Abstract:This study aims to analyze the role of innovation and technology in strengthening the Islamic finance ecosystem in the digital era. The research employs a qualitative-descriptive approach through a literature-based analysis…
sis integrating technology adoption theories (TAM, UTAUT, DOI) and the principles of maqaṣid al-shari’ah as the theoretical foundation. The findings reveal that perceived usefulness, ease of use, social influence, and infrastructural support are the key determinants influencing users’ intentions toward adopting Islamic financial technologies. Furthermore, Shariah-compliant fintech innovation driven by maqaṣid al-shari’ah enhances financial inclusion, ethical governance, and sustainable economic development. The study emphasizes that collaboration among regulators, financial institutions, and educational entities is crucial to developing adaptive regulations and strengthening digital-Shariah literacy. The main conclusion underscores the significance of aligning technological innovation with Islamic ethical principles to advance the competitiveness of the Islamic finance industry globally.
Abstract:The rapid evolution of digital technologies, particularly live streaming features in e-commerce platforms, has significantly transformed consumer behavior while introducing new risks to consumer protection. Live streaming…
g based commercial transactions often involve real time, visually driven interactions that encourage impulsive purchasing decisions, making traditional regulatory frameworks insufficient. This study aims to analyze the primary factors influencing consumer protection in live commerce settings by examining five core variables: product transparency, platform accountability, perceived risk, consumer trust, and digital literacy. Utilizing a qualitative exploratory approach, this research conducted a comprehensive literature review of 77 international journal articles published between 2020 and 2024. The findings indicate that product transparency and platform accountability are fundamental to enhancing consumer trust and reducing perceived risks, whereas digital literacy acts as a moderating factor that empowers consumers to make informed decisions. The study proposes a conceptual framework that integrates behavioral and regulatory dimensions, offering both theoretical insights and practical implications for improving consumer protection in fast paced, interactive digital marketplaces.
Abstract:Penentuan tata letak barang yang optimal di sebuah toko memiliki peran penting dalam meningkatkan efisiensi operasional dan pengalaman pelanggan. Dalam penelitian ini, diusulkan penerapan algoritma FP-Growth untuk menganalisis…
alisis pola asosiasi dari data transaksi penjualan guna mengoptimalkan tata letak barang. Algoritma FP-Growth dipilih karena kemampuannya dalam menemukan asosiasi frekuensi tinggi antar produk tanpa harus melalui tahap pencarian kandidat yang memerlukan waktu komputasi besar. Dengan menganalisis hubungan antar produk yang sering dibeli bersamaan, hasil penelitian ini memberikan rekomendasi penempatan produk yang strategis untuk memaksimalkan peluang pembelian dan meningkatkan kepuasan pelanggan. Studi kasus dilakukan pada data transaksi sebuah toko ritel yang diperoleh di situs penyedia dataset Kaggle, dengan hasil menunjukkan peningkatan efisiensi dalam pengaturan tata letak barang serta potensi peningkatan penjualan. Implementasi FP-Growth terbukti efektif dalam mengurangi waktu analisis dan memberikan hasil yang akurat dalam menentukan hubungan antar produk. Penelitian ini diharapkan dapat menjadi acuan bagi pengelola toko ritel dalam mengoptimalkan tata letak barang secara lebih ilmiah dan data-driven.