Abstract:Financing is a provider of funding facilities to meet the needs of parties who are deficit units. This research was conducted to analyze the financing system of Bank Muamalat Indonesia KCU Makassar for UMKM actors in Makassar…
assar City and to analyze the benefits of UMKM actors in Makassar City through Bank Muamalat Indonesia KCU Makassar financing. The type of research conducted in this research is a type of qualitative research with a sociological-normative approach. The source of the research data is the Muamalat Indonesia KCU Makassar bank. Data collection used interviews and documentation and data analysis techniques used descriptive qualitative analysis and triangulation of data sources. The results of the study show that the procedures for submitting financing to Bank Muamalat Indonesia KCU Makassar prioritize unity, balance, freedom and primarily responsibility. The financing schemes that are often used by Bank Muamalat Indonesia KCU Makassar are mudharabah and musyarakah financing. Benefit can be created by Bank Muamalat Indonesia KCU Makassar for UMKM actors with patterns or implementation of contracts on products that are very much in favor so that the implementation of the benefits of Bank Muamalat Indonesia KCU Makassar has realized in its implementation the financing process for UMKM actors.
Abstract:This study aims (1) to analyze the effect of population on poverty. (2) To analyze the effect of unemployment on poverty. (3) To analyze the effect of education on poverty This research is quantitative using multiple linear…
ear regression analysis with time series data. Namely the factors that influence the level of poverty in South Sulawesi. The results of the study explain that the population has a negative and significant effect on the level of poverty, education simultaneously has a negative and significant effect on poverty in South Sulawesi, on the other hand the unemployment rate has a negative but not significant effect on poverty in South Sulawesi.
Abstract:This study aims to analyze the determinants of rupiah exchange rate volatility and its impact on Indonesia's oil and gas imports. The variables observed in this study are economic growth, interest rates, inflation, rupiah…
h exchange rate volatility and Indonesia's oil and gas imports. All data used in this study are secondary data obtained from 2005 to 2019 time series recordings obtained from the Central Bureau of Statistics, Investing.com and Bank Indonesia. Data were analyzed using the two-stage least squares (2SLS) method in the IBM SPSS Statistics application 23. Based on the analysis results, economic growth was found to have a positive effect and interest rates had a positive effect. negative and significant impact on oil and gas imports due to fluctuations in the rupee exchange rate. Although inflation is negatively correlated, there is no significant impact on oil and gas imports through fluctuations in the rupee exchange rate.
Abstract:This study aims to determine the effect of motivation and work environment on employee performance at the Department of Trade and Industry of Gowa Regency. The population in this study were all employees at the Department…
t of Trade and Industry of Gowa Regency, totaling 40 people. The number of samples used is the entire population because there are less than 100 people, namely the type of saturated cover, with this type of quantitative research. The data used are primary data and secondary data obtained using a questionnaire distribution technique.The results of the research after being processed with SPSS. 21 Based on the results of the research it shows that motivation (X1) has a positive and significant effect on employee performance. work environment (X2) has an effect on employee performance, and in terms of positive influence it also has a significant impact. And together motivation and work environment affect employee performance.
Abstract:This study aims to determine the influence of the solvency ratio has an influence on the ratio at PT. Unilever Tbk for the 2014-2022 quarter, the data in this study are secondary data for 32 samples. The methods used to…
analyze the relationship between variables are descriptive analysis, classical assumption test, multiple linear regression and hypothesis testing. The findings in this study show that partially the solvency ratio has no effect on the solvency ratio. It is also known that the solvency ratio does not have a significant effect on changes in earnings
Abstract:Appraisal of a company's performance can be seen both through financial and non-financial aspects. This study specifically measures financial performance by focusing on DuPont System analysis. The DuPont system divides performance…
erformance into three components, namely net profit margin, rate of return on assets, and rate of return on equity/capital. However, in this study, only two components of the DuPont System were used, namely return on assets and net profit margin. This type of research is quantitative research with a descriptive approach. The data analyzed comes from the financial reports at PT. State Savings Bank (PERSERO) Tbk specifically in the statement of financial position and annual comprehensive income statement ending December 31 2019 to December 31 2021. The results of the study show that Bank BTN has low financial performance. Judging from the total ROA generated each year, it cannot reach the standard set by Bank Indonesia. Even though it has a low ROA value, Bank BTN is able to increase ROA from year to year.
Abstract:This study aims to (1) determine the recruitment system has a partial effect on increasing employee productivity at the Banyorang coffee processing center, Tompobulu sub-district, Bantaeng district. (2) Knowing that employee…
oyee performance has a partial effect on increasing employee productivity at the banyorang coffee processing center, Tompobulu sub-district, Bantaeng regency. (3) Knowing the recruitment system and employee performance simultaneously influence the increase in employee productivity at the Banyorang coffee processing center, Tompobulu sub-district, Bantaeng regency. This research was conducted at the Banyorang coffee processing center, Tompobulu sub-district, Bantaeng district. The data used in this study are primary and secondary data, with a total sample of 30 people. The results of the research hypothesis show that the recruitment system has a partial effect on employee productivity at the Banyorang Coffee Processing Center, Tompobulu District, Bantaeng Regency. This result means that with a good recruitment system, there will be an increase in Employee Productivity. The results of the research hypothesis show that employee performance has a partial effect on employee productivity at the Banyorang Coffee Processing Center, Tompobulu District, Bantaeng Regency. This result means that with good performance, there will be an increase in Employee Productivity. The results of the research hypothesis show that the recruitment system and employee performance simultaneously influence employee productivity at the Banyorang Coffee Processing Center, Tompobulu District, Bantaeng Regency.
