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Analysis of the Role of Risk Based Audit in Banking

Tuti Dharmawati, Wa Ode Muhardiana, Ayu Puspita Rini, Ulvy Restiana Parintak, Sri Ardita Vitara Sartono Farihu
Abstract: Risk based audit (RBA) is an approach that is increasingly being applied in the banking sector to increase the effectiveness of risk management and compliance with regulations. This approach helps banks identify high-risk… k areas and prioritize audits according to the level of risk. This research uses qualitative methods with a literature research approach. Data sources consist of scientific journal articles, books, reports and documents related to risk-based and banking audits. Research findings show that the RBA has several key roles in improving banking performance. First, RBA improves operational efficiency and effectiveness by focusing audits on high-risk areas. Second, the RBA enables banks to proactively identify and manage risks, thereby strengthening financial and operational stability. Third, the RBA ensures that banks are more compliant with regulations and industry standards, reducing the risk of sanctions and fines. In addition, the implementation of RBA encourages the formation of a strong risk management culture and the use of information technology to support the risk management process. Risk based audit plays a significant role in improving banking performance. By improving operational efficiency, managing risk proactively, ensuring regulatory compliance, establishing a strong risk management culture, and leveraging technology, banks can achieve stability and better performance in the long term. These findings support the importance of implementing RBA as the main strategy in risk management and supervision in the banking sector.

Web-Based Student Attendance Design At SMP Negeri 2 Baleendah

Asih Sri
Abstract: Schools are also not only a means to seek knowledge, but also to shape characters or attitudes in students, for example in terms of attendance or absence. Attendance is an element of discipline that aims to improve discipline… pline in an institution. Therefore, an online-based attendance system is needed, where the teacher validates students directly using the attendance website through a computer or laptop. The model used for website design is the waterfall method. The results of this study are by designing a student attendance website where the teacher validates students directly using the attendance website so as to facilitate the process of making attendance reports as well as teachers who have validated students can be seen or monitored by the principal or admin as an alternative to solving problems that exist in SMP Negeri 2 Baleendah.

Factors Associated with Symptoms of Dermatitis in Prisoners in Class II A Jambi Penitentiary in 2024

Andy Amir, Aisyah Rahmadiah, Fajrina Hidayati, Guspianto, Fitria Eka Putri
Abstract: The national prevalence of dermatitis in Indonesia based on Basic Health Research data by the Ministry of Health 2018 is 6.8% and tends to increase every year. Data from the Jambi Provincial Health Service, in 2021 dermatitis… titis was ranked eighth with the most common disease with a percentage of 5.03%, while in 2022 it experienced an increase and was ranked sixth with a percentage of 5.96%. This study aims to determine the factors associated with symptoms of dermatitis in prisoners at the Class IIA Jambi Penitentiary in 2024. This research is a quantitative study using a cross sectional study design. The sampling technique used Proportionate Random Sampling on 1124 prisoners at the Class IIA Jambi Penitentiary by conducting interviews. Prisoners' knowledge was in the good category as much as 40.4% of respondents. Attitudes in the positive category were 37.2% of respondents. Prisoners with housing that meets the requirements are 21.3% of respondents. Bathing habits were in the good category as many as 53.2% of respondents. Clothing cleanliness was in the good category as many as 37.2% of respondents. Towel cleanliness was in the good category as many as 41.5% of respondents.

Desain And Implementation Framework CI (CODE IGNITER) On Sales Information System CV. Kurnia Mebel

Ahmad Tajuddin, Atus Mita
Abstract: CV Kurnia MebeI Indah is a furniture industry engaged in the production and sale of household furniture. The existing sales system is still conventional, namely consumers must come directly to the showroom. This can hinder… er sales for potential customers who are out of town. In addition, the input of customer data, product data, and transaction data is still not stored properly and neatly because it still uses manual paper records. In this study, the authors built a web-based sales application (e-commerce) using the codeigniter framework. The method used in software development is the waterfall method, which in this method, starts from analyzing needs, system and software design, coding, testing, and program implementation. The result of this research is the implementation of a web-based sales system (e-commerce) at CV. Kurnia Mebel, can be used as a means of sales that can be accessed online anywhere and anytime, the purchase process can be done directly without having to come to the showroom, and can facilitate the storage of customer data, products, and company transactions.

Dimensions of Community Religious Tolerance in Bejijong Village, Trowulan District, Mojokerto Regency

Bernadetta Budi Lestari, Pandu Rudy Widyatama
Abstract: Religious tolerance is universally important, especially in Indonesia itself. Remembering the journey from the time of the Majapahit Kingdom to the Renaissance period when tolerance became the real basis of people's lives.… s. Religious tolerance is not only imagined as being together of different things but embodying the unity of different behind diversity to achieve the common goal of equality. That is the step and purpose of researchers in analyzing the conditions and environment of the Bejijong village community. Researchers use descriptive qualitative research with observation methods, interviews, and literature studies. Based on what has been found, religious tolerance in Bejijong village is very good with the showing of community activities and activities that illustrate the value of tolerance, such as interfaith dialogue, cultural festivals, and the appearance of the environment seen from the diversity of buildings with the presence of characteristics that accompany each other from various religions.

