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Showing 98 articles found for "Protection"

Perlindungan Hukum Para Pihak dalam Perjanjian Elektronik Menurut Hukum Perdata Indonesia

Nawaskoro, Hardito, Luthfiyyah Amalina Husna
Abstract: Advances in information and communication technology have spurred substantial changes in legal transaction procedures in Indonesia, primarily through the utilization of electronic agreements. Agreements that were previously… sly made in traditional paper formats are now frequently conducted digitally, raising legal concerns regarding their legality, validity, evidence, and legal protection for the involved parties, particularly consumers. Although electronic agreements are normatively recognized in the Civil Code (KUHP) and the Law on Electronic Information and Transactions, practical implementation issues persist, leading to legal uncertainty. This research employs a normative legal methodology utilizing statutory, conceptual, and comparative approaches. Data was obtained through a literature review of primary, secondary, and tertiary legal sources related to electronic agreements and civil legal protection. Qualitative descriptive analysis was conducted to investigate the legal status of electronic agreements and the legal protection available for the parties within the Indonesian legal framework. The discussion results indicate that electronic agreements possess legal validity and binding force equivalent to traditional agreements, provided they meet the criteria for a valid agreement as outlined in Article 1320 of the Civil Code and the provisions of the Information Technology Law. Legal protection in electronic agreements encompasses legal certainty, the recognition of electronic document and signature evidence, and consumer protection against detrimental standard clauses. Nevertheless, challenges remain in establishing party identification, ensuring the integrity of digital contracts, and addressing power imbalances between commercial entities and consumers. This study concludes that while electronic agreements are legally recognized under Indonesian civil law, enhancing legal protection requires strengthened regulations, consistent law enforcement, and improved legal and digital literacy among the public to ensure secure, fair, and equitable electronic transactions.  

URGENSI PEMBENTUKAN KERANGKA HUKUM NASIONAL DALAM IMPLEMENTASI PAYMENT ID SEBAGAI IDENTITAS PEMBAYARAN DIGITAL DI INDONESIA: STUDI HUKUM KOMPARATIF PAYMENT ID INDONESIA DAN PAYNOW SINGAPURA

Robi Alkaromah, Arisandy Permana Paza, Serlika Aprita, Nahla Jamilie Rahmah Mukhtarudin
Abstract: Payment ID merupakan bagian integral dari Blueprint Sistem Pembayaran Indonesia (BSPI) 2030 yang dirancang sebagai kode unik sembilan karakter berupa kombinasi huruf dan angka. Sistem ini memiliki tiga fungsi utama: identifikasi… tifikasi profil pelaku sistem pembayaran secara spesifik, otentikasi data transaksi, dan konektivitas data antara individu dan catatan transaksi secara rinci. Implementasi sistem serupa di negara lain telah menunjukkan dampak ekonomi positif yang substansial. India, melalui kombinasi UPI dan Aadhaar, berhasil menghemat lebih dari $9 miliar dari eliminasi fraud dalam program bantuan sosial. Sistem UPI India kini menangani 18 miliar transaksi bulanan dengan nilai mencapai Rs 24 lakh crore, menguasai 85% ekosistem pembayaran digital nasional. seperti PayNow di Singapura, membuktikan pentingnya landasan hukum yang jelas. PayNow, yang diatur dalam Payment Services Act 2019 dan diawasi oleh Monetary Authority of Singapore (MAS), mengintegrasikan sistem perbankan dan dompet digital melalui satu ID berbasis nomor ponsel atau NRIC, dengan dukungan Personal Data Protection Act (PDPA) 2012 yang kuat. Keberhasilan ini didorong oleh regulasi yang komprehensif, standar keamanan yang ketat, serta pengawasan yang terintegrasi. Regulasi ini menjadikan PayNow sebagai sistem pembayaran instan berbasis identitas tunggal yang dapat dipercaya, dengan proteksi hukum dan keamanan yang terjamin. Sistem ini menghubungkan nomor ponsel, NRIC, atau nomor bisnis dengan rekening bank secara aman, memungkinkan transaksi real-time dan interoperabilitas lintas platform. Dengan demikian, Indonesia perlu memperkuat landasan hukumnya dengan membentuk kerangka hukum nasional yang komprehensif, meliputi aspek perlindungan data pribadi, interoperabilitas, tata kelola teknologi, mekanisme pengawasan, dan pemberdayaan pengguna, agar implementasi Payment ID dapat terlaksana secara aman, inklusif, dan berkelanjutan

