Abstract:The development of adaptive and multisensorial learning media is a critical aspect in supporting the success of inclusive education, particularly for visually impaired students who face challenges in comprehending abstract…
ct concepts in science subjects. These limitations necessitate innovative learning media capable of optimizing information processing through alternative sensory modalities, namely auditory and tactile. Audio-tactile media represents an innovation that simultaneously integrates sound and touch stimulation to facilitate multisensorial conceptual understanding and enhance the cognitive construction of visually impaired students. This study employs a qualitative descriptive approach utilizing observation, in-depth interviews, and documentation techniques to evaluate the effectiveness of audio-tactile media in the context of science learning within inclusive classrooms. The results indicate that audio-tactile media significantly improves conceptual understanding, learning motivation, and active participation among visually impaired students. Additionally, this media strengthens social interaction among students and supports teachers in delivering material inclusively and responsively to individual learner needs. The novelty of this research lies in the application of learning media that combines two sensory modalities as an innovative pedagogical strategy to overcome cognitive barriers caused by visual impairment, while simultaneously enriching the multisensorial learning experience. These findings contribute significantly to the development of an adaptive, inclusive, and equitable science learning model for students with special needs. Accordingly, audio-tactile media is recommended as an effective alternative to create an inclusive and high-quality learning environment.
Abstract:Dyslexia is a neurodevelopmental disorder that specifically affects an individual's ability to process phonological and orthographic information, thereby hindering the development of basic literacy skills. In inclusive education…
ducation systems at the elementary level, these limitations are often not addressed through pedagogical approaches that align with the neurocognitive needs of learners. The problem addressed in this study is the effectiveness of the multisensory learning approach in improving the reading skills of children with dyslexia in inclusive elementary education settings. This research was conducted through a systematic literature review using a descriptive qualitative approach, drawing upon scholarly sources published in nationally and internationally accredited journals over the past decade. Thematic analysis was employed to identify consistent empirical findings related to multisensory interventions. The results show that the multisensory approach (which simultaneously engages visual, auditory, kinesthetic, and tactile modalities) has been proven to enhance phonological decoding, word recognition accuracy, reading fluency, and learning affectivity in children with dyslexia. Its effectiveness is highly influenced by the duration and intensity of the intervention, educators' competence in designing multisensory activities, and the suitability of materials to individual sensory profiles. The conclusion of this review asserts that the multisensory approach is not merely a remedial strategy, but a neuroeducation-based pedagogical framework that is inclusive and transformative. The novelty of this research lies in its integrative emphasis on the multisensory approach and principles of educational neuropsychology as the foundation for developing learning models that are responsive to the needs of neurodivergent learners in the context of inclusive elementary education in Indonesia.
Abstract:Market manipulation practices in the Indonesian capital market have the potential to harm investors, distort fair price formation, and undermine market integrity. These conditions require effective supervision by the Financial…
ancial Services Authority (Otoritas Jasa Keuangan—OJK) as the institution authorized to regulate and supervise capital market activities. This study aims to analyze the legal framework governing OJK's supervision of market manipulation practices, assess the effectiveness of its implementation, and identify the factors influencing the success of such supervision. This study employed a normative legal research method using statutory and conceptual approaches. Legal materials were collected through library research and analyzed qualitatively. The findings indicate that OJK's supervisory authority is supported by a strong legal framework under Law Number 8 of 1995 concerning the Capital Market and Law Number 21 of 2011 concerning the Financial Services Authority. Nevertheless, the effectiveness of supervision continues to face challenges arising from technological developments, the increasing complexity of market manipulation schemes, and limitations in supervisory capacity. This study concludes that strengthening institutional capacity, optimizing the use of technology, and enhancing inter-agency coordination are essential to improving investor protection and maintaining the integrity of the capital market. The novelty of this study lies in its integrated analysis of the legal framework, supervisory effectiveness, and technology-based market manipulation challenges within a single analytical framework.
Abstract:This study aims to examine the effect of organizational culture on employee performance through employee work motivation at PT. Permodalan Nasional Madani Cianjur Branch. The research employs a quantitative approach using…
g Structural Equation Modeling (SEM) implemented through the SmartPLS program. The population of interest comprises all employees of PT. Permodalan Nasional Madani Cianjur Branch, with a sample consisting of 102 respondents. Data collection was conducted through online questionnaire distribution, ensuring wide and efficient coverage.The analysis results demonstrate that work motivation plays a significant role in mediating the influence of organizational culture on employee performance at PT. Permodalan Nasional Madani Cianjur Branch. This finding underscores the importance of work motivation as an intervening variable in the relationship between organizational culture and employee performance.The Direct Effect Analysis yielded several important findings. First, the relationship between Organizational Culture (OC) and Work Motivation (WM) shows positive and significant results, with an Original Sample (Path) value of 0.693, t-Statistics of 10.788, and P-Values of 0.000. This indicates that organizational culture has a strong and direct influence on employee work motivation.Second, the relationship between Organizational Culture (OC) and Employee Performance (EP) also shows positive results, albeit with a lower level of significance. The Original Sample (Path) value of 0.068, t-Statistics of 1.949, and P-Values of 0.052 indicate a positive influence, though at the threshold of statistical significance.Lastly, the relationship between Work Motivation (WM) and Employee Performance (EP) demonstrates highly positive and significant results. With an Original Sample (Path) value of 0.760, t-Statistics of 13.294, and P-Values of 0.000, this finding affirms the crucial role of work motivation in enhancing employee performance.In conclusion, this research highlights the importance of organizational culture and work motivation in the context of employee performance at PT. Permodalan Nasional Madani Cianjur Branch. These findings provide valuable insights for management in designing strategies to improve employee performance through strengthening organizational culture and enhancing work motivation.
