Abstract:The agreement providing a corporate guarantee does not provide a limit on the nominal amount that will be guaranteed by the corporate guaranteed provider because the corporate guarantee provider will guarantee the entire…
debt including interest, fines, fees and other amounts of money that must be paid. In Indonesian limited liability company law, directors are required to seek shareholder approval in the case of pledging more than fifty percent of the company's assets, but in practice, approval from shareholders is not always required to provide a corporate guarantee. Especially in the case of corporate guarantees known as limited corporate guarantees, where the guarantee value does not exceed fifty percent of the Company's total assets. The aim of this research is to analyze the legal certainty of providing corporate guarantees without shareholder approval for credit applications whose value is less than fifty percent of the Company's assets. This type of research is normative juridical, namely a type of research with a conceptual approach. This research has the result that a corporate guaranteed agreement to guarantee the value of a credit facility whose value is not more than 50% of the company's assets provided without shareholder approval does not provide legal certainty.
Abstract:Legal legitimacy of national health services is recognition or approval from the public for the laws governing national health services. This legal legitimacy is important to maintain the stability and continuity of national…
onal health services. The right to health is a human right recognized by various international legal instruments, including the Universal Declaration of Human Rights and the International Covenant on Economic, Social and Cultural Rights. The right to health is a fundamental right, because it is a prerequisite for the fulfillment of other human rights. The national health service law in Indonesia mandates that everyone has the right to health. However, in practice, there are still many people who cannot access quality and affordable health services. This is caused by various factors, including limited resources, lack of public awareness about the importance of health, and discrimination against vulnerable groups. Increasing the legal legitimacy of national health services can be done through various efforts, including: a) Disseminating information about the law: The government needs to socialize and educate the public about the laws governing national health services; b) Improving the quality of health services: The government needs to improve the quality of health services, both in terms of availability, affordability and quality; c) Increasing the accessibility of health services: The government needs to increase the accessibility of health services, so that people can easily access the health services they need; and d) Increasing the legal legitimacy of national health services is important for realizing the right to health for all citizens.
Abstract:Penelitian ini dilatarbelakangi oleh maraknya pelanggaran Persetujuan Lingkungan dalam kegiatan pertambangan nikel di Kabupaten Luwu Timur yang berdampak pada kerusakan ekologis, sementara penjatuhan sanksi administratif…
belum memberikan efek jera. Penelitian ini bertujuan untuk menganalisis efektivitas penegakan sanksi administratif, mengidentifikasi kendala hukum, serta merumuskan solusi penegakan hukum lingkungan di daerah. Metode yang digunakan adalah penelitian hukum normatif dengan pendekatan perundang-undangan dan konseptual. Hasil penelitian menunjukkan bahwa penerapan sanksi masih didominasi oleh teguran tertulis dan tindakan perbaikan teknis. Hambatan utama bersumber dari resentralisasi wewenang pasca-Undang-Undang Cipta Kerja, keterbatasan personel pengawas bersertifikasi, dan gugatan korporasi ke Pengadilan Tata Usaha Negara. Sebagai solusi, penelitian ini merumuskan pengoptimalan rekomendasi Berita Acara Pengawasan ke pusat, penerapan prinsip pencemar membayar (polluter pays principle), peluncuran Program Penilaian Peringkat Kinerja Perusahaan dalam Pengelolaan Lingkungan Hidup (PROPER) daerah, penggunaan diskresi darurat, serta pembentukan Satuan Tugas Terpadu lintas yurisdiksi. Solusi ini menjadi langkah strategis untuk menguatkan kolaborasi kelembagaan dan menjamin kelestarian lingkungan yang berkelanjutan.