LEGAL PROTECTION FOR DEBTORS ON THE GUARANTEE OF MOTOR VEHICLE OWNERSHIP BOOK (BPKB) IN COOPERATIVE CREDIT LOANS

Indra Tua Manik, Siti br. Ginting
Abstract: The legal position between the debtor and the debtor in the bond agreement, where the borrower has the right to return proof of ownership of the collateral after the loan payment, while the borrower has the right to a higher… gher bond amount, and the billing period in accordance with the guarantor who is entitled to payment plus principal (interest) with the borrower's monthly installments including compensation in the event of late payment. Settlement of disputes related to credit agreements, where the person concerned can arbitrate the agreement in question. Legal observations made by the judge in the decision of Case No. 70 / Pdt.G / 2020 / PN.Mdn, where the judge is of the opinion that the plaintiff has won legally there is no action taken by the Defendant on behalf of Mas Arif Fauzan and verstek. The issuance of this decision is binding on both parties because it has permanent legal force ( incracht ) and has become a new law for the parties. The judge made the decision based on previous legal opinions and the judge's belief that presenting a legitimate and persuasive action is a breach of contract.

LEGAL PROTECTION FOR DEBTORS ON THE GUARANTEE OF MOTOR VEHICLE OWNERSHIP BOOK (BPKB)IN CREDIT LOANS(Analysis of the Decision in Case Number 70/Pdt.G/2020/PN.Mdn)

Kincia
Abstract: The legal position between the debtor and the debtor in the bond agreement, where the borrower has the right to return proof of ownership of the collateral after the loan payment, while the borrower has the right to a higher… gher bond amount, and the billing period in accordance with the guarantor who is entitled to payment plus principal (interest) with the borrower's monthly installments including compensation in the event of late payment. Settlement of disputes related to credit agreements, where the person concerned can arbitrate the agreement in question. Legal observations made by the judge in the decision of Case No. 70 / Pdt.G / 2020 / PN.Mdn, where the judge is of the opinion that the plaintiff has won legally there is no action taken by the Defendant on behalf of Mas Arif Fauzan and verstek. The issuance of this decision is binding on both parties because it has permanent legal force ( incracht ) and has become a new law for the parties. The judge made the decision based on previous legal opinions and the judge's belief that presenting a legitimate and persuasive action is a breach of contract

AIRLINE RESPONSIBILITY FOR PASSENGER DEPARTURE CANCELLATIONS DUE TO NOT COMPLETING HEALTH REQUIREMENTS ( RAPID TEST )(Research Study at Kuala Namu Airport)

Budiman
Abstract: Factors that cause airlines to cancel flights include commercial, technical, operational, weather, and airport factors. Airlines are responsible for canceling departures due to health care requirements (accelerated testing):… ng): if a passenger tests positive for antigen, they must undergo a PCR test; if negative, they can continue, and the price of the ticket is returned to fly back at least 3 days later. If the passenger gets a PCR test, they must quarantine for 14 days, rescheduling the ticket according to the passenger's status after quarantine. Or the entire ticket will be refunded. There are no specific provisions for consumer legal protection for departure cancellations due to failure to complete health care (accelerated testing), but compliance is not limited to Law Number 1 of 2009 concerning Aviation is not achieved. However, passengers as consumers have legal protection under the Consumer Protection Law relating to passenger rights as consumers of air transportation services, and the Civil Code relating to the status of passengers as parties to a transportation contract with airlines.

GROWTH ENHANCEMENT SWEET CORN

Surta Darma
Abstract: Study This aims to find out and deepen Improvement Growth Results Sweet Corn Plants ( Zea Mays) With Utilization Blotong and POC Seprint. This research was conducted on the land of the Department of Environmental Protection… ion Food, Agriculture and Fisheries Department of Medan City, Jl. Keramat Indah No. 4, Medan Southeast, Medan Denai District, North Sumatra. The experimental design that The design used in this study was a Randomized Block Design (RAK) with 3x3 factorial pattern with 3 replications with total treatment combinations as many as 9 treatments. Treatment factor of Blotong dose with symbol B consisting of 3 level that is : (B1) 0.50 kg/plot (B2) 1.00 kg/plot (B3) 1.50 kg/plot. Factor POC Seprint concentration with the symbol S which consists of 3 levels, namely: (S1) 4 ml/1 L water (S2) 8 ml/1 L water and (S3) 12 ml/1 L water. Observation data was carried out analysis of variance with F test at 5% level, if the difference is significant then the test followed by Duncan's test at 5% level. 1). The effect of the Blotong dose has an effect very real on plant height, number of leaves, flag leaf length, leaf width flag, weight of cob, diameter of cob, length of cob, but it has an effect real on production per plot And amount line per cob, whereas had no significant effect on the stem diameter of sweet corn plants ( Zea Mays ). 2). Based on the results and discussion, it can be concluded that the treatment POC Seprint does not have a very significant impact on all parameters Which observed. Addition fertilizer Seprint with concentration 12 ml/1 L water show results Which best compared to treatment other. 3). Interaction between treatment influences Blotong and POC Seprint no real effect on all observation parameters observed on sweet corn plants ( Zea Mays ).

