Abstract:There are several factors in determining FDI inflows, including market size and household consumption expenditure. Market size is consistently found to be a significant factor in determining FDI inflows. household spending…
ng decisions about food intake are influenced by time restrictions, income, and price. The purpose of this study is to determine the influence of market size and household consumption expenditure on foreign direct investment (FDI). This research uses theoretical literature review as a research method. Authors found that household consumption expenditure affect FDI.
Abstract:This study analyzes the determinants of food insufficiency prevalence across 34 provinces in Indonesia using a quantile regression approach. The research focuses on three key variables: the Food Security Index (IKP), rice…
e productivity (PVP), and per capita food expenditure (PPM), using 2023 cross-sectional data from Statistics Indonesia (BPS). Results from ordinary least squares (OLS) and quantile regression at the 25th, 50th, and 75th percentiles reveal that the Food Security Index has a consistent and significant negative effect on food insufficiency across all quantiles, with the strongest influence observed at the higher quantile (τ = 0.75). In contrast, rice productivity is not statistically significant at any quantile, while per capita food expenditure is only marginally significant at the 25th quantile. These findings suggest that improvements in food security contribute significantly to reducing food inadequacy, especially in regions with high prevalence rates. However, the impact of rice productivity and food spending varies across different segments, implying that context-specific policies are needed. The study recommends targeted government interventions to enhance food access, affordability, and regional food security equity.
Abstract:This study seeks to examine poverty across the regencies and cities on Sumatra Island in 2023 by employing the K-Means Clustering approach. Poverty represents a complicated and multi-faceted societal challenge, shaped by…
various elements including educational attainment, joblessness, income per capita, and spending per capita. The information utilized in this analysis is sourced from the Central Bureau of Statistics, specifically the proportions of impoverished individuals, average duration of education, rates of open unemployment, income per capita, and expenditure per capita. Findings reveal the establishment of three distinct clusters based on poverty attributes: Cluster 1 exhibiting a low poverty level, Cluster 2 displaying a moderate poverty level, and Cluster 3 indicating a high poverty level. Results from the One Way Anova test indicate notable differences in poverty traits across the clusters. It is anticipated that this research will aid the government in developing more suitable and effective strategies for tackling poverty in regions grappling with significant poverty challenges.
Abstract:This study investigates the influence of Financial Literacy on Consumptive Behavior among students, with PayLater Usage as an intervening variable and Self-Control as a moderating variable. The rapid adoption of digital…
credit services, such as PayLater, has reshaped consumption patterns, particularly among young users, by promoting convenience and flexible payment options. This research aims to understand how financial literacy and self-control interact to influence students’ consumption behavior through PayLater usage. Using Structural Equation Modeling (SEM) with a sample of 100 students from the Faculty of Economics and Business at Universitas Teknologi Sumbawa, the study finds that Financial Literacy has a positive influence on both PayLater Usage and Consumptive Behavior. Interestingly, while financial literacy is generally expected to mitigate consumptive tendencies, it indirectly contributes to impulsive spending by encouraging the use of PayLater. PayLater Usage is identified as an intervening variable that strengthens the relationship between Financial Literacy and Consumptive Behavior, highlighting the role of convenience and perceived purchasing power in promoting consumption. Moreover, Self-Control negatively moderates the relationship between PayLater Usage and Consumptive Behavior, indicating that students with high self-control are less likely to exhibit impulsive spending despite using PayLater.
Abstract:This study examines the impact of government expenditure in education, social protection, public services, infrastructure, community empowerment, investment, and the Human Development Index (HDI) on economic growth in Indonesia’s…
donesia’s Disadvantaged, Frontier, and Outermost (3T) regions before and after the COVID-19 pandemic. Employing a quantitative approach, this research analyzes panel data from 62 regencies categorized as 3T regions from 2017 to 2022. The study uses panel data regression analysis to evaluate the influence of these expenditures on economic outcomes. Findings indicate that government spending in the education sector consistently had a positive effect on economic growth before and after the pandemic. Conversely, expenditure in social protection and HDI shifted from having a positive to a negative impact post-pandemic. Meanwhile, investments in public services, infrastructure, and overall investment, which previously had a negative impact, showed a positive influence in the post-pandemic period. Overall, government spending across all sectors had a simultaneous and significant positive effect on economic growth in the 3T regions. These results underscore the need for evidence-based policy interventions to enhance the effectiveness of government spending in promoting equitable economic growth in underdeveloped areas.
