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Analysis of the Role of Risk Based Audit in Banking

Tuti Dharmawati, Wa Ode Muhardiana, Ayu Puspita Rini, Ulvy Restiana Parintak, Sri Ardita Vitara Sartono Farihu
Abstract: Risk based audit (RBA) is an approach that is increasingly being applied in the banking sector to increase the effectiveness of risk management and compliance with regulations. This approach helps banks identify high-risk… k areas and prioritize audits according to the level of risk. This research uses qualitative methods with a literature research approach. Data sources consist of scientific journal articles, books, reports and documents related to risk-based and banking audits. Research findings show that the RBA has several key roles in improving banking performance. First, RBA improves operational efficiency and effectiveness by focusing audits on high-risk areas. Second, the RBA enables banks to proactively identify and manage risks, thereby strengthening financial and operational stability. Third, the RBA ensures that banks are more compliant with regulations and industry standards, reducing the risk of sanctions and fines. In addition, the implementation of RBA encourages the formation of a strong risk management culture and the use of information technology to support the risk management process. Risk based audit plays a significant role in improving banking performance. By improving operational efficiency, managing risk proactively, ensuring regulatory compliance, establishing a strong risk management culture, and leveraging technology, banks can achieve stability and better performance in the long term. These findings support the importance of implementing RBA as the main strategy in risk management and supervision in the banking sector.

Web-Based Student Attendance Design At SMP Negeri 2 Baleendah

Asih Sri
Abstract: Schools are also not only a means to seek knowledge, but also to shape characters or attitudes in students, for example in terms of attendance or absence. Attendance is an element of discipline that aims to improve discipline… pline in an institution. Therefore, an online-based attendance system is needed, where the teacher validates students directly using the attendance website through a computer or laptop. The model used for website design is the waterfall method. The results of this study are by designing a student attendance website where the teacher validates students directly using the attendance website so as to facilitate the process of making attendance reports as well as teachers who have validated students can be seen or monitored by the principal or admin as an alternative to solving problems that exist in SMP Negeri 2 Baleendah.

Basic Concepts of Evaluation and Assessment of English Language Learning in the Merdeka Curriculum

Arif Bulan, Enung Nurhasanah, Rusdin
Abstract: English language education has become a major focus in the education curriculum in many countries, as well as in Indonesia. In the context of the Merdeka Curriculum, evaluation and assessment of English learning play a crucial… rucial role in determining the successful implementation of the Merdeka curriculum. This study aims to (1) explore the basic concepts of evaluating English learning in the Merdeka curriculum, (1) explore English learning assessment in the Merdeka Curriculum, (3) and explore the challenges in evaluating and assessing English learning in the Merdeka curriculum. This research uses a literature review research method in which secondary sources are obtained from books and journals in supporting the study and findings. The results of this study First, the basic concepts of evaluating English learning in the independent curriculum include formative, summative and authentic assessment. Second, the assessment of the independent curriculum English language learning includes listening, reading, viewing, speaking and writing. Meanwhile, the challenges of evaluating and assessing English learning in the independent curriculum include the development of assessment instruments that are in accordance with the principles of the independent curriculum, the integration of continuous formative assessment in the independent curriculum, and aspects of inclusiveness in English learning.

Models and Implementation of Curriculum Development in Schools

Fatoni, Mahfud Heru, Santoso, Baron, Syarifuddin, Hamid, Hanani, Hanif
Abstract: Curriculum development cannot be separated from various aspects that influence it. Various curriculum models have been developed by curriculum, education and psychology experts. The curriculum development model is an alternative… ernative procedure for designing, implementing and evaluating a curriculum. Therefore, the curriculum development model must be able to describe a learning planning system process that can meet various needs and standards of educational success. This research aims to examine curriculum development models and their implementation in schools. In this article the author uses library research or what could be called qualitative research which obtains data from appropriate journals, articles and books. In the search, researchers will collect as much information as possible from related libraries. These library sources can be obtained from: books, journals, magazines, research results such as theses and dissertations, and other appropriate sources. If researchers have obtained relevant literature, it will be compiled regularly for use in research. The research results found that in developing the curriculum, teachers can choose several models including the Tyler Model, Administrative Model, Grassroots Approach Model, Demonstration Model, Beauchamp System Model or Beauchamp Model, Roger Model, Problem Solving Model and Taba Reverse Model. Curriculum development procedures include curriculum planning, curriculum organization, staff placement, and curriculum control. Meanwhile, curriculum implementation is the process of applying ideas, concepts, policies, in the form of practical actions, so that it creates impacts, both in the form of changes in students' knowledge, skills, as well as values and attitudes. The success of curriculum implementation is also determined by communication about the implementation plan and support from all resources in implementation.

Factors Associated with Symptoms of Dermatitis in Prisoners in Class II A Jambi Penitentiary in 2024

Andy Amir, Aisyah Rahmadiah, Fajrina Hidayati, Guspianto, Fitria Eka Putri
Abstract: The national prevalence of dermatitis in Indonesia based on Basic Health Research data by the Ministry of Health 2018 is 6.8% and tends to increase every year. Data from the Jambi Provincial Health Service, in 2021 dermatitis… titis was ranked eighth with the most common disease with a percentage of 5.03%, while in 2022 it experienced an increase and was ranked sixth with a percentage of 5.96%. This study aims to determine the factors associated with symptoms of dermatitis in prisoners at the Class IIA Jambi Penitentiary in 2024. This research is a quantitative study using a cross sectional study design. The sampling technique used Proportionate Random Sampling on 1124 prisoners at the Class IIA Jambi Penitentiary by conducting interviews. Prisoners' knowledge was in the good category as much as 40.4% of respondents. Attitudes in the positive category were 37.2% of respondents. Prisoners with housing that meets the requirements are 21.3% of respondents. Bathing habits were in the good category as many as 53.2% of respondents. Clothing cleanliness was in the good category as many as 37.2% of respondents. Towel cleanliness was in the good category as many as 41.5% of respondents.