Social Reality of Employment in Bengkulu Province: Policy Analysis of Programs, Obstacles, and Challenges

Reza Oktaviani, Ahnaf, Nugraha, Santi, Jannah, Diah Nadiatul
Abstract: Employment is an activity undertaken by individuals to earn income in order to sustain a decent standard of living. Employment relationships are established through agreements between employers and workers, and such agreements… ements should ensure decent work conditions. However, in reality, there is insufficient government supervision in ensuring the fulfillment of workers’ rights in accordance with Law No. 13 of 2003. The distribution of rights for female workers is also not optimally implemented. In addition, workforce skills remain a concern, as many workers only possess primary to junior secondary education. Furthermore, freelance work has become increasingly popular due to its flexibility in time and location. Therefore, solutions are needed to address employment issues in Bengkulu Province. Data collection in this study was conducted through interviews with the Bengkulu Provincial Manpower Office. Data analysis employed a qualitative approach. The findings indicate that many workers are engaged in seasonal sectors with unstable income. The Bengkulu Provincial Manpower Office has implemented programs such as job fairs, vocational training and education, and occupational health and safety socialization. Generation Z is perceived as less loyal and tends to frequently change jobs, showing a strong preference for freelance work due to its flexibility. Policy development is needed to provide legal protection for workers. Recommended actions include stricter enforcement against companies violating labor rights, particularly those committing violence against female workers, conducting awareness programs in collaboration with the Ministry of Women’s Empowerment and Child Protection and labor protection institutions, and optimizing integrated reporting systems to accelerate the resolution of such cases.

The Metaphysics Of Gender Identity: Between Essentialism And Social Constructivism

Muhammad Amin, Ahmad
Abstract: This article examines gender identity within a metaphysical framework by exploring the tension between essentialist and social constructivist paradigms. The core issue addressed in this research is the absence of a conceptual… ptual framework capable of reconciling these two traditionally opposing approaches. Essentialism regards gender as a fixed, inherent attribute, whereas constructivism emphasizes that gender is shaped by social and cultural practices. The aim of this study is to formulate a hybrid metaphysical model that integrates both perspectives through dialectical synthesis. The methodology employed involves a philosophical literature review with thematic analysis of works published within the last five years. Findings reveal that a relationally grounded hybrid model successfully merges the strengths of both paradigms, offering a more inclusive and applicable approach for social policy development. This model is viewed as critical for advancing academic discourse while also providing a robust philosophical foundation for the recognition and protection of gender diversity in contemporary society.

Consumer Protection in Live Streaming-Based Commercial Transactions

Yanti Yulianti
Abstract: The rapid evolution of digital technologies, particularly live streaming features in e-commerce platforms, has significantly transformed consumer behavior while introducing new risks to consumer protection. Live streaming… g based commercial transactions often involve real time, visually driven interactions that encourage impulsive purchasing decisions, making traditional regulatory frameworks insufficient. This study aims to analyze the primary factors influencing consumer protection in live commerce settings by examining five core variables: product transparency, platform accountability, perceived risk, consumer trust, and digital literacy. Utilizing a qualitative exploratory approach, this research conducted a comprehensive literature review of 77 international journal articles published between 2020 and 2024. The findings indicate that product transparency and platform accountability are fundamental to enhancing consumer trust and reducing perceived risks, whereas digital literacy acts as a moderating factor that empowers consumers to make informed decisions. The study proposes a conceptual framework that integrates behavioral and regulatory dimensions, offering both theoretical insights and practical implications for improving consumer protection in fast paced, interactive digital marketplaces.

The Characteristics of Motherhood through Mother in Michael Lloyd Green’s I Am Mother

Elisa Wakhidatul Safitri, Cahyaningsih Pujimahanani
Abstract: This research title explores the characteristics of motherhood as represented by the character Mother in Micahel Lloyd Green’s I Am Mother. The research focuses on one of the characteristics is nurturing. This research using… using a qualitative film analysis approach and obtain the data from the movie script. The findings demonstrate that the character Mother in I Am Mother embodies aspects of motherhood through the characteristic of nurturing behavior by providing food, education, protection, and guidance for Daughter’s development additionally, Mother’s strict control and manipulation of Daughter add complexity to the definition of ideal caregiving. This research concludes that I Am Mother reconstructs the concept of motherhood by integrating human and technological elements. The film suggests that nurturing is not limited to biological mother but can also be fulfilled by artificial intellegence.