Abstract:The capital market has become a cornerstone of modern economies, facilitating the flow of funds between investors and business entities to support growth and innovation. However, interest in investing in the Indonesian capital…
apital market still faces significant challenges, particularly in terms of risk understanding, perception, and individual motivation for investment. This research aims to explore the factors influencing individual investment interest in PT. Indonex Bangun Investama, a key player in the Indonesian capital market. The research adopts a quantitative approach involving 82 active investors of PT. Indonex Bangun Investama. Data analysis utilizes various statistical techniques such as normality tests, multicollinearity tests, and multiple linear regression analysis to examine the impact of risk, motivation, and investment knowledge variables on investment interest. The analysis results indicate that risk and motivation significantly affect investment interest, while investment knowledge, although important, does not significantly influence investment interest individually. These findings provide deeper insights into the psychological and economic factors underlying individual investment decisions in the Indonesian capital market. The implications of this research suggest the need for a more holistic and strategic educational approach to enhance financial literacy and effective risk mitigation in individual investment strategies. Thus, this research makes a significant contribution to the development of education strategies and risk management in the Indonesian capital market context, laying a foundation for further discussions on expanding accessibility and participation in investment among the public.
Abstract:Physical fitness is a very important part of everyday life and almost everything that’s done depends on the physical member. In order to function properly, it is essential for us to maintain physical health so as not to…
o cause problems and risk illness. In addition to the illness caused by physical activity, it can also be caused by age actors. In the field of health continues to undergo rapid development, one of the breakthroughs that has been used is the use of ultrasonic waves. Ultrasonic waves are the result of mechanical vibrations produced by the movement of isolated molecules in their diffusion media. If tissues receive ultrasound waves, the impact includes biological effects, mechanical effects and thermal effects. Some of the findings that have been established are the application of ultrasound waves to therapies in cases that appear on physical limbs. On this article aims to be able to contribute in the field of health so that it is easier to develop the use of ultrasonic therapy. This article is compiled using a literature review method taken from the references that have been collected. Of all the references collected, ultrasonic waves are used as therapies for some physical function problems. This therapy also collaborates with several paractic methods of health to address the existing problems. Therapy using ultrasonic modality has been shown to reduce pain, muscle cramps and minor injuries. It can be concluded that ultrasound therapy can help deal with patients suffering from disorders in their physical bodies, either to reduce pain or during the recovery process.
Abstract:Dalam sebuah perusahaan, terdapat berbagai instrumen yang digunakan untuk mencapai tujuan perusahaan, seperti bahan baku, tenaga kerja, teknologi, dan modal. Keberhasilan dalam pekerjaan tidak hanya ditentukan oleh kecerdasan…
dasan intelektual, tetapi juga sangat bergantung pada kemampuan seseorang dalam mengelola emosi. Mengelola emosi adalah kemampuan seseorang untuk mengenali, memahami, dan mengendalikan perasaan atau respon emosionalnya secara efektif dan sehat. Kegiatan workshop ini bertujuan untuk memberikan pelatihan dan meningkatkan pemahaman karyawan mengenai pentingnya kecerdasan emosional dan memberikan keterampilan dasar dalam mengenali serta mengelola emosi di tempat kerja. Hasil yang diperoleh dari kegiatan ini adalah pemahaman dan kepuasan peserta terhadap materi serta pembawaan yang baik dari narasumber.
Abstract:Penelitian ini menganalisis penerapan produk Multiguna Tanpa Agunan (MTA) di BMT UGT Capem Tanggul serta dampaknya terhadap usaha mikro. MTA memberikan akses pembiayaan tanpa jaminan, membantu pelaku usaha meningkatkan modal,…
odal, memperluas bisnis, dan menghindari pinjaman berbunga tinggi. Metode penelitian yang digunakan adalah kualitatif dengan observasi, wawancara, diskusi kelompok terfokus (FGD), dan studi dokumentasi. Hasil penelitian menunjukkan bahwa MTA meningkatkan kepercayaan diri dan kemandirian ekonomi nasabah. Namun, terdapat kendala seperti keterbatasan manajerial, minimnya pendampingan teknis, serta faktor eksternal seperti fluktuasi pasar. Oleh karena itu, peningkatan literasi keuangan dan pendampingan yang lebih komprehensif diperlukan agar manfaat MTA optimal. Strategi yang lebih efektif diharapkan dapat meningkatkan kesejahteraan pelaku usaha mikro serta mendukung pertumbuhan ekonomi yang inklusif.
