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Tinjauan Hukum Ekonomi Islam tentang Penyelesaian Perjanjian Pembiayaan Bermasalah pada Lembaga Keuangan Syariah

Dede Rohayati
Abstract: This study examines the resolution of non-performing financing in Islamic financial institutions, which have experienced significant growth but are confronted with increasing risks of non-performing financing (NPF) that… may undermine institutional stability and public trust. The research problem focuses on the suboptimal mechanisms for resolving problematic financing, the existence of a gap between legal norms and their practical implementation, and the lack of integration of philosophical approaches within the framework of Islamic economic law. This study aims to analyze resolution mechanisms from the perspective of Islamic economic law, identify the factors contributing to the normative–practical gap, and formulate a more comprehensive and equitable resolution model. The method employed is normative juridical, utilizing statutory and case approaches, with secondary data analyzed qualitatively through deductive reasoning. The findings indicate that the resolution of non-performing financing is still predominantly characterized by restructuring measures that are administrative in nature and fail to address root causes, while litigation pathways remain relatively ineffective due to procedural and substantive constraints. The disparity between legal norms and practice suggests that legal implementation has not fully reflected the principles of substantive justice. The study concludes by emphasizing the necessity of reconstructing resolution mechanisms through the integration of normative, empirical, and philosophical dimensions. The novelty of this research lies in the development of a maqāṣid al-sharī‘ah-based resolution model that offers a holistic approach oriented toward justice, public welfare, and the balance of interests, thereby providing more effective, contextual, and sustainable solutions within the Islamic financial system in Indonesia.

Pengelolaan Sesi Latihan Bola Voli: Rencana Mikro, Monitoring Beban, dan Recovery

Sahabuddin
Abstract: The management of volleyball training sessions among collegiate athletes faces complex challenges due to the lack of integrated scientific approaches, which may reduce training effectiveness and increase the risk of fatigue… gue and injury. This study addresses the suboptimal implementation of periodization-based microcycle planning, training load monitoring, and recovery strategies within a unified system. The objective of this research is to examine the effectiveness of an integrated training management model in improving athletes’ performance and physiological condition. A quasi-experimental method with a pretest–posttest control group design was employed, involving 40 collegiate athletes over an eight-week period. The results indicate that the experimental group showed significant improvements in countermovement jump by 12.2% and spike reach by 3.1%, accompanied by a reduction in sRPE by 11.5% and an increase in recovery scores by 22.5%, while the control group demonstrated no meaningful changes. These findings suggest that the integration of microcycle planning, internal and external load monitoring, and structured recovery strategies enhances physiological efficiency, neuromuscular adaptation, and the sustainability of athletic performance. The study concludes that the integrated training management model is more effective than conventional approaches as it enables objective and systematic control of training intensity. The novelty of this research lies in the development of an integrated training session management model that combines three key components in an applicable, practical, and context-appropriate manner for collegiate athletes, thereby bridging the gap between sport science theory and coaching practice.

Intergenerational Transmission of Cultural Knowledge and Craftsmanship: An Ethnopedagogical Point of View

Yulian Purnama, I Wayan Artika
Abstract: This study is grounded in the importance of recognizing local wisdom-based educational practices that continue to exist amid the forces of modernization and globalization. The research problem focuses on how ethnopedagogical… ical practices are implemented by the stone carving community in Muntilan, Magelang Regency, as an alternative educational model capable of transmitting knowledge across generations in a sustainable manner. The study employs a qualitative approach using a case study method to explore community-based learning processes through family apprenticeship, direct observation, and practical experience that integrates technical skills, aesthetic sensitivity, spiritual values, and Javanese philosophy. The findings reveal a distinctive learning ecology that emphasizes the internalization of tacit knowledge, character formation, and the close relationship between learning processes and socio-cultural life. The community also demonstrates adaptive resilience through its ability to adopt innovation without abandoning core cultural principles. The conclusion confirms that ethnopedagogical practices among the Muntilan stone carvers represent an effective and relevant contextual education model to support the preservation of intangible cultural heritage while addressing the challenges of modern education. The novelty of this study lies in the integration of ethnopedagogy with traditional craft practices as a holistic and sustainable non-formal education system, as well as its contribution to the discourse on decolonizing education and strengthening culturally based vocational education policies.

