Search Articles & Publications

Showing 10 articles found for "Startup"

Developing a Visual Marketing Evaluation Framework For AI Generated Brand Assets : Evidence From Photo Elicitation Interviews In a Sustainable Startup Context

Willys, Alfinza, Zaim, Ilma Aulia
Abstract: This study develops a practical framework for evaluating AI-generated brand visuals in a marketing communication context. Using a qualitative case study of an Indonesian sustainable startup (I-NewBee), the research employs… ys photo-elicitation interviews to compare consumer evaluations of brand assets generated by three text-to-image tools (Midjourney, Neural Love AI, and Leonardo AI). Twelve target-market participants assessed anonymized visual sets (A/B/C) produced under a standardized prompt structure, using a semi-structured protocol informed by attention-stage cues from the AISAS model. Expert input from a visual communication design practitioner was used to triangulate judgments on visual quality and brand fit. Data were analyzed through iterative coding and thematic synthesis to identify recurring evaluation dimensions and decision cues. The findings suggest that perceived brand fit is shaped by visual realism, compositional clarity, brand-consistent signals, and message interpretability, while prompt ambiguity and inconsistent visual cues reduce credibility. The paper contributes an actionable evaluation framework expressed as evaluation dimensions and prompt-design considerations for startups seeking to deploy generative AI responsibly in brand communication

The Pattern of Financial Management and Challenges Faced by Digital Startups in Indonesia: an Accounting and Financial Technology Perspective

Halim, Ade Imam Muttaqien, Muhammad, A Fadel, Nitswat, Nurhaliza, Ardi, Nur Astiana Hidayat
Abstract: This research aims to explore the financial management patterns applied by digital startups in Indonesia, along with the challenges and solutions faced by their founders in managing their finances. The study uses a qualitative… tative approach with case studies to gather data through in-depth interviews, observations, and analysis of financial documents from digital startups operating in Indonesia. The findings reveal that ineffective cash flow management, dependence on external funding, and a lack of strategic financial management understanding are some of the primary challenges faced by these startups. The study emphasizes the importance of adopting efficient financial practices, including utilizing financial technology to improve cash flow management and reduce dependency on external capital. Additionally, it underscores the need for startup founders to build a competent finance team to ensure sustainable growth. This research contributes to the understanding of financial management in the context of digital startups in Indonesia and provides insights on overcoming financial challenges to strengthen the startup ecosystem

Human Resource Management Transformation in The Digital Era: Innovations and Challenges In Startups

Anwar, Nursyam, Razak, Annisa Zhalila, Muhammad, A Fadel, Sukiman, Hamsyah
Abstract: The digital disruption era has significantly impacted startups, requiring them to adopt innovative Human Resource Management (HRM) strategies to remain competitive. This study examines HRM technology adoption, including AI-based… ng AI-based recruitment, cloud-based HRIS, and digital collaboration tools, and the challenges that hinder their full implementation. Despite the benefits, budget constraints, lack of managerial support, and low digital competencyremain major obstacles. Using a qualitative descriptive approach, data were collected from Indonesian startups through in-depth interviews, observations, and document analysis. Findings indicate that startups with clear digital transformation roadmaps, strong leadership engagement, and structured employee training programs are more successful in integrating HRM technology. However, many startups still rely on manual HR processes, limiting efficiency and innovation. This study highlights that HRM should be a strategic function rather than an administrative task, focusing on technology-driven efficiency, digital upskilling, and cultural adaptation. To ensure sustainable growth, startups must prioritize digital innovation, workforce development, and managerial commitment in their HRM transformation.

The Influence of Social Capital, Social Institutions and Local Potential Moderated By Entrepreneurial Spirit on The Success of The Business

Winarno, Agung, Agustina, Yuli, Ichwanto, M. Aris, Churiyah, Madziatul
Abstract: This study intends to investigate the impact of social capital, social institutions, and local potential on the success of KUBE start-ups, as regulated by an entrepreneurial mindset. This study's population consists of VCO… CO business players who belong to joint business organizations. The sample consisted of 200 respondents chosen using the approach of purposive sampling. The data utilized are both original data collected from respondents via questionnaires and secondary data. This study uses Structural Equation Modeling (SEM) with the SmartPLS application to handle data. According to the findings of this study, Social Capital and Social Institutions have little effect on the success of KUBE Start Up. Meanwhile, Local Potential and Entrepreneurial Spirit have a substantial beneficial impact on KUBE Start Up's success. Entrepreneur Spirit does not mitigate the influence of Social Capital, Social Institutions, and Local Potential on KUBE Startup's success.

