Abstract:Abstract The motivation of this research is related to the use of QRIS in micro, small, and medium-sized enterprises (UMKM) in Semarang District. QRIS is a digital payment tool introduced by Bank Indonesia in 2019. The Government's…
Government's initiative in launching QRIS is to make it easier for people who prefer digital payments, especially young people in Indonesia. The use of QRIS itself is increasing every year. The Governor of Bank Indonesia stated that more than 90% of UMKMs in Indonesia have used QRIS. The benefits of using QRIS for UMKM are faster payment processes, no need to prepare for money returns, increased sales turnover, easier settlement process, and financial discipline. The model used in this study is the Technology Accepted Model (TAM). TAM is a method to measure individual reception to the use of information technology systems. This research uses a quantitative descriptive approach. Micro, small, and medium-sized enterprises (UMKM) are used as populations in this study. In the sample selection, the researchers conducted the dissemination of the questionnaire with two events, namely online and offline. The samples obtained after the implementation of disseminated questionnaires and according to the conditions of the research sample are as many as 210 UMKM. Further, SmartPLS version 4 software is used for data processing. The findings from this study are that product knowledge variables significantly affect the use of QRIS. Perceived usefulness variables have also been found to influence the use. The same thing was also found in the perceived ease of use variable. Other findings that are backward related to the perception of risk variables. On this variable, it has been found that there is a negative influence against the use, so, it can be concluded that UMKM in Semarang district is still afraid related to financial risk as a result of the QRIS use.
Abstract:This article is about a literature review regarding good leadership models in Islam as seen from the experience of the merger of 3 (three) Sharia Banks in Indonesia to become Bank Syariah Indonesia (BSI), which is currently…
tly approximately three years old and the Indonesian Sharia banking market until compete and occupy the position as a sharia bank with the most significant asset position compared to 6 (six) other conventional banks which have dominated the Indonesian market for decades. The type of data used in this research is qualitative data, with the data source coming from secondary sources and the data collection technique used being a documentation technique through literature review using the Systematic Literature Review (SLR) data analysis technique by utilizing the Published or Perish (POP) metadata tool and VOS Viewer. The research method used is a qualitative method, with research results showing that the leadership model of Bank Syariah Indonesia has accommodated the best leadership criteria in Islam, which can be adaptive, fast response, and solutions while still implementing the traits and characteristics of leaders who are sincere, trustworthy, Katonah, and tabligh. This leadership character was demonstrated by leading the previous three large banks into one with one vision, mission, and work culture, as well as the synergy of all human resources that supported joint achievements to success in the three years of its existence.
Abstract:Over time, engaging in tourism has evolved into a necessity for acquiring delightful experiences. However, such tourism activities also carry inherent risks that can potentially harm visitors. This research, adopting a qualitative…
ualitative approach through a literature study, employs data collection methods by referencing legal documents, pertinent articles, and books relevant to the study. The research findings underscore that legal frameworks guarantee the rights of tourists to protection, safety, and security. Consequently, it is imperative for tourism managers to prioritize the safety of visitors arising from the activities involved. This involves the implementation of robust Standard Operating Procedures (SOP), effective mitigation procedures, optimal functioning of infrastructure, provision of adequate safety equipment, and continuous enhancement of staff competencies. Owners of tourist attractions bear the responsibility of ensuring both the safety and legal protection of visitors, acknowledging the mutual benefits derived from the presence of tourists. Thus, a comprehensive and proactive approach to safety measures is essential in fostering a secure and enjoyable environment for all visitors.
Abstract:The aim of this research is to analyze specifically and in depth the urgency of registering marriages in Jambi Province based on the Compilation of Islamic Law from the Maqāṣid al-Syarīah perspective. The research method…
thod used is a type of qualitative research with the field research category. This research is also normative legal research, where the object can be public law, criminal law, civil law, family law, marriage law and so on. This research was conducted at the KUA in Jambi Province. The data sources in this research consist of primary and secondary data sources. The data collection techniques used in this research are observation, interviews and documentation. The results of this research show that marriage registration for the people of Jambi Province is very important. Based on the Maqāṣid al-Syarīah perspective, there is maṣlahah in registering marriages, namely to provide protection for the husband, wife and children in the family. If we pay attention to the legality of marriages in Indonesia, the state only recognizes registered marriages, on the basis of Law Number 1 of 1974 concerning Marriage and the Compilation of Islamic Law.