Desain And Implementation Framework CI (CODE IGNITER) On Sales Information System CV. Kurnia Mebel

Ahmad Tajuddin, Atus Mita
Abstract: CV Kurnia MebeI Indah is a furniture industry engaged in the production and sale of household furniture. The existing sales system is still conventional, namely consumers must come directly to the showroom. This can hinder… er sales for potential customers who are out of town. In addition, the input of customer data, product data, and transaction data is still not stored properly and neatly because it still uses manual paper records. In this study, the authors built a web-based sales application (e-commerce) using the codeigniter framework. The method used in software development is the waterfall method, which in this method, starts from analyzing needs, system and software design, coding, testing, and program implementation. The result of this research is the implementation of a web-based sales system (e-commerce) at CV. Kurnia Mebel, can be used as a means of sales that can be accessed online anywhere and anytime, the purchase process can be done directly without having to come to the showroom, and can facilitate the storage of customer data, products, and company transactions.

Image Classification of Meat Using Support Vector Machine Method

Yuli Christyono, Sukiswo
Abstract: Meat is one of the essential food ingredients in meeting the nutritional needs. The current problem lies in the consumers' lack of knowledge on how to differentiate between pork, beef, goat, and lamb meat. This is because… e when the meat is already cut, their appearances may seem similar at first glance. Many consumers are unaware of the practice of mixing different types of meat for consumption. One way to classify animal meat is by using image processing. In this research, an image processing system is created to classify meat, specifically pork, beef, goat, and lamb. Support Vector Machine (SVM) is a development of Machine Learning that can be used in classifying images into specific classes. SVM method as a classifier is performed using a confusion matrix. The test results show the highest accuracy value obtained in the class of Goat Meat 91.4%, the highest precision in the class of goat meat 80%, the highest recall in the class of beef 81.3%, and the highest F1-score in the class of beef 0.76.

The Implementation of Work Discipline in Improving Employee Performance At Hilimegai South Nias Regency

Ndruru, Yance Erni Kasih, Mendrofa, Cardinal Pranatal, Lase, Delipiter, Laia, Otanius
Abstract: The focus of research in this study is to understand the symptoms of objects thoroughly so that researchers can identify existing problems and formulate problems to be studied. This research focused on the application of… work discipline to improve employee performance at the Hilimegai Sub-district Office, South Nias Regency with a descriptive approach. The purpose of descriptive research is to describe and analyze research data related to phenomena, social activities, and human attitudes in various situations. At the Hilimegai Sub-district Office of South Nias Regency, the implementation of work discipline is quite good because most employees arrive on time although a small number are sometimes late due to long distances from home, but this is not used as an excuse and they still obey the rules. Employees there also always take care of office equipment as a form of discipline. They also show high responsibility by diligently completing work and are willing to work overtime to achieve work targets. However, adherence to the rules still needs to be improved because some employees often neglect their duties. Employees at the Hilimegai Subdistrict Office of South Nias Regency work for 8 hours a day, from 8 am to 4 pm, and always follow the rules that apply in their office.

Dimensions of Community Religious Tolerance in Bejijong Village, Trowulan District, Mojokerto Regency

Bernadetta Budi Lestari, Pandu Rudy Widyatama
Abstract: Religious tolerance is universally important, especially in Indonesia itself. Remembering the journey from the time of the Majapahit Kingdom to the Renaissance period when tolerance became the real basis of people's lives.… s. Religious tolerance is not only imagined as being together of different things but embodying the unity of different behind diversity to achieve the common goal of equality. That is the step and purpose of researchers in analyzing the conditions and environment of the Bejijong village community. Researchers use descriptive qualitative research with observation methods, interviews, and literature studies. Based on what has been found, religious tolerance in Bejijong village is very good with the showing of community activities and activities that illustrate the value of tolerance, such as interfaith dialogue, cultural festivals, and the appearance of the environment seen from the diversity of buildings with the presence of characteristics that accompany each other from various religions.

Implementation of The Use of Portfolio Assessment In Learning Writing Skill at Vocational School

Mariani, Ninuk lustyantie, Fathiaty Murtadho
Abstract: This research aims to analyze the implementation of the use of portfolio assessment in learning to write at the vocational school level in Bogor district. The method used in this research is a descriptive qualitative method,… hod, as the research subject for teachers and students. The instruments and data collection techniques used consisted of interviews, observation and documentation. The data analysis technique uses the Milles and Huberman model theory which consists of data collection, data reduction, data display and conclusions. The research results show that Bogor district vocational school teachers have used portfolio assessment in writing learning activities. This was obtained from the results of interviews, observations and documents of teachers who had carried out the portfolio assessment stage in learning to write quite well but not yet optimally. There are still several steps that have not been implemented by teachers in the form of obstacles in providing reviews and reflections on students' assignment results due to time constraints.