This study is motivated by widespread violations of Environmental Approvals in nickel mining activities in East Luwu Regency, resulting in ecological damage, while administrative sanctions have failed to provide a deterrent effect. This research aims to analyze the effectiveness of administrative sanction enforcement, identify legal obstacles, and formulate environmental law enforcement solutions at the regional level. The method employed is normative legal research utilizing statutory and conceptual approaches. The results indicate that sanction implementation is still dominated by written warnings and technical corrective actions. Primary obstacles stem from the recentralization of authority post-Job Creation Law, a shortage of certified supervisory personnel, and corporate lawsuits filed with the State Administrative Court. As a solution, this study proposes optimizing Supervision Minutes recommendations to the central government, applying the polluter pays principle, launching regional Company Performance Rating Programs in Environmental Management (PROPER), utilizing emergency discretion, and establishing a cross-jurisdictional Integrated Task Force. These solutions serve as strategic steps to strengthen institutional collaboration and ensure sustainable environmental protection.
Abstract:Course timetable preparation in the Information Technology Study Program at Universitas PGRI Sumatera Barat is still performed in spreadsheets, typically requires three to five days, and can produce instructor, class, or…
room conflicts. This study develops a web-based scheduling information system that centralizes timetable data, detects collisions automatically, and offers alternatives with support from the Google Gemini API. Development followed the Waterfall System Development Life Cycle, comprising requirements analysis, design, implementation, testing, deployment, and maintenance. The application was built with PHP, Laravel, and MySQL. A deterministic rule identifies overlapping allocations involving the same instructor, class, or room on the same day. Gemini is used only to rank and explain feasible candidates; the application revalidates each recommendation, and the Study Program Secretary retains final approval. Black-box testing of ten functions achieved a 100% success rate. Beta testing produced an average score of 89.22% from three experts and 89.79% from two users, with both results classified as Very Good. The findings indicate that the system is highly feasible for integrated course timetable preparation and administration.
Abstract:Romantic relationships are one form of interpersonal relationship that can influence the emotional and psychological conditions of university students. Romantic relationships can provide emotional support, comfort, attention,…
tion, a place to share problems, and motivation. However, problems within romantic relationships, such as lack of communication, dishonesty, betrayal, and lack of family approval, can also become sources of emotional and psychological pressure. This study aims to describe the dynamics of romantic relationships and their impact on the mental health of UIN Palopo students. This study employed a qualitative method with a descriptive approach. The informants consisted of four UIN Palopo students selected using purposive sampling. The informants consisted of one male student and three female students from the Islamic Guidance and Counseling, Islamic Religious Education, and Islamic Education Management study programs, all of whom were eighth-semester students. Data were collected through observation, interviews, and documentation. Data were analyzed through data reduction, data presentation, and conclusion drawing. The results showed that the dynamics of romantic relationships experienced by students developed through several stages, namely introduction, emotional closeness, commitment, conflict, and the end of the relationship. Communication, attention, trust, openness, and emotional attachment were important elements in the development and maintenance of relationships. Romantic relationships had positive impacts in the form of emotional support, comfort, attention, a place to share stories and problems, and increased motivation. Meanwhile, negative impacts included sadness, disappointment, feelings of loss, stress, anxiety, frustration, mood changes, difficulty regulating emotions, decreased appetite, loss of motivation, and reduced social interaction. Thus, romantic relationships can have both positive and negative impacts on students' mental health depending on the dynamics and experiences that occur within the relationship.
Abstract:The development of Islamic microfinance institutions requires the implementation of financing schemes that are not only compliant with Sharia principles but also capable of maintaining financing quality and sustainability.…
y. One of the most widely applied contracts is murabahah financing, particularly in supporting Micro, Small, and Medium Enterprises (MSMEs). This study aims to analyze the implementation of murabahah financing and the risk mitigation strategies applied at BMT Alif Mandiri Makassar. This research employs a qualitative approach with a descriptive-analytical method. Data were collected through field observations, in-depth interviews with management and financing officers, and documentation studies. The findings indicate that murabahah financing at BMT Alif Mandiri Makassar is implemented regularly through several stages, including application submission, feasibility analysis, financing approval, contract realization, and post-disbursement monitoring. The financing analysis emphasizes repayment capacity, members' character, and the suitability of financed goods for productive business needs. Risk mitigation strategies are conducted through careful customer character assessment, direct business verification, proportional margin determination, the use of collateral as a financing safeguard, and continuous monitoring. This study concludes that productive murabahah financing supported by integrated risk management practices is an effective and sustainable financing instrument for the development of MSMEs within Islamic microfinance institutions
Abstract:This study analyzes the interpersonal language actions used by students in class interactions at SMP Negeri 5 Manuju with the Functional Systemic Linguistics (LSF) approach. This approach emphasizes the role of language…
as a tool to build social meaning and facilitate interaction in the context of learning. The purpose of the research is to understand how students use language to communicate, coordinate, and negotiate meaning in learning activities. The research method used is qualitative descriptive with data collection through direct observation of classroom interactions, in-depth interviews with teachers and students, and documentation in the form of recordings and field notes. Data analysis is carried out interactively through the stages of collection, reduction, presentation, and extraction of meaning from interpersonal utterances that appear in learning. The results showed that students' interpersonal language actions were realized through three types of mood clauses: interrogative, used to ask questions and ask for clarification; declarative, used to convey an opinion or information; and imperative, used to direct group work with mitigation to maintain social harmony. The function of this language act is not only to convey information, but also to build social relationships, organize group collaboration, and provide subtle approval or support. These findings provide an overview of how language plays a role in shaping communicative and collaborative interactions in the classroom.