TRANSFORMASI SUMBER DAYA LOKAL MENJADI PRODUK BERNILAI JUAL: WORKSHOP MOTIVASI BERWIRAUSAHA BAGI MAHASISWA

Hi. Posi, Sahrul, Irsad Muhammad, Nasrula Kaiyeli, Suharli Manoma
Abstract: North Halmahera Regency has abundant natural resources, but their utilization is still limited to the sale of raw materials with low economic value. This community service activity aims to foster entrepreneurial motivation… on among Hein Namotemo University students by transforming local resources into high-value products. The method used is Participatory Learning and Action (PLA), which includes the stage of observing local potential, a motivational workshop, and mentoring in developing a simple business model. The results of the activity showed a 90% increase in student understanding in identifying business opportunities based on regional potential. In addition, a student business startup group was formed that was able to design innovative product value propositions. The conclusion of this community service is that the motivational workshop is effective in changing the mindset of students from job seekers to business opportunity creators by leveraging regional comparative advantages.

Pengembangan Startup Digital Mahasiswa Melalui Program Inkubasi Bisnis Digital Pada Universitas Sumatera Utara

Harumy, Henny Febriana, Dewi Sartika Br. Ginting, Fuzy Yustika Manik, Nuzuliati
Abstract: Abstract: Digitalization 5.0 has opened wide opportunities for students to build digital-based startups. However, many student startups face challenges in financial management, developing a Minimum Viable Product (MVP),… and ensuring business sustainability. This program aims to implement Digital Business Incubation as a strategy for developing student digital startups. The methods used include observation, tenant selection, interviews, and intensive mentoring for incubation program participants. As a result of the selection process, 14 businesses were chosen to be incubated, consisting of service-based and product-based ventures. The program is designed to provide entrepreneurship training, financial management workshops, business legality assistance, investor networking opportunities, and technological support. The outcomes of the program indicate that through digital incubation, average 77,91% of the participating students were able to enhance their digital entrepreneurship skills, strengthen their business models, and optimize the potential for business sustainability. Therefore, Digital Business Incubation has proven to be an effective mechanism for fostering the growth of student digital startups that are adaptive, innovative, and competitive in the digital economy era. Keywords: bussiness digital, enterprise, student, service   Abstrak: Digitalisasi 5.0 telah membuka peluang luas bagi mahasiswa untuk membangun usaha rintisan (startup) berbasis digital. Namun, banyak startup mahasiswa menghadapi tantangan dalam hal pengelolaan keuangan, Minimum Viable Product, dan keberlanjutan usaha. Program ini bertujuan untuk mengimplementasikan program Digital Business Incubation sebagai strategi pengembangan startup digital mahasiswa. Metode yang digunakan meliputi observasi, seleksi tenant, wawancara, serta pendampingan intensif terhadap peserta program inkubasi. Dari hasil seleksi terpilih 14 usaha yang akan diinkubasi yang terdiri dari usaha yang bergerak dibidang jasa dan produk. Program ini dirancang untuk memberikan pembinaan kewirausahaan, pelatihan keuangan, pendampingan legalitas usaha, akses bersama investor, serta dukungan teknologi. Hasil program ini menunjukkan bahwa melalui inkubasi digital, rata rata 77,91% mahasiswa mampu meningkatkan keterampilan wirausaha digital, memperkuat model bisnis, serta mengoptimalkan potensi keberlanjutan usaha. Dengan demikian, Inkubasi bisnis digital terbukti menjadi mekanisme efektif dalam mendorong lahirnya startup digital mahasiswa yang adaptif, inovatif, dan berdaya saing di era ekonomi digital. Kata kunci: bisnis, mahasiswa, jasa, startup digital  