Model Pembelajaran Berbasis Neurosains Problem Based Learning

Roja Saputra, Dewi Purnama Sari, Aida Rahmi Nasution, Sutarto Sutarto
Abstract: Model Pembelajaran Berbasis Neurosains dalam konteks Problem-Based Learning (PBL) telah menjadi fokus penelitian yang berkembang dalam upaya untuk meningkatkan efektivitas pembelajaran. Studi ini mengeksplorasi integrasi… prinsip-prinsip neurosains ke dalam pendekatan PBL sebagai cara untuk meningkatkan keterlibatan siswa dan hasil pembelajaran. Dengan memadukan pengetahuan tentang bagaimana otak belajar dan merespons informasi dengan pendekatan pembelajaran yang menekankan pada pemecahan masalah, penelitian ini menunjukkan potensi besar dalam menciptakan lingkungan pembelajaran yang lebih bermakna dan efektif. Melalui tinjauan literatur yang komprehensif dan studi kasus implementasi PBL berbasis neurosains, jurnal ini mengidentifikasi strategi dan praktik terbaik untuk mengintegrasikan konsep neurosains ke dalam desain pembelajaran PBL. Hasil penelitian menunjukkan bahwa pendekatan ini dapat meningkatkan retensi informasi, keterlibatan siswa, dan penerapan keterampilan dalam konteks dunia nyata. Penelitian ini memberikan kontribusi yang berharga bagi pengembangan pendidikan yang inovatif dan berbasis bukti, serta memberikan panduan praktis bagi pendidik dalam merancang pengalaman pembelajaran yang lebih efektif dan berkelanjutan.

The Relationship Between Teenage Pregnancy and Future Maternal Mental Health

Etelvina Jose S. Tilman, Eugenia Carvalho de Araujo, Natalia Pereira, Artur N. Cortereal Araujo, Jose Dionisiio Ximenes
Abstract: This study investigates the relationship between teenage pregnancy and future maternal mental health by using qualitative methods and relying on literature review as the main data source. The background of this study is… based on the importance of a deeper understanding of the impact of teenage pregnancy on maternal mental health, given the high prevalence of teenage pregnancy in Indonesia and its long-term negative impact. The purpose of this study is to investigate the factors that support or hinder the mental health of mothers who experience teenage pregnancy, and to present key findings from the relevant literature in this context. The research method used was a qualitative analysis of relevant literature studies found through systematic searches in academic databases and scientific journals. This approach allowed us to explore the findings of various studies and gain an in-depth understanding of the phenomenon under study. The main results of this study show that teenage pregnancy has a significant impact on the mother's future mental health, including an increased risk of depression, anxiety and postnatal stress. Factors such as social support, access to mental health services, and economic conditions play an important role in determining the mother's future mental health. The conclusion of this study is that efforts to improve future maternal mental health should be a priority in public policy and clinical practice. A holistic approach that takes into account the various factors that influence maternal mental health, as well as cross-sectoral cooperation, is needed to create a supportive environment for adolescent mothers to achieve optimal mental well-being.

Service Quality On Electricity Customer Satisfaction Prepay In North Gunungsitoli District

Zega, Orsinil Harfian, Telaumbanua, Eliagus, Waruwu, Meiman Hidayat, Telaumbanua, Wahyutra Adilman
Abstract: The purpose of the study was to determine the Quality of Service affecting Prepaid Electricity Customer Satisfaction in North Gunungsitoli District, Gunungsitoli City, to realize this goal, data collection techniques were… e carried out by distributing questionnaires to respondents of prepaid electricity customers. This type of research is quantitative based on obtaining data in the form of numbers obtained by distributing questionnaires. From the results of the hypothesis test (t test) it was found that the accepted hypothesis was ha, where there was an influence of service quality on prepaid electricity customer satisfaction in North Gunungsitoli District, Gunungsitoli City, and from the results of the Determination coefficient test obtained a value of 71.1%. This can be interpreted that the satisfaction of Prepaid Electricity customers in North Gunungsitoli District, Gunungsitoli City is influenced by service quality by 71 percent. Based on the results of the T Variable X test of service quality, a calculated value = 7.515 was obtained with a signification level of 0.000. Using a signification limit of 0.05 we get a table t of 1.697. Which signifies that tcount > t table, which means Ho rejected Ha accepted.

Media dan Sumber Belajar dalam Pembelajaran

Ajri Widiastuti, Asriani, Bagus Sajiwo, Endang Widiana, Muhammad Nur Habibi Barus
Abstract: Learning media is a container for messages that can clarify the presentation of roles and information, increase teaching intensity, and simplify the learning process. Learning resources can be grouped into message components,… ents, people components, tool components, and technical components. Learning resources can also be used as learning media, which can increase and direct student attention, have more direct interaction between students and learning resources, and help students learn individually according to their abilities and interests. Learning media can be grouped into four groups, namely media resulting from print technology, media resulting from audio-visual technology, media resulting from computer-based technology, and media resulting from a combination of print and computer technology. The selection of learning resources and teaching materials must be based on the goals to be achieved, and teaching materials must include exercises that can explore students' thinking abilities. Learning media is part of learning resources and at the same time an integral part of educational technology that needs to be utilized and utilized.

Identification of Flood Prone Areas in Sumatra Barat Province Using Remote Sensing Data and Geographic Information System Based on Machine Learning

Rakuasa, Heinrich
Abstract: This research aims to identify flood-prone areas in West Sumatra Province using remote sensing data and Machine Learning-based Geographic Information System. By utilizing variables such as distance from the river, Normalized… ized Difference Water Index (NDWI), elevation, Topographic Position Index (TPI), Normalized Difference Vegetation Index (NDVI), and Rainfall Data, this research was conducted on the Google Earth Engine platform. This analysis method supports resource optimization, public education, increased environmental safety, and the development of new technologies and research. The results of the research are expected to assist in mitigation and adaptation to future flood disasters, as well as provide more accurate and comprehensive insights for local governments, disaster management agencies, and communities. With this approach, it is expected to reduce flood risk and increase community resilience to natural disasters.