Abstract:This research aims to analyze and evaluate the criminal liability imposed on tourists who damage the Uma Lengge Maria cultural heritage in Maria Village, Wawo District, Bima Regency. Bima is an area that has cultural and…
tourism diversity. One of the cultural and tourism diversity is the Uma Lengge Maria Cultural Reserve which is located in Maria Village, Wawo District, Bima Regency. Uma Lengge is a traditional house of the Bima people which has existed for a long time and must be maintained in its existence and beauty so that it remains intact and its beauty can be enjoyed for the future. This research use desciptive qualitative approach. A descriptive approach is an approach that aims to systematically describe the facts and characteristics of a particular population or in a particular field factually and carefully. Data collection methods were carried out by observation, interviews and documentation. The data analysis method is carried out in the stages of data collection, data reduction, data presentation, and drawing conclusions. The results of the research show that legal action is taken against criminal liability for tourists who damage the cultural heritage at Uma Lengge Maria. Uma Lengge in the Maria Village Tourist Area, there are 13 uma lengge and 103 jompa. The existence of uma lengge must be maintained so that its existence remains well into the future. there are sanctions and criminal liability for tourists who damage the Uma Lengge Maria cultural heritage in Wawo District, Bima Regency, West Nusa Tenggara.
Abstract:This study aims to determine the effect of intrapreneurship and organization on the financial performance of MSMEs (Micro, Small And Medium) in Denpasar City. This study uses a qualitative method. The MSME population in…
Denpasar City reached 32,476 MSMEs and the sample used was 100 MSMEs in Denpasar city. This study uses data collection techniques by distributing questionnaires. Validity and reliability tests were carried out on respondents who owned MSMEs in Denpasar City. The results of the t test can be obtained t-count of the Intrapreneurship variable of 1.231 with a significance value of 0.221. This significance value is greater than the significance limit value, which is equal to 0.05. Means that Intrapreneurship has a positive and insignificant effect on Financial Performance. The results of the t test can be obtained by the t-count value of the Organizational variable of 5.052 with a significance value of 0.000. This significance value is smaller than the significance limit value, which is equal to 0.05. Means the organization has a positive and significant effect on financial performance. Based on the results of the F test, the F value is 20.324 with a significance level of 0.000, so simultaneously the Intrapreneurship and Organization variables have a significant effect on the Financial Performance variable. As well as from the test results of the coefficient of determination, the R Square value shows a value of 0.295 or 29.5% indicating that the ability of the independent variable to explain the effect on the dependent variable and the remaining 70.5% can be explained by other variables outside of the research variable.
Abstract:This research was conducted in the Food and Beverage sector companies listed on the Indonesia Stock Exchange during the period 2017-2021 with the title "Analysis of Activity, Liquidity, and Solvency on Profitability in Food…
ood and Beverage Companies Listed on the Indonesia Stock Exchange (IDX) Period 2017-2021." The data used in this study is quantitative data from secondary sources. The sample was selected using purposive sampling based on specific criteria, with 27 companies selected as samples, making a total of 135 companies studied from the period 2017-2021. The research technique used was multiple linear regression analysis.Partially, the findings of this research state that: 1) Activity has a positive and significant effect on profitability, indicated by a significant value of 0.052 ≤ 0.05 and a t-value of 1.963 > 1.65648. 2) Liquidity has a positive and significant effect on profitability, with a significant value of 0.044 ≤ 0.05 and a t-value of 2.038 > 1.65648. 3) Solvency has a positive and significant effect on profitability, with a significant value of 0.000 ≤ 0.05 and a t-value of 18.944 > 1.65648. 4) Simultaneously, activity, liquidity, and solvency have a positive and significant effect on profitability, as indicated by a significant value of 0.000 < 0.05 and an F-value of 147.949 > 3.07. The determination test shows that 76.7% of the variations in activity, liquidity, and solvency affect profitability, while 23.3% (100% - 76.7%) is influenced by other factors beyond the independent variables studied in food and beverage companies listed on the IDX from 2017 to 2021.