Relevansi Aliran Esensialisme Rekonstruksionisme dalam Pendidikan Agama Kristen Masa Kini

Veren Veronika Manu, Merfin Bengkiuk, Milka Kabu, Keren Rohi Kana
Abstract: The dynamics of modern education, marked by rapid social, cultural, and moral changes, require Christian Religious Education (CRE) not only to preserve its faith-based foundations but also to respond critically and constructively… ructively to contemporary challenges. The main issue addressed in this study is how CRE can integrate the steadfastness of theological values with social sensitivity without losing its Christian identity. This study aims to analyze the relevance and contribution of the philosophical streams of Essentialism and Reconstructionism in the development of contemporary Christian Religious Education. The research employs a qualitative approach through a literature review, using descriptive–interpretative analysis of relevant scientific, philosophical, and theological sources. The findings indicate that Essentialism makes a significant contribution to strengthening the foundations of faith, shaping Christian character, and internalizing core Christian values that are normative and sustainable. Conversely, Reconstructionism positions CRE as a means of social renewal that encourages learners to actively engage in justice, social responsibility, and societal transformation. The integration of these two philosophical approaches enables CRE to develop holistically by balancing spiritual, moral, and social dimensions within the educational process. The conclusion of this study affirms that Essentialism and Reconstructionism possess strategic relevance as a philosophical foundation for contextual and transformative Christian Religious Education. The novelty of this research lies in its integrative philosophical model that harmonizes the firmness of faith with an orientation toward social change, thereby offering a new conceptual framework for the development of Christian Religious Education that is adaptive to the challenges of modern education without losing its theological essence.

Strategi Komunikasi BP3MI dalam Meningkatkan Kesadaran Masyarakat tentang Hak-hak Pekerja Migran Indonesia

Beatania Jelina Ngamung, Alponia Kartini Nurhayati, Yunita Huberta Siska Henukh, Fransiskus Maurice Riberu, Lasarus Jehamat, Imelda Nahak, Helga Maria E. Gero
Abstract: Indonesian Migrant Workers constitute a labor group that makes a significant contribution to the national economy through remittances, particularly from regions with high migration intensity such as East Nusa Tenggara Province;… ovince; however, the strong public interest in working abroad is often not accompanied by adequate understanding of safe migration procedures, protection mechanisms, and the rights and obligations of migrant workers. This condition has led to serious problems, including the increasing number of non-procedural migrant workers, deportation cases, and vulnerability to human trafficking crimes, indicating an information and communication gap between migrant worker protection institutions and prospective migrant workers. This study aims to analyze the communication strategies implemented by the Indonesian Migrant Workers Protection Service Center of East Nusa Tenggara Province in enhancing public awareness of migrant workers’ rights. A qualitative approach with a descriptive method was employed to provide an in-depth portrayal of the communication practices carried out by the institution, with data collected through in-depth interviews, observation of socialization activities, and documentation studies. Data analysis was conducted using the interactive model of Miles and Huberman, while the conceptual analytical framework was based on the Shannon–Weaver Two-Way Communication Model to assess message delivery effectiveness, communication channels, message recipients, and feedback mechanisms. The findings indicate that the Indonesian Migrant Workers Protection Service Center of East Nusa Tenggara Province has implemented various communication strategies, including direct community outreach, pre-departure orientation, the use of visual and audio media, and cross-sector collaboration with local governments and community leaders. Although these strategies contribute to increasing public knowledge regarding migration procedures and migrant workers’ rights, their effectiveness remains constrained by low literacy levels, challenging geographical conditions, and weak feedback mechanisms from target communities. The study concludes that strengthening dialogic and participatory communication, simplifying messages to improve comprehensibility, and adapting communication media to local cultural contexts are essential for improving migrant worker protection. The novelty of this study lies in integrating a two-way communication model with the socio-cultural context of East Nusa Tenggara as a basis for formulating more contextual, adaptive, and community-empowering communication strategies for migrant worker protection.

