Abstract:Complaints and legal dispute resolution mechanisms between medical personnel and patients are important processes in safeguarding patients' rights while ensuring that medical personnel carry out their profession with applicable…
licable standards. Complaints are usually made by patients or families to the relevant institutions, where the process may involve mediation as an initial attempt at resolution. If mediation is unsuccessful, the dispute may proceed through formal legal channels or alternative mechanisms such as arbitration. Settlements are based on evidence, medical documentation, and expert opinion to ensure fair decisions. This mechanism is designed to create transparency, accountability, and legal protection that helps build trust between patients and medical personnel and maintain the quality of healthcare services.
Abstract:The rapid integration of financial technology (FinTech), artificial intelligence (AI), and social media has transformed global investment behavior, reshaping the psychological dynamics of modern investors. This paper examines…
mines how digital technologies amplify behavioral biases such as overconfidence, herding, and recency bias within contemporary financial markets. Using a descriptive qualitative approach supported by literature synthesis and case studies, it explores the interplay between investor psychology and technological systems. Findings indicate that while FinTech platforms democratize access to financial markets, their gamified features and algorithmic personalization reinforce impulsive and emotionally driven trading. AI-based advisory systems, though designed to enhance decision accuracy, often introduce automation bias and confirmation loops that distort rational judgment. Social media ecosystems further accelerate herding and emotional contagion by promoting conformity through peer validation and viral sentiment. The study highlights ethical and regulatory challenges associated with behavioral exploitation and algorithmic transparency, emphasizing the need for robust investor protection frameworks and behavioral literacy programs. Ultimately, it concludes that technology in finance must balance innovation with responsibility, ensuring that digital tools empower investors without amplifying cognitive biases or undermining market integrity.
Abstract:This study aims to analyze the effect of Korean Brand Ambassadors and Online Customer Reviews on purchasing decisions for YOU Beauty skincare products in Jakarta, with Brand Image as a mediating variable. This study uses…
a quantitative approach to examine the direct and indirect relationships between the variables studied. The path analysis technique was applied to process the data collected. The results showed that Korean Brand Ambassador has a positive and significant influence on purchasing decisions, while Online Customer Review does not have a significant positive influence on purchasing decisions. These findings highlight the important role of Brand Image in strengthening the relationship between Korean Brand Ambassadors and Online Customer Reviews with purchasing decisions, especially in the skincare product industry.
Abstract:The COVID-19 pandemic posed unprecedented challenges to medical workers worldwide, compelling them to face intense workloads, psychological distress, and ethical dilemmas. This study examines the relationship between resilience…
ilience and religiosity among medical workers during the pandemic. Resilience is understood as the capacity to adapt positively in the face of adversity, while religiosity refers to the degree of individual religious commitment and involvement. A mixed-methods approach was employed, combining quantitative data from validated surveys and qualitative insights from semi-structured interviews. The findings indicate a significant positive correlation between resilience and religiosity, suggesting that religiosity serves as a psychological buffer, enhancing resilience levels in medical workers. The study highlights the importance of integrating religiosity and resilience-building interventions into organizational policies to support medical workers during crises. The implications of these findings for future health policies and practices are discussed.
Abstract:This study aims to analyze the influence of economic growth, minimum wage, unemployment, and the Human Development Index on income distribution inequality in 6 provinces in Sulawesi during the period 2013-2023. This study…
y uses quantitative analysis with the panel data regression analysis method using the Random Effect Model (REM). The data for this research is secondary data obtained from the Central Statistics Agency of Indonesia. The research results show that simultaneously, independent variables have a significant effect on the dependent variable. However, partially, economic growth and the minimum wage have a negative and significant effect on income distribution inequality, while unemployment and the human development index do not affect income distribution inequality. The results of the coefficient of determination test show that the independent variables explain 49% of their influence on the income inequality variable, while the remaining 51% is explained outside the variables.