Abstract:A blackout on a ship is a condition where the main propulsion power source on the ship does not operate due to the lack of electrical supply from the diesel generator, which serves as the primary source of electricity on…
the ship. Ship maneuvering, on the other hand, refers to the ability to turn and pivot while sailing. This ability is crucial for the safety of the ship, especially when operating in restricted waters or near ports. The blackout occurs as a result of generator overload or the inability of an electrical voltage and current to flow too high or too large. The load is too high because the bow thruster consumes too much electrical voltage. In fact, on KM. Dharma Kartika IX, the generator has already supplied a significant amount of electricity to various parts of the ship, including the lighting system throughout the ship, from the mast to deck 3, the cooling system, and several navigation systems. The aim of this research is to understand and explain the causes of blackouts in the electrical system of KM Dharma Kartika IX during maneuvering and to find solutions that should be implemented in case of problems with the generator unit. The method I used to gather this data is through direct observation during seagoing service on the subjects under examination.
Abstract:The study aims to analyze the argumentative process contained in the YouTube Channel Doha Debate with the title “Gender Equality (Full Debate) Doha debates presenting three spokespersons by using five principles based on…
on Damer’s theory. The method used in this study is qualitative descriptive. Data has been collected in the analysis by way of presenting, describing, and interpreting data. Research results show that there are twelve data in in this study, such as structural principle (twelve data), relevance (ten data), acceptability (one Data), sufficiency (six data), and rebuttal principle (four data). The researcher found that the structural principle is most dominantly used in the argument because there is a claim from the speaker’s argument to strengthen the speaker’s statement so that it can be accepted by the audience, relevance of reasons that are directly related to the claim, acceptability of the audience's opinion regarding the speakers’ argument, sufficiency provides evidence to strengthen the argument, and rebuttal principle which is the speaker's criticism of the argument presented by the opponent. Therefore, this concluded that the most consistent during the debate was Randa saying that quotas can help gender equality while Christina said that quotas cannot work and only harm because there is no evidence that gender quotas can help equality.
Abstract:Penelitian ini bertujuan untuk mengetahui bagaimana kepercayaan diri anak di Panti Asuhan Siti Aisyah Kabupaten Mandailing Natal, pola komunikasi kelompok pengasuh dalam meningkatkan kepercayaan diri anak di Panti Asuhan…
Siti Aisyah Kabupaten Mandailing Natal, hambatan penerapan pola komunikasi kelompok pengasuh dalam meningkatkan kepercayaan diri anak di Panti Asuhan Siti Aisyah Kabupaten Mandailing Natal. Adapun jenis metode penelitian skripsi ini dengan menggunakan kualitatif melalui pendekatan deskriptif yang bertujuan untuk menggambarkan sebuah informasi secara detail sesuai dengan kenyataan yang terjadi di lokasi penelitian. Teknik pengumpulan data di peroleh melalui observasi, wawancara dan studi dokumentasi. Teknik analisis data dengan menggunakan data model Miles dan Hermawan yang meliputi pengumpulan data (data collection), reduksi data (data reduction), penyajian data (data display) dan penarikan kesimpulan/verifikasi (conclusion drawing/verification). Hasil penelitian menunjukkan (1) Kepercayaan diri anak di Panti Asuhan Siti Aisyah Kabupaten Mandailing Natal lebih dominan negatif. (2) Pola komunikasi kelompok pengasuh dalam meningkatkan kepercayaan diri anak di Panti Asuhan Siti Aisyah Kabupaten Mandailing Natal yaitu pola komunikasi model lingkaran, model roda, model y, model rantai dan model bintang. Dari beberapa pola komunikasi kelompok tersebut, yang paling efektif digunakan dalam meningkatkan kepercayaan diri anak yaitu dengan menggunakan pola komunikasi kelompok model roda dan model bintang. (3) Hambatan dalam penerapan pola komunikasi kelompok pengasuh dalam meningkatkan kepercayaan diri anak di Panti Asuhan Siti Aisyah Kabupaten Mandailing Natal yaitu perbedaan persepsi, konflik antar pribadi dan kurangnya ketertampilan dalam berkomunikasi.