Abstract:Usaha Mikro, Kecil, dan Menengah (UMKM) kuliner di Kota Tebing Tinggi memiliki potensi besar dalam menggerakkan perekonomian lokal. Namun, banyak pelaku usaha masih menghadapi kendala keterbatasan modal untuk mengembangkan…
an usahanya. Salah satu solusi pembiayaan yang sesuai dengan prinsip syariah adalah akad musyarakah, yaitu bentuk kemitraan modal antara dua pihak atau lebih dengan pembagian keuntungan dan risiko berdasarkan kesepakatan bersama. Sayangnya, pemahaman pelaku UMKM kuliner mengenai konsep dan mekanisme akad musyarakah masih rendah, sehingga skema pembiayaan berbasis syariah ini belum dimanfaatkan secara optimal, termasuk peluang kemitraan modal dengan Baitul Maal wat Tamwil (BMT) sebagai lembaga keuangan mikro syariah yang beroperasi di tingkat lokal. Kegiatan pengabdian masyarakat ini bertujuan memberikan penyuluhan kepada pelaku UMKM kuliner di Kota Tebing Tinggi mengenai konsep, prinsip, dan penerapan akad musyarakah sebagai alternatif penguatan kemitraan modal berbasis syariah, sekaligus membuka wawasan mengenai peluang kemitraan dengan BMT setempat. Metode pelaksanaan meliputi survei pendahuluan, penyuluhan dan sosialisasi melalui ceramah interaktif, diskusi tanya jawab, serta pembahasan contoh perjanjian kerja sama akad musyarakah. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta terhadap konsep akad musyarakah, manfaat kemitraan modal berbasis syariah, serta mekanisme bagi hasil yang adil dan transparan. Kegiatan ini diharapkan mendorong terbentuknya sinergi antara perguruan tinggi, pelaku UMKM, dan BMT dalam mendukung pertumbuhan ekonomi kuliner yang inklusif, berkeadilan, dan berbasis prinsip syariah.
Culinary Micro, Small, and Medium Enterprises (MSMEs) in Tebing Tinggi City hold significant potential to drive the local economy. However, many business owners still face capital constraints that hinder business expansion. One Sharia-compliant financing solution is the musyarakah contract a form of capital partnership between two or more parties involving profit and risk sharing based on mutual agreement. Unfortunately, culinary MSME owners often lack understanding of the musyarakah concept and its mechanisms; consequently, this Sharia-based financing scheme remains underutilized, including opportunities for capital partnerships with Baitul Maal wat Tamwil (BMT) local Sharia microfinance institutions. This community service initiative aims to educate culinary MSME owners in Tebing Tinggi City on the concepts, principles, and application of musyarakah contracts as an alternative for strengthening Sharia-based capital partnerships, while also raising awareness about partnership opportunities with local BMTs. The implementation method involved a preliminary survey, educational outreach via interactive lectures and Q&A sessions, and a review of sample musyarakah cooperation agreements. The results indicate an improved understanding among participants regarding the musyarakah concept, the benefits of Sharia-based capital partnerships, and fair, transparent profit-sharing mechanisms. This activity is expected to foster synergy among universities, MSME owners, and BMTs, thereby supporting the growth of a culinary economy that is inclusive, equitable, and grounded in Sharia principles.
Abstract:Penelitian ini bertujuan untuk menganalisis penerapan konsep ekonomi kreatif pada UMKM kuliner tradisional melalui studi kasus pada usaha Ubi Bakar Madu. Menggunakan metode kualitatif dengan pendekatan studi kasus, penelitian…
itian ini menelusuri faktor non-finansial seperti kreativitas, inovasi produk, strategi pemasaran berbasis budaya, dan pelestarian nilai tradisional sebagai elemen utama keberlanjutan usaha. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi, kemudian dianalisis dengan model Miles dan Huberman. Hasil penelitian menunjukkan bahwa Ubi Bakar Madu berhasil mengimplementasikan konsep ekonomi kreatif melalui inovasi produk berbahan lokal, promosi yang menonjolkan nilai budaya, serta upaya menjaga proses produksi tradisional. Kreativitas, reputasi merek, dan nilai budaya menjadi modal utama yang mendorong ketahanan dan daya saing usaha tanpa ketergantungan besar pada modal finansial. Penelitian ini menyimpulkan bahwa sinergi antara inovasi, budaya, dan kreativitas merupakan kunci keberlanjutan UMKM kuliner tradisional di era ekonomi kreatif.
This study aims to analyze the application of the creative economy concept to traditional culinary MSMEs through a case study of the Honey Baked Sweet Potato business. Using a qualitative method with a case study approach, this study explores non-financial factors such as creativity, product innovation, culture-based marketing strategies, and the preservation of traditional values as key elements of business sustainability. Data were collected through observation, interviews, and documentation, then analyzed using the Miles and Huberman model. The results show that Honey Baked Sweet Potato successfully implemented the creative economy concept through product innovation using local ingredients, promotions that emphasize cultural values, and efforts to maintain traditional production processes. Creativity, brand reputation, and cultural values are the main assets that drive business resilience and competitiveness without heavy dependence on financial capital. This study concludes that the synergy between innovation, culture, and creativity is the key to the sustainability of traditional culinary MSMEs in the creative economy era.