Abstract:The problem in this study is the relatively low Quality of Private Senior High Schools/Vocational High Schools in Medan City. Many factors can affect the quality of a school, including budget participation and budget feedback.…
dback. This study aims to test the effect of Budget Participation and Budget Feedback on the Quality of Private Senior High Schools/Vocational High Schools (SMA/SMK) in Medan City. The population of this study was all Private Senior High Schools/Vocational High Schools in Medan City totaling 405 schools, of which 157 were Private Vocational High Schools and 248 were Private High Schools. The research sample was 35 schools using the Simple Random Sampling Method, with a quantitative research type. The data used are primary and secondary data. Primary data were obtained through direct distribution of questionnaires to respondents (research subjects), while secondary data were obtained from https://bansm.kemdikbud.go.id/. The independent variables used are Budget Participation (PA) and Budget Feedback (UA). The dependent variable used is School Quality (KS). This study uses multiple linear regression analysis techniques using the SPSS statistical test tool. Based on the results of partial and simultaneous tests, this study shows that Budget Participation and Budget Feedback have a significant effect on School Quality. This is evidenced by partial testing (t-test) of Budget Participation of 0.026 or less than 0.05, and Budget Feedback of 0.035 or less than 0.05. Then, the simultaneous significance value (F test) of 0.045 or less than 0.05. The conclusion of this study shows that the effect of budget participation and budget feedback on school quality shows significant results.
Abstract:The incorporation of technology in economic education yields numerous advantages, such as enhanced accessibility, more engaging instruction, and the cultivation of data analytic competencies pertinent to the professional…
realm. Numerous studies address the incorporation of technology in education; nevertheless, research focusing on the integration of technology in economic education remains few. This study is to examine and elucidate the use of technology in economic education. The employed research methodology was quantitative, utilizing a sample of 142 participants, comprising lecturers and students from the 3rd, 5th, and 7th semesters of the Faculty of Economics at the University of Muhammadiyah Sukabumi. The data gathering method is a questionnaire disseminated to participants via Google Forms, while the data analysis employs multiple linear regression. The study's results indicate a substantial favorable impact of technology integration in economic education, with an influence of 67%. This research contributes by providing references in education, particularly with the incorporation of technology in economics instruction.
Abstract:The purpose of this study is to Determine the Quality of Service for the First Time Certificate Issuance at the Donggala Regency Land Office. Qualitative method as the basis of the research, the object of the research is…
the quality of the service of the First Time Certificate Issuance at the Donggala Regency Land Office, while the research subject involves the apparatus that serves the service process as the target of analysis. Informants are selected based on the Purposive Sampling technique. Data collection is carried out through literature studies, field studies (observation and interviews), data analysis is carried out inductively through the stages of reduction, presentation, and conclusion. Based on the results of the research, the quality of the first certificate issuance service at the Donggala Regency land office is as follows: The Dimension of Precision Has Been Running Quite Effectively However, the Dimension of Speed Has Not Been Effective, the Dimension of Convenience Has Not Been Fully Effective, and the Dimension of Justice Has Not Been Fully Effective. In conclusion, the quality of the service for the issuance of certificates for the first time at the Donggala Regency Land Office has not been effective.
Abstract:This study investigates the influence of Financial Literacy on Consumptive Behavior among students, with PayLater Usage as an intervening variable and Self-Control as a moderating variable. The rapid adoption of digital…
credit services, such as PayLater, has reshaped consumption patterns, particularly among young users, by promoting convenience and flexible payment options. This research aims to understand how financial literacy and self-control interact to influence students’ consumption behavior through PayLater usage. Using Structural Equation Modeling (SEM) with a sample of 100 students from the Faculty of Economics and Business at Universitas Teknologi Sumbawa, the study finds that Financial Literacy has a positive influence on both PayLater Usage and Consumptive Behavior. Interestingly, while financial literacy is generally expected to mitigate consumptive tendencies, it indirectly contributes to impulsive spending by encouraging the use of PayLater. PayLater Usage is identified as an intervening variable that strengthens the relationship between Financial Literacy and Consumptive Behavior, highlighting the role of convenience and perceived purchasing power in promoting consumption. Moreover, Self-Control negatively moderates the relationship between PayLater Usage and Consumptive Behavior, indicating that students with high self-control are less likely to exhibit impulsive spending despite using PayLater.
Abstract:Marriage often requires couples to make significant adjustments, including co-residing with in-laws. This study explores the relationship between social support and stress among 97 daughters-in-law living with their in-laws.…
aws. Using purposive sampling, we adapted and modified measurement tools: Mayanti (2019) for social support (reliability coefficient: 0.952, 28 valid items) and Shabrina (2017) for stress (reliability coefficient: 0.926, 39 valid items). Regression analysis revealed a significant negative relationship between social support and stress (p = 0.000, β = -0.489). Social support accounted for 42.8% of stress variance, leaving 57.2% attributed to other factors. Findings indicate that high social support reduces stress levels, whereas low social support increases stress. Among respondents, 54.6% experienced high stress, while 45.4% reported low stress. This study emphasizes the critical role of social support in mitigating stress for daughters-in-law cohabiting with in-laws.