Abstract:This study aims to examine the credit application procedure at BPR Sinar Mas Pelita Ciawi Branch, identify the challenges encountered during the process, and evaluate the solutions implemented to overcome them. The research…
rch uses a descriptive qualitative method with data collected through interviews with bank employees, direct observation during an internship program, and literature review. The findings show that the credit application procedure consists of several stages: application submission, document verification, credit analysis, credit approval, agreement signing, and fund disbursement. Common obstacles include customers’ lack of understanding of the procedure and delays in document submission. BPR Sinar Mas Pelita Ciawi Branch has implemented various strategies such as public education through social media and providing a checklist of required documents to applicants. Overall, the credit application process has been carried out effectively and efficiently.
Abstract:This study aims to review the mortgage lending process in a bank, focusing on procedures, requirements, and challenges faced by both the bank and customers. The research background is based on the author's internship experience…
erience at the bank, providing an opportunity to gain in-depth insights into the mortgage approval mechanism from a practical perspective. This study employs a qualitative method, utilizing interviews with bank employees involved in the mortgage application process and literature studies related to banking policies. The findings reveal that mortgage approval involves a comprehensive evaluation of the borrower's financial capability, including credit analysis and compliance with banking regulations. Additionally, several challenges were identified, such as the lengthy administrative process and credit risk factors that the bank must consider. The conclusion of this study emphasizes that mortgage lending requires a balance between the bank's interests and customer needs, necessitating innovations in procedures and service optimization to improve process efficiency.
Abstract:The growing dominance of self-image construction in modern religious practice has diminished the authenticity of faith and shifted moral orientation from God toward public approval, indicating the need for an ethical framework…
mework capable of realigning the direction of Christian witness. This study employs Matthew 5:16 as the basis for reinterpreting the ethics of light as a corrective to performance-oriented religiosity and for formulating principles of sincere, theocentric, and contextually relevant faith testimony. The research utilizes literature review and historical-grammatical exegesis of the key Greek terms φῶς (phōs), καλὰ ἔργα (kalā erga), and δοξάσωσιν (doxasōsin), drawing on academic commentaries and recent scholarly findings. The analysis demonstrates that the ethics of light is not merely a moral exhortation but a participatory ethic that positions human beings as reflectors of God’s love rather than autonomous producers of moral virtue. Authentic good works direct glory to the Father, eliminating the pursuit of social recognition and rejecting religious self-presentation. The concept of hidden righteousness emerges as a theological critique of visual culture that prioritizes visible spiritual performance, affirming instead that genuine piety grows through inner integrity and spiritual perseverance. Its relevance to the digital age is expressed through a form of faith witness that promotes justice, solidarity, and consistent spiritual character within public spaces shaped by identity curation. The study concludes that the ethics of light constitutes a spirituality of witness integrating faith, morality, and social responsibility while offering novelty through a theocentric reinterpretation of the ethics of light as a constructive critique of contemporary religious self-imaging and an ethical paradigm for cultivating authentic Christian faith in the digital era.