Abstract:Keberadaan pedagang daging ayam skala mikro di pedesaan seringkali terabaikan dalam kebijakan pengembangan usaha, padahal mereka memegang peran vital dalam memenuhi kebutuhan protein hewani masyarakat sekaligus menjadi tulang…
ulang punggung ekonomi keluarga. Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis secara komprehensif strategi pemasaran yang diterapkan oleh pedagang daging ayam di Desa Cumedak, Kabupaten Jember, dalam menghadapi tekanan persaingan pasar yang semakin ketat pasca pandemi. Menggunakan pendekatan kualitatif dengan jenis studi kasus, penelitian ini melibatkan tiga pedagang sebagai informan utama, serta pembeli dan tokoh masyarakat sebagai informan pendukung. Pengumpulan data dilakukan melalui wawancara mendalam, observasi partisipatif, dan dokumentasi, yang kemudian dianalisis menggunakan model Miles, Huberman, dan Saldaña serta analisis SWOT sebagai kerangka pemetaan strategis. Hasil penelitian mengungkap bahwa ketiga pedagang mengalami penurunan volume penjualan yang signifikan, berkisar antara 33% hingga 50%, yang mengindikasikan adanya tekanan eksternal struktural. Posisi strategis pedagang secara kolektif berada pada Kuadran III (Turn-Around) dan Kuadran IV (Defensif), yang mengonfirmasi dominasi kelemahan internal dan ancaman eksternal. Kekuatan utama berupa modal sosial dan reputasi terbukti tidak cukup untuk mengimbangi ancaman seperti masuknya pedagang luar desa, fluktuasi harga pakan, dan perubahan perilaku konsumen. Strategi pemasaran yang dijalankan masih bersifat reaktif dan tradisional, sangat bergantung pada promosi dari mulut ke mulut dan hubungan personal. Implikasi dari penelitian ini adalah perlunya intervensi eksternal yang terstruktur, terutama dalam bentuk pendampingan pemasaran digital, akses permodalan yang lebih mudah, dan pelatihan manajemen usaha, untuk membawa pedagang keluar dari posisi defensif menuju usaha yang lebih berdaya saing dan berkelanjutan.
The existence of micro-scale chicken meat traders in rural areas is often overlooked in business development policies, even though they play a vital role in meeting the community's protein needs while serving as the backbone of family economies. This study aims to comprehensively identify and analyze the marketing strategies applied by chicken meat traders in Cumedak Village, Jember Regency, in facing increasingly intense market competition in the post-pandemic era. Using a qualitative approach with a case study type, this research involved three traders as key informants, as well as buyers and community leaders as supporting informants. Data were collected through in-depth interviews, participatory observation, and documentation, then analyzed using the Miles, Huberman, and Saldaña model and SWOT analysis as a strategic mapping framework. The results reveal that all three traders experienced significant declines in sales volume, ranging from 33% to 50%, indicating structural external pressures. The traders' collective strategic position lies in Quadrant III (Turn-Around) and Quadrant IV (Defensive), confirming the dominance of internal weaknesses and external threats. Social capital and reputation as main strengths proved insufficient to counter threats such as the entry of outside village traders, fluctuating feed prices, and changing consumer behavior. The marketing strategies employed remain reactive and traditional, heavily reliant on word-of-mouth promotion and personal relationships. The implication of this research is the need for structured external intervention, particularly in the form of digital marketing assistance, easier access to capital, and business management training, to move traders from a defensive position towards a more competitive and sustainable enterprise.
Abstract:Financial performance is one of the important aspects for a company because it is a guideline for describing the financial condition. Factors that can affect financial performance are Intellectual capital and company size.…
e. Good intellectual capital will create added value and improve the company's financial performance, likewise company size is also important in the financial reporting process, because large companies basically have greater financial strength in supporting performance. This study aims to determine the effect of intellectual capital on financial performance and the effect of company size on financial performance in banking companies listed on the IDX for the period 2020 - 2023. This study uses descriptive research with a quantitative approach. The data collection technique used in this study is secondary data. The population in this study was 47 Banking Companies. The sampling technique used was purposive sampling so that the sample in this study was 37 companies, the observation period was 4 years, so the amount of data used in this study was 148. Data analysis using classical assumption tests, multiple linear regression analysis, coefficient of determination and hypothesis testing using partial tests with t-tests. The results of the study show that there is a significant influence of intellectual capital on financial performance and there is no significant influence of company size on financial performance.