Abstract:Perkembangan teknologi digital memudahkan generasi muda untuk memahami dan berpartisipasi dalam investasi, termasuk pasar modal. Namun, keterbatasan literasi keuangan sering menjadi penghambat bagi siswa untuk memulai investasi.…
vestasi. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan pemahaman siswa SMK Negeri 2 Rantau Utara mengenai transaksi saham dan literasi pasar modal. Program ini melibatkan seminar, diskusi interaktif, dan pelatihan praktik transaksi saham. Evaluasi dilakukan melalui pre-test dan post-test untuk mengukur peningkatan pemahaman. Hasilnya menunjukkan adanya peningkatan signifikan pada semua aspek yang diukur, termasuk pemahaman pasar modal (51%), sekuritas (46%), pembukaan rekening saham (43%), transaksi saham (40%), dan penentuan saham yang baik (34%). Program ini memberikan kontribusi penting dalam meningkatkan literasi keuangan siswa dan mendorong mereka untuk berinvestasi secara bijak. Pendekatan ini diharapkan dapat diterapkan lebih luas guna memperluas wawasan generasi muda tentang pasar modal dan investasi saham.
Abstract:Badan Usaha Milik Desa sebagai instrumen otonomi desa maksudnya adalah untuk mendorong pemerintah desa dalam mengembangkan potensi desanya sesuai dengan kemampuan dan kewenangan desa, sedangkan sebagai instrumen kesejahteraan…
eraan masyarakat yakni dengan melibatkan masyarakat didalam pengelolaan Badan Usaha Milik Desa serta sebagai sebuah program yang dirancang oleh pemerintah untuk meningkatkan taraf hidup masyarakat yang lebih baik. Cara kerja Badan Usaha Milik Desa adalah dengan jalan menampung kegiatan-kegiatan ekonomi masyarakat dalam sebuah bentuk kelembagaan atau badan usaha yang dikelola secara profesional, namun tetap bersandar pada potensi asli desa sesuai dengan kemampuan dan kewenangan desa. Badan Usaha Milik Desa merupakan sebuah lembaga yang hadir di tengah masyarakat yang sudah berbadan hukum. Lahirnya Badan Usaha Milik Desa didasari oleh undang-undang dan peraturan-peraturan diantaranya:
• Undang-Undang No. 6 Tahun 2014 Tentang Desa Pasal 87 sampai dengan 90.
• Undang-Undang Nomor 1 Tahun 2013 tentang Lembaga Keuangan Mikro.
• Peraturan Menteri Desa, Pembangunan Daerah Tertinggal, dan Transmigrasi Nomor 4 Tahun 2014 Tentang Pendirian, Pengurusan dan Pengelolaan, dan Pembubaran Badan Usaha Milik Desa. Peraturan Menteri Desa, Pembangunan Daerah Tertinggal, Dan Transmigrasi republik Indonesia Nomor 4 tahun 2015 tentang pendirian, Pengurusan Dan Pengelolaan, Dan Pembubaranbadan Usaha Milik desa Pasal 23 (1) BUMDesa dapat menjalankan bisnis keuangan (financial business) yang memenuhi kebutuhan usaha-usaha skala mikro yang dijalankan oleh pelaku usaha ekonomi Desa. (2) Unit usaha dalam BUMDesa sebagaimana dimaksud pada ayat (1) dapat memberikan akses kredit dan peminjaman yang mudah diakses oleh masyarakat Desa.
Kemudian dengan adanya landasan hukum tersebut, maka desa dapat membentuk badan usaha milik desa yang disebut Badan Usaha Milik Desa. Badan Usaha Milik Desa adalah sistem kegiatan perekonomian masyarakat dalam skala mikro desa yang dikelola oleh masyarakat bersama pemerintah desa dan pengelolaannya terpisah dari kegiatan pemerintahan desa. Badan Usaha Milik Desa selanjutnya dibentuk dengan mendayagunakan segala potensi ekonomi, kelembagaan, serta potensi sumber daya alam dan sumber daya manusia dalam rangka meningkatkan kesejahteraan masyarakat desa di bidang ekonomi. Pendirian Badan Usaha Milik Desa dimaksudkan sebagai upaya menampung seluruh kegiatan di bidang ekonomi dan atau pelayanan umum yang dikelola oleh desa. Program BUMDES merupakan nawa kerja (agenda prioritas) dari Kementerian Desa, Pembangunan Daerah Tertinggal dan Trasmigrasi dengan nama agenda yaitu Pembentukan dan pengembangan 5.000 BUMDES. BUMDES di definisikan oleh Undang-undang Nomor 6 Tahun 2014 sebagai badan usaha yang seluruh atau sebagian besar modalnya dimiliki oleh desa melalui penyertaan secara langsung yang berasal dari kekayaan desa yang dipisahkan guna mengelola aset, jasa pelayanan dan usaha lain yang secara luas untuk kepentingan kesejahteraan masyarakat desa.