Abstract:Perkawinan beda agama masih menjadi persoalan yang menimbulkan berbagai implikasi hukum di Indonesia, khususnya terkait status hukum anak yang dilahirkan, hak keperdataan, pencatatan sipil, pewarisan, dan perlindungan hukum.…
kum. Kurangnya pemahaman masyarakat mengenai ketentuan hukum yang berlaku berpotensi menimbulkan kesalahpahaman serta permasalahan hukum di kemudian hari. Oleh karena itu, kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk meningkatkan pemahaman hukum Jemaah Kaum Ibu Masjid Mujahidin mengenai dampak perkawinan beda agama terhadap anak yang dilahirkan berdasarkan ketentuan peraturan perundang-undangan yang berlaku di Indonesia. Metode pelaksanaan kegiatan meliputi penyampaian materi melalui sosialisasi, diskusi interaktif, dan sesi tanya jawab untuk mengidentifikasi permasalahan yang dihadapi peserta sekaligus memberikan penjelasan hukum yang komprehensif. Materi yang disampaikan mencakup pengaturan perkawinan menurut hukum nasional, kedudukan hukum anak, hak-hak keperdataan anak, serta pentingnya pencatatan perkawinan dan kelahiran sebagai bentuk perlindungan hukum. Hasil kegiatan menunjukkan bahwa peserta memperoleh peningkatan pemahaman mengenai konsekuensi hukum perkawinan beda agama terhadap anak, pentingnya kepastian hukum dalam pembentukan keluarga, serta langkah-langkah preventif untuk menghindari sengketa hukum di masa mendatang. Kegiatan ini diharapkan dapat memperkuat kesadaran hukum masyarakat sehingga mampu mengambil keputusan yang sesuai dengan ketentuan hukum dan memberikan perlindungan terhadap hak-hak anak sebagai subjek hukum yang harus dijamin oleh Negara.
Abstract:Pengembangan ekonomi kreatif berbasis potensi lokal merupakan salah satu strategi pemberdayaan masyarakat yang mampu menciptakan peluang usaha dan meningkatkan kesejahteraan keluarga. Di Desa Bakaran Batu, sebagian besar…
ibu rumah tangga memiliki waktu luang dan potensi untuk mengembangkan usaha rumahan, namun masih menghadapi keterbatasan pengetahuan dan keterampilan dalam mengolah produk pangan yang bernilai ekonomi. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan keterampilan, kreativitas, dan jiwa kewirausahaan ibu rumah tangga melalui pelatihan pembuatan roti sebagai salah satu bentuk pengembangan ekonomi kreatif berbasis potensi lokal. Metode pelaksanaan kegiatan menggunakan pendekatan partisipatif yang meliputi tahap observasi, identifikasi kebutuhan mitra, penyuluhan, demonstrasi, praktik langsung, pendampingan, serta evaluasi melalui pre-test dan post-test. Materi pelatihan mencakup teknik pembuatan roti, pemilihan bahan baku, pengemasan produk, penentuan harga jual, penyusunan merek (branding), serta strategi pemasaran digital menggunakan media sosial. Hasil kegiatan menunjukkan adanya peningkatan pengetahuan dan keterampilan peserta dalam memproduksi roti yang berkualitas, mengemas produk secara menarik, serta memasarkan produk melalui platform digital. Selain itu, pelatihan berhasil meningkatkan motivasi peserta untuk memulai dan mengembangkan usaha rumahan sebagai sumber pendapatan tambahan keluarga. Program ini diharapkan dapat mendorong tumbuhnya usaha mikro berbasis potensi lokal, meningkatkan nilai tambah produk olahan pangan, memperluas peluang pasar, serta mendukung terwujudnya kemandirian ekonomi masyarakat Desa Bakaran Batu secara berkelanjutan.
Abstract:Masyarakat Adat Mapur di Pulau Bangka secara historis mengalami marginalisasi administratif akibat ketiadaan pengakuan formal atas sistem religi lokal mereka dalam dokumen kependudukan. Meskipun Putusan Mahkamah Konstitusi…
si Nomor 97/PUU-XIV/2016 telah memberikan legalitas bagi penghayat kepercayaan, implementasi di tingkat akar rumput masih terhambat oleh kompleksitas birokrasi, jarak geografis dan minimnya literasi hukum. Kegiatan pengabdian masyarakat ini bertujuan untuk memperkuat identitas hukum dan memulihkan hak sipil Orang Mapur di Dusun Aik Abik melalui tindakan advokasi, sosialisasi, dan pendampingan partisipatif. Metode pelaksanaan menggunakan pendekatan Asset-Based Community Development yang berfokus pada pemanfaatan aset sosiokultural lokal berupa Gebong Memarong sebagai episentrum pergerakan. Hasil pengabdian menunjukkan bahwa kegiatan sosialisasi multipihak yang melibatkan Disdukcapil, pemerintah kecamatan, pemerintah desa, sektor swasta, dan lembaga adat berhasil mengikis keraguan sosiologis (pseudo-identity) dan membangun kesadaran hukum warga. Melalui strategi pendampingan langsung (door-to-door) dan posko pelayanan kolektif, tim berhasil melakukan inventarisasi, verifikasi, dan validasi berkas administrasi kependudukan yang sah bersama Lembaga Adat Mapur. Program ini tidak hanya memangkas rantai birokrasi formal, tetapi juga berhasil menginisiasi pemulihan hak-hak sipil dasar komunitas adat sekaligus memperkuat resiliensi kebudayaan mereka dari ancaman eksklusi sosial di era modern.