Abstract:The rapid integration of digital technologies has transformed global education systems, reshaping the ways learners, educators, and institutions interact and create value. This theoretical inquiry explores the role of digital…
gital social capital in the reconfiguration of global education economies, emphasizing its effects on knowledge flows, pedagogical innovation, credentialing, and institutional strategy. Drawing on a comprehensive review of interdisciplinary literature from sociology, economics, education studies, and information and communication technology (ICT), the study develops a conceptual framework that positions digital social networks as both a social and economic asset. The analysis highlights the opportunities and challenges associated with digital social capital, including its potential to enhance learning outcomes, generate economic value, and expand global connectivity, as well as its dependence on access, digital literacy, and policy frameworks. This paper contributes to the literature by providing a multi-dimensional theoretical model that explains how digital social capital mediates structural transformations in education and offers insights for policymakers, educators, and institutions seeking to leverage digital networks for equitable and sustainable educational outcomes. The findings also underscore the need for inclusive policies to mitigate digital inequalities and optimize the benefits of networked learning in a global context.
Abstract:Performance is an achievement that can be achieved by an organization within a certain period of time. Regional financial performance or regional capacity is one measure that can be used to see the ability of a region to…
run the regional economy. This study aims to determine and analyze the effect of regional original income and capital expenditure on regional financial performance, as well as to determine which variables have the most dominant influence on regional financial performance in districts/cities in Central Sulawesi province. The data processed is secondary data from the annual reports of districts/cities in Central Sulawesi province for 2019-2023 which were taken with total sampling. The method used in this study is the multiple linear regression analysis method using the SPSS 25 application. The results of this study indicate that: regional original income does not have a significant effect on regional financial performance and capital expenditure has a negative and significant effect on regional financial performance.
Abstract:This study analyzes the determinants of food insufficiency prevalence across 34 provinces in Indonesia using a quantile regression approach. The research focuses on three key variables: the Food Security Index (IKP), rice…
e productivity (PVP), and per capita food expenditure (PPM), using 2023 cross-sectional data from Statistics Indonesia (BPS). Results from ordinary least squares (OLS) and quantile regression at the 25th, 50th, and 75th percentiles reveal that the Food Security Index has a consistent and significant negative effect on food insufficiency across all quantiles, with the strongest influence observed at the higher quantile (τ = 0.75). In contrast, rice productivity is not statistically significant at any quantile, while per capita food expenditure is only marginally significant at the 25th quantile. These findings suggest that improvements in food security contribute significantly to reducing food inadequacy, especially in regions with high prevalence rates. However, the impact of rice productivity and food spending varies across different segments, implying that context-specific policies are needed. The study recommends targeted government interventions to enhance food access, affordability, and regional food security equity.
Abstract:This study seeks to examine poverty across the regencies and cities on Sumatra Island in 2023 by employing the K-Means Clustering approach. Poverty represents a complicated and multi-faceted societal challenge, shaped by…
various elements including educational attainment, joblessness, income per capita, and spending per capita. The information utilized in this analysis is sourced from the Central Bureau of Statistics, specifically the proportions of impoverished individuals, average duration of education, rates of open unemployment, income per capita, and expenditure per capita. Findings reveal the establishment of three distinct clusters based on poverty attributes: Cluster 1 exhibiting a low poverty level, Cluster 2 displaying a moderate poverty level, and Cluster 3 indicating a high poverty level. Results from the One Way Anova test indicate notable differences in poverty traits across the clusters. It is anticipated that this research will aid the government in developing more suitable and effective strategies for tackling poverty in regions grappling with significant poverty challenges.
Abstract:Nature inherently provides essential resources for human sustenance. Consequently, natural resources and environmental services are increasingly utilized. However, escalating population growth and rising income levels have…
ve led to a decline in the value and quality of these resources. Uncontrolled exploitation, environmental neglect, and inadequate structured recording pose significant threats to the sustainability of natural capital at the local community level. This study investigates the potential for implementing environmental accounting practices in Umbele Village to facilitate the preparation of sustainable natural capital accounts, utilizing primary data gathered through interviews and field observations. The findings reveal that the majority of Umbele's inhabitants heavily rely on natural resources, which are increasingly affected by environmental degradation and climate change. Current governmental interventions to address these challenges are perceived as insufficient, compounded by a lack of corporate responsibility.
Abstract:The poverty gap index is an important indicator in planning more effective and targeted policies, but it has rarely been studied. This study analyzes the distribution pattern of poverty gap and the influence of non-food…
per capita expenditure, open unemployment rate, and Gini ratio on poverty gap in districts/municipalities in Sumatra Island in 2023. Using cross-section data from 154 districts/municipalities, the analysis was conducted through the calculation of the global Moran index and spatial autoregressive (SAR) regression. The results show that the gap of poverty in Sumatra Island has a clustered spatial pattern. Regions with moderate to high poverty gap are concentrated in the northern, southern, and western islands, especially in Aceh, Bengkulu, South Sumatra, Lampung, and Nias, Mentawai, and Meranti Islands. In contrast, the central part of Sumatra tends to have lower poverty gap. From the regression analysis, non-food per capita expenditure has a negative effect and Gini ratio has a positive effect on poverty gap. These findings emphasize the importance of considering spatial factors in the formulation of poverty alleviation policies in Sumatra.