Strategi Memulai dan Mengembangkan UMKM Yang Berkelanjutan di Desa Kertarahayu

Supratno, Setyo
Abstract: This seminar aimed to enhance the understanding of MSME entrepreneurs in business planning, digital marketing, financial recording, and e-commerce utilization.The program began with identifying the needs of MSMEs through… observation and discussions, revealing key challenges such as a lack of understanding of long-term business strategies, reliance on traditional marketing methods, and low awareness of systematic financial recording. Additionally, e-commerce platforms had not been optimally utilized. The seminar featured academics, business practitioners, and digital marketing experts who covered topics on sustainable business strategies, digital marketing, financial recording, and e-commerce utilization. The results indicated that participants recognized the importance of digital marketing and personal branding as key strategies to enhance business competitiveness. Understanding of business startup strategies and digital marketing was also relatively strong, while digital financial recording remained a challenge that required further attention. MSMEs in Kertarahayu Village are expected to grow and become more competitive in the digital era. Keywords: business sustainability; digital marketing; e-commerce; financial recording; MSMEs   Abstrak: Seminar ini bertujuan meningkatkan pemahaman pelaku UMKM dalam perencanaan usaha, pemasaran digital, pencatatan keuangan, dan pemanfaatan e-commerce. Kegiatan diawali dengan identifikasi kebutuhan UMKM melalui observasi dan diskusi, yang mengungkap kendala seperti kurangnya pemahaman strategi bisnis jangka panjang, ketergantungan pada pemasaran tradisional, serta rendahnya kesadaran akan pencatatan keuangan yang rapi. Selain itu, platform e-commerce belum dimanfaatkan secara optimal. Seminar ini menghadirkan akademisi, praktisi bisnis, dan ahli digital marketing yang membahas strategi bisnis berkelanjutan, digital marketing, pencatatan keuangan digital, dan pemanfaatan e-commerce. Hasil seminar menunjukkan bahwa peserta memahami pentingnya pemasaran digital dan personal branding sebagai strategi utama dalam meningkatkan daya saing usaha. Pemahaman terhadap strategi memulai usaha dan digital marketing juga cukup baik, tetapi pencatatan keuangan digital masih menjadi tantangan yang perlu mendapatkan perhatian lebih lanjut. UMKM di Desa Kertarahayu diharapkan dapat lebih berkembang dan berdaya saing di era digital Kata kunci: keberlanjutan bisnis; pemasaran digital; e-commerce; pencatatan keuangan; UMKM

Inkubasi Kewirausahaan Berbasis Mahasiswa untuk Pengembangan Usaha Digital Startup Mahasiswa untuk mengoptimalkan Usaha Mahasiswa yang Berkelanjutan

Harumy, THF., Br.Ginting, Dewi Sartika, Manik, F.Y., Nuzuliati, Nuzuliati
Abstract: The digital startup business incubation program for students is an initiative to support the development of innovative and sustainable businesses. The program aims to help students develop competitive business potential.… The entrepreneurial landscape at Universitas Sumatera Utara is continuously growing, marked by the emergence of young entrepreneurs from various programs such as the Student Entrepreneurial Program (PMW) and the Student Creativity Program (PKM). In 2023, there were 12 funding opportunities for PKM entrepreneurial schemes and three winners of the P2MW program. However, challenges remain, such as limited networking opportunities, market access, and minimal mentoring and education on financial management. The lack of mentors and supporting resources often causes campus startups to lose motivation. The methods used to address these issues include mentoring to enhance the capabilities of student startups, financial management literacy, the provision of business facilities, and training and guidance in marketing. This program provides valuable opportunities for students to develop digital business ideas and apply sustainable business principles. As a result, students are better prepared to contribute to sustainable economic growth. Keywords: startup; incubator; digital; sustainable; business   Abstrak:  Program inkubasi pengembangan usaha startup digital mahasiswa merupakan inisiatif untuk mendukung pengembangan usaha yang inovatif dan berkelanjutan. Tujuan program ini adalah membantu mahasiswa mengembangkan potensi usaha yang kompetitif. Situasi kewirausahaan di Universitas Sumatera Utara terus berkembang dengan munculnya wirausahawan muda dari berbagai program, seperti Program Wirausaha Muda (PMW) dan Program Kreativitas Mahasiswa (PKM). Pada tahun 2023, terdapat 12 pendanaan untuk skema kewirausahaan PKM dan tiga pemenang program P2MW. Namun, masih terdapat kendala berupa keterbatasan peluang jejaring, akses pasar, serta minimnya pendampingan dan edukasi terkait pengelolaan keuangan usaha. Kurangnya mentor dan sumber daya pendukung menyebabkan startup kampus sering kehilangan motivasi. Metode yang digunakan untuk mengatasi permasalahan ini meliputi pendampingan peningkatan kemampuan startup mahasiswa, literasi pengelolaan keuangan, penyediaan fasilitas usaha, serta pelatihan dan bimbingan pemasaran. Program ini membuka peluang berharga bagi mahasiswa untuk mengembangkan ide bisnis digital dan menerapkan prinsip bisnis berkelanjutan. Hasilnya, mahasiswa lebih siap berkontribusi pada pertumbuhan ekonomi yang berkelanjutan. Kata kunci: startup; inkubator; digital; berkelanjutan; bisnis  