Abstract:This research aims to determine the influence of government spending in the fields of education, social protection, public services, infrastructure, community empowerment, investment, and the Human Development Index (HDI)…
) on economic growth in Indonesia's 3T (Disadvantaged, Frontier, Outermost) regions. This study employs quantitative research methods, with a population and sample comprising 62 regions designated as 3T in Indonesia. Data analysis was conducted using panel data regression analysis with the EViews 10 software. The results reveal that government spending on education (BFPEND), public services (BFPU), and community empowerment (BDPM) does not significantly influence economic growth. However, government expenditures on social protection (BFPS) negatively and significantly affect economic growth, while spending on infrastructure (BFINF) and investment (INVEST) positively and significantly impact economic growth. Additionally, the HDI has a negative and significant effect on economic growth. Collectively, government spending across these sectors, along with HDI, has a positive and significant effect on economic growth in Indonesia's 3T regions. A comparison of the average HDI in Disadvantaged Regions versus Frontier and Outermost Regions in Indonesia is also presented.
Abstract:Micro, small, and medium-sized businesses (MSMEs) play a big part in the economy, particularly in village economies. This is a result of the majority of rural firms still falling into the MSME category. Up until now, financial…
ancial reports from MSMEs in rural areas have been infrequent. This is a result of MSME actors' ignorance regarding the preparation of financial reports. Low financial understanding translates into a low ability to produce financial reports. The MSME participants in Cilacap Regency's Sikanco Village, Nusawungu District, have not yet completed their financial reports for their companies. This is a result of their inexperience with financial report writing. Thus, it is impossible to accurately gauge the financial performance of MSMEs. As a result, help is required with both creating financial reports and raising awareness of financial literacy. This program helps with financial report preparation and raises awareness of financial literacy through the use of the Participatory Action Research (PAR) approach. MSME players came to the realization that financial report preparation is crucial to their firm after receiving support with it. Owners of MSME businesses become conscious of both their personal and company assets. As a result, helping to prepare MSME financial reports is crucial and beneficial for MSME participants. They make an effort to keep track of transactions and financial reports for their company, and the financial reports that have been generated are easily understandable. Residents developed an interest in and an understanding of the significance of financial reporting in order to mitigate the risk of business losses following their education. Additionally, MSME partners are growing increasingly interested in effectively managing family finances in order to improve their welfare since, through keeping track of household spending, they can identify areas where they can save more money and invest the proceeds.
Abstract:The research from this thesis aims to determine the extent of the effect of Human Capital, Economic Growth, and Education Expenditure on Poverty in Gowa Regency. In order to know how big the influence of Human Capital, Economic…
conomic Growth, and Education Expenditure on Poverty in Gowa Regency, a multiple linear regression model is used with the ordinary least square method or the least squares method. The type of data in this study is secondary data, and based on the time dimension, namely time series data with a period from 2006 until 2020. The conclusion from this thesis show that the average length of schooling and economic growth have a positive influence on poverty in Gowa Regency. While, Education Expenditure has a negative effect to Poverty in Gowa Regency.
Abstract:Household food security remains a critical challenge for many millennial families, particularly in urban areas where rising food prices, unstable household income, and changing consumption patterns increase financial vulnerability.…
nerability. While previous studies have primarily emphasized economic factors, limited attention has been given to the combined roles of financial literacy and self-control in strengthening household food security. This study aims to examine the effects of financial literacy and self-control on household food security among millennial families in Mattoangin Village, Makassar City. A quantitative research design was employed using a survey of 180 millennial households selected through purposive sampling. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results reveal that financial literacy has a positive and significant effect on household food security by improving financial planning and resource allocation. Self-control also exerts a significant positive influence by promoting disciplined spending behavior and reducing impulsive consumption. Furthermore, financial literacy and self-control jointly explain a substantial proportion of household food security. These findings highlight that both financial knowledge and behavioral discipline are essential for enhancing household resilience. The study recommends strengthening community-based financial education and behavioral intervention programs to promote sustainable household food security among urban millennial families.
Abstract:The rapid development of financial technology has transformed the way university students conduct daily financial transactions. Digital payment systems offer convenience, speed, and accessibility; however, their use may…
also influence students’ financial management behavior. This study aims to analyze the relationship between digital payment usage and financial management behavior among Management students at the Faculty of Economics and Business, Universitas Negeri Makassar (FEB UNM). The study focuses on how the frequency, ease of use, perceived usefulness, and security of digital payment services contribute to students’ ability to manage expenses, control spending, plan budgets, and make financial decisions. This research employs a quantitative approach by collecting data through questionnaires distributed to Management students. The data are analyzed to identify the influence of digital payment usage on students’ financial behavior. The findings are expected to provide empirical evidence that digital payment usage can affect students’ financial habits, particularly in terms of spending control, budgeting discipline, and transaction awareness. This study contributes to the literature on digital finance and student financial behavior by highlighting the importance of responsible digital payment adoption. Practically, the results may provide insights for universities, students, and financial service providers in promoting financial literacy and healthier financial management practices in the digital era.