Pendidikan Agama Islam di Perguruan Tinggi: Integrasi Ilmu dan Nilai Spiritual

Jimi Harianto, Dinda Mufida, Reni Aryani, Zahra Saputri
Abstract: Islamic Religious Education in higher education frequently experiences a reduction of meaning due to the separation between the mastery of empirical sciences and the cultivation of spirituality, resulting in its position… being perceived as a complementary course with limited integration into other academic disciplines. This condition raises both conceptual and practical issues regarding how to design a model of Islamic Religious Education that systematically, applicatively, and contextually integrates scientific knowledge and spirituality within contemporary higher education. This study aims to formulate such an integrative framework through a qualitative approach based on an in-depth literature review of books, journal articles, and research findings, which are analyzed thematically and conceptually. The results identify three main strategies: the development of an interdisciplinary curriculum that internalizes ethical–tawhidic values within professional sciences, the implementation of value-based pedagogy that connects spiritual concepts such as as-sidq and al-amanah with real-life case studies, and the strengthening of campus culture that supports value internalization through co-curricular activities and community service. The synthesis of findings indicates that this integrative model has the potential to enhance students’ moral awareness, spiritual resilience, and ethical decision-making capacity in responding to the dynamics and complexities of modern life. The conclusion emphasizes that the integration of scientific knowledge and spirituality in Islamic Religious Education is not merely a curricular supplement, but a strategic necessity in higher education. The novelty of this study lies in the formulation of a conceptual framework that positions spirituality as an overarching paradigm that provides meaning, direction, and ethical responsibility for the entire structure of knowledge, while offering an applicative model to overcome the dichotomy between secular science and religion in order to produce graduates with strong character, reflective capacity, and a commitment to social responsibility. The theoretical and practical implications of this model are expected to serve as a reference for academic policy development and innovation in Islamic Religious Education learning that is adaptive to global challenges and responsive to the needs of students across contemporary interdisciplinary fields in a sustainable, transformative, and contextually Islamic humanistic value-based manner.

Analisis Efisiensi Biaya Pengiriman dan Kualitas Freight Forwarder yang Mempengaruhi Kinerja Pengiriman Ekspor (Studi Kasus di PT. Sinar Sawit Sentosa)

Yoyo Sudaryo, Diki Wahyu Nugraha, Andre Suyaningprang, Gurawan Dayona Ismail, Wildan Guretno Prasetiyo
Abstract: This study aims to analyze the influence of shipping cost efficiency and freight forwarder quality on export delivery performance at PT Sinar Sawit Sentosa, a palm oil exporting company facing challenges related to rising… g logistics costs and increasing demands for delivery timeliness. The research problem focuses on the extent to which shipping cost efficiency and the quality of freight forwarder services can improve export delivery performance in a measurable and sustainable manner. A quantitative approach was applied by collecting survey data from the company’s logistics managers and export managers to capture perceptions and experiences related to the research variables. Data analysis was conducted using structural equation modeling to examine the causal relationships among shipping cost efficiency, freight forwarder quality, and export delivery performance. The results indicate that shipping cost efficiency has a positive and significant effect on export delivery performance through reduced operational costs, improved logistics coordination, and smoother export processes. Freight forwarder quality is also proven to have a positive and significant effect through enhanced service reliability, documentation accuracy, and delivery timeliness. The conclusion confirms that the combination of cost efficiency and logistics service quality constitutes a strategic factor determining the success of corporate export delivery. The novelty of this study lies in integrating the measurement of cost efficiency and freight forwarder quality using a SEM approach applied to the Indonesian palm oil export industry, a context that has received limited empirical attention. This contribution provides empirical evidence for the development of export logistics management and strategic decision-making, enriches the academic logistics literature, and offers practical implications for improving national export competitiveness, formulating corporate policies, and managing long-term logistics partnerships based on measurable performance and efficiency orientation. The findings are expected to serve as a reference for future research and professional practice in agribusiness sectors oriented toward global markets with high logistics risks and intense competition that demand continuous, data-driven managerial innovation grounded in reliable and context-specific empirical evidence for the future of national industries.