Urgensi Pendaftaran Hak Merek Untuk Memberikan Perlindungan Hukum Bagi Perusahaan Startup: Studi Kasus Usaha Rintisan Fieldbois Terrace,Wear

Najna Ainis Mutiara, Devara Qeentarizha Proyoga, Yuanita Fatma Anisa, Fandhika Al Khairi, Yusuf Taufiqurahman
Abstract: Pendaftaran hak merek menjadi semakin penting di era digital, terutama bagi perusahaan startup yang rentan terhadap isu pelanggaran merek. Penelitian ini membahas urgensi pendaftaran hak merek untuk memberikan perlindungan… an hukum bagi perusahaan startup, dengan studi kasus pada usaha rintisan Fieldbois Terrace dan Wear. Pendaftaran merek merupakan langkah penting yang harus diambil oleh startup untuk melindungi identitas dan keunikan produk mereka. Tanpa pendaftaran, startup rentan terhadap pencurian merek dan persaingan tidak sehat, yang dapat merugikan mereka secara finansial dan reputasi. Studi kasus ini menunjukkan bahwa pendaftaran merek memberikan hak eksklusif kepada pemilik untuk menggunakan dan melindungi merek mereka dari penyalahgunaan oleh pihak lain. Hal ini juga membantu dalam membangun kepercayaan konsumen dan meningkatkan nilai bisnis secara keseluruhan. Dengan demikian, penelitian ini menekankan pentingnya pendaftaran merek sebagai langkah strategis untuk mendukung keberlanjutan dan pertumbuhan startup di pasar yang kompetitif. Selain itu, dengan adanya perlindungan hukum yang memadai, startup dapat lebih fokus pada inovasi dan pengembangan produk tanpa khawatir akan risiko pelanggaran merek. Penelitian ini juga menggarisbawahi bahwa pendaftaran merek tidak hanya memberikan perlindungan tetapi juga dapat menjadi aset yang berharga dalam meningkatkan daya saing dan daya tarik bagi investor. Oleh karena itu, memahami prosedur dan manfaat pendaftaran merek adalah kunci bagi startup untuk mencapai kesuksesan jangka panjang di lingkungan bisnis yang dinamis dan terus berkembang.

Peluang Dan Tantangan Masa Depan Terhadap Perbankan Syariah Di Indonesia

Alviatus Soleha, Rini Puji Astuti, Riski Febri Yanti
Abstract: Abstrak ini mengkaji prospek dan kesulitan yang akan dihadapi industri perbankan di masa depan, khususnya yang berkaitan dengan perbankan syariah. Perdebatan mengenai ledakan pertumbuhan bank syariah di Indonesia terfokus… s pada penggunaan Financial Technology (Fintech) sebagai faktor penentu keberhasilan. Fintech menghadapi sejumlah kendala, termasuk kepatuhan syariah, keamanan data, literasi digital, dan integrasi sistem, meskipun terdapat janji peningkatan efisiensi operasional, aksesibilitas layanan, dan inovasi produk. Perbankan syariah diharapkan dapat mengatasi hambatan-hambatan ini dan memaksimalkan keuntungan adopsi Fintech dengan menerapkan pendekatan terintegrasi yang mencakup peningkatan keamanan siber, inisiatif pendidikan konsumen, dan integrasi sistem. Untuk sepenuhnya mewujudkan potensi Fintech dan mengembangkan lanskap keuangan yang lebih fleksibel dan inklusif, kerja sama antara startup Fintech dan bank syariah dianggap penting Penelitian ini bertujuan untuk memberikan wawasan mendalam terhadap dampak teknologi finansial dalam perbankan syariah. Dengan menggunakan pendekatan kualitatif, penelitian ini akan menggali persepsi dan pengalaman berbagai pemangku kepentingan dalam perbankan syariah terkait dengan perubahan paradigma dan tantangan yang dihadapi. Hasil penelitian ini diharapkan dapat memberikan kontribusi signifikan untuk pemahaman kita tentang peran teknologi finansial dalam transformasi perbankan syariah