adalah KUBE. Secara umum permasalahan yang terjadi di KUBE masih belum optimal dan belum tepat sasaran, sehingga terkadang banyak warga yang protes karena warga yang seharusnya menerima bantuan tidak mendapatkan bantuan dan sebaliknya warga yang seharusnya tidak berhak mendapatkan bantuan dari Kelompok Usaha Bersama (KUBE). Dengan mengetahui kekurangan yang terdapat pada perhitungan manual yang dilakukan oleh Dinas Sosial Kabupaten Asahan. Sehingga dapat ditentukan penerima manfaat sesuai dengan kriteria yang ditentukan oleh Dinas Sosial Kabupaten Asahan. Tujuan dibuat sistem dengan menggunakan metode Weighted Product untuk melakukan perhitungan yang akurat dalam pemberian bantuan yang dibuat dengan bahasa pemograman PHP dengan Database MySQL, untuk membuat pendukung keputusan terkomputerisasi baru yang merupakan alternatif yang baik dengan mengutamakan efektifitas dan efisiensi dalam penentuan pemberian bantuan Kelompok Usaha Bersama (KUBE). Maka perancangan sistem keputusan bantuan Kelompok Usaha Bersama dapat membantu pegawai dinas sosial Kabupaten Asahan dalam menentukan pemberian Kelompok Usaha Bersama (KUBE).
Kata kunci: KUBE; sistem pendukung keputusan; weighted product (WP)
Abstract:Abstract: Pests are a major problem for citrus farmers, until now the pests that attack citrus plants vary widely. One of the pests on citrus plants is the trunk beetle where this pest attacks the old leaves on the lower…
branches or branches as a result of which the leaves fall and the young branches die. For this reason, an expert system was designed to identify pests in citrus plants The method used in this research is the certainty factor method. The results based on the symptoms experienced by the citrus plants showed that the pests affected on the citrus plants were Aphids with an expertise level of 0.8 and a percentage of 80% and had a fairly good aquaculture value.
Keywords: citrus plant pest; certainty factor; expert system
Abstrak: Hama merupakan masalah utama bagi para petani jeruk, hingga saat ini hama yang menyerang tanaman jeruk sangat bervariasi. Salah satu hama pada tanaman jeruk adalah kumbang belalai dimana hama ini menyerang daun tua pada ranting atau dahan bagian bawah akibatnya daun gugur dan ranting muda mati. Untuk itu dirancang suatu sistem pakar mengidentifikasi hama tanaman jeruk. Metode yang digunakan pada penelitian kali ini ialah metode faktor kepastian (CF),. Hasil bedasarkan gejala-gejala yang dialami oleh tanaman jeruk tersebut bahwa hama yang terkena pada tanaman jeruk adalah Kutu Daun dengan tingkat kepakaran 0,8 dan persentase 80 % dan memiliki nilai akuasi yang cukup baik.
Kata kunci: faktor kepastian; hama tanaman jeruk; sistem pakar;