Tinjauan Literatur tentang Pendekatan Pembelajaran Bulutangkis Berbasis Game dalam Pendidikan Jasmani

Sahabuddin
Abstract: This study presents the results of a systematic literature review highlighting the effectiveness of game-based badminton learning approaches as a relevant instructional strategy in physical education. A review of eight selected… elected articles indicates that the integration of game-oriented activities can enhance students’ fundamental technical skills, tactical understanding, and enthusiasm throughout the learning process. An in-depth analysis of the findings reveals that learning models that position students at the center of activity are able to facilitate more meaningful learning experiences through game situations that closely resemble real on-court conditions. Furthermore, the interaction patterns created through game activities contribute to the development of psychomotor skills and increase students’ readiness to engage confidently in competitive scenarios. Evaluation of various forms of implementation suggests that game-based learning innovations, whether through structured models or application-based media, hold significant potential to improve the quality of badminton instruction. Nevertheless, this review also identifies several challenges, including limited long-term studies, research concentration at specific educational levels, and insufficient exploration of affective and cognitive variables. These findings emphasize the need for further research with broader coverage to gain a deeper understanding of how game-based approaches can be implemented sustainably and deliver optimal benefits for students’ competency development across diverse physical education contexts in Indonesia.

Peran Budaya Organisasi dan Disiplin Kerja dengan Mediasi Motivasi Kerja terhadap Kinerja Pegawai di Badan Kesatuan Bangsa dan Politik Kota Denpasar

Ni Kadek Lisnayanti, Ni Made Yudhaningsih, Ni Luh Indiani
Abstract: This study is motivated by the importance of understanding the factors that influence employee performance within governmental organizations, particularly in the National Unity and Political Agency (Bakesbangpol) of Denpasar… asar City. The primary objective of this research is to analyze the effects of organizational culture and work discipline on employee performance, while also examining the mediating role of work motivation. Employing a quantitative approach and path analysis method, the study involved all employees of Bakesbangpol Denpasar using a saturated sampling technique. The findings reveal that organizational culture does not have a significant direct effect on employee performance, whereas work discipline exerts a positive and significant influence. Work motivation emerges as a crucial factor affecting performance, with a path coefficient of β = 0.440 and a significance value of 0.000. Although organizational culture significantly influences work motivation, it does not directly impact performance. In contrast, work discipline does not significantly affect motivation. Notably, work motivation significantly mediates the relationship between organizational culture and employee performance, but not the relationship between work discipline and performance. These findings underscore the pivotal role of work motivation as a mediating variable that enhances the impact of organizational culture on performance improvement. With an R value of 0.695 and an Adjusted R² of 0.683, the model explains 68.3% of the variance in employee performance, with the remaining 31.7% attributed to other factors outside the model. The novelty of this study lies in mapping the structural relationships among organizational culture, work discipline, and motivation as a mediating variable within the context of a local governmental institution an area that has been empirically understudied.

Penggunaan Metode Fonik untuk Meningkatkan Kemampuan Membaca pada Anak Slow Learner

Sholikhatun Nisa, Rudi Cahyono
Abstract: Reading proficiency is a fundamental skill in primary education; however, children with special needs classified as slow learners often face significant challenges in developing early reading abilities due to limitations… in phonological processing. This study aims to examine the effectiveness of the phonic method in improving the reading skills of slow learners through a structured intervention approach. The central research problem addresses how the phonic method can be appropriately adapted to overcome reading difficulties in children with learning delays. The subject of this study was a fifth-grade elementary school student who exhibited marked delays in recognizing letter sounds, constructing words, and understanding simple sentence structures. A case study approach was employed, involving a six-session individualized intervention designed in gradual stages. Each session focused on developing phonological skills, including phoneme identification, blending sounds into syllables, phoneme segmentation, and the introduction of complex patterns such as digraphs and diphthongs. The results demonstrated significant improvement in the subject’s reading ability, evidenced by increased accuracy in letter-sound recognition, reading simple words, and constructing short sentences. Although minor errors in pronunciation and word structure persisted, the subject’s consistent progress throughout the intervention confirmed the phonic method as an effective and applicable approach to teaching reading to slow learners. In conclusion, the phonic method successfully addressed phonological barriers through strategies tailored to the learner’s cognitive profile. The novelty of this study lies in its implementation of the phonic method as a step-by-step phonological intervention model within the context of inclusive primary education an area that remains underexplored and underutilized in both educational practice and research in Indonesia.