Abstract:This study aims to determine the effect of CAR, LDR, NPL, BOPO, and Bank Size. This study uses quantitative methods and panel data regression models to investigate how internal factors or bank ratios affect the profitability…
lity of KBMI 3 and 4 banks in Indonesia. The research sample consisted of 8 KBMI banks 3 and 4 using Purposive Sampling covering the 2015-2022 period. The estimation method in the selected panel data is the Fixed Effect Model approach. The results of this study show that the profitability of Bank KBMI 3 and 4, as measured by ROA, partially LDR variables have a significant positive influence, BOPO and Asset Size have a significant negative influence, CAR and NPL do not have a significant and negative effect, while simultaneously have a significant influence. The findings of this study provide empirical evidence regarding the effect of financial ratio variables or internal bank factors on the profitability of Bank KBMI 3 and 4, which in turn can be useful for policy makers, academics, and investors.
Abstract:Micro, small, and medium-sized businesses (MSMEs) play a big part in the economy, particularly in village economies. This is a result of the majority of rural firms still falling into the MSME category. Up until now, financial…
ancial reports from MSMEs in rural areas have been infrequent. This is a result of MSME actors' ignorance regarding the preparation of financial reports. Low financial understanding translates into a low ability to produce financial reports. The MSME participants in Cilacap Regency's Sikanco Village, Nusawungu District, have not yet completed their financial reports for their companies. This is a result of their inexperience with financial report writing. Thus, it is impossible to accurately gauge the financial performance of MSMEs. As a result, help is required with both creating financial reports and raising awareness of financial literacy. This program helps with financial report preparation and raises awareness of financial literacy through the use of the Participatory Action Research (PAR) approach. MSME players came to the realization that financial report preparation is crucial to their firm after receiving support with it. Owners of MSME businesses become conscious of both their personal and company assets. As a result, helping to prepare MSME financial reports is crucial and beneficial for MSME participants. They make an effort to keep track of transactions and financial reports for their company, and the financial reports that have been generated are easily understandable. Residents developed an interest in and an understanding of the significance of financial reporting in order to mitigate the risk of business losses following their education. Additionally, MSME partners are growing increasingly interested in effectively managing family finances in order to improve their welfare since, through keeping track of household spending, they can identify areas where they can save more money and invest the proceeds.
Abstract:This study aims to find the effect of self-efficacy, social support, coping stress, and demographic factors on academic burnout in final year students of UIN Syarif Hidayatullah Jakarta. This study aims to examine the effect…
fect of each independent variable (self-efficacy, social support, coping stress, and demographic factors) on the dependent variable (academic burnout). The sample consisted of 219 final year students of UIN Syarif Hidayatullah Jakarta, which were taken using non- probability sampling techniques. The data collection instrument used the Maslach Burnout Inventory Student Survey measuring instrument developed by Schaufeli & Salanova (2007) Student Coping Instrument developed by Lazarus & Folkman (1984), the General Self Efficacy Scale (GSES) Scale developed by Sherer (1982), and Multidimensional Scale of Perceived Social Support (MSPSS) developed by Zimet et.al. (1988). The study used confirmatory factor analysis (CFA) to test the validity of the measuring instrument construct and to test the research hypothesis using multiple regression analysis techniques. The results of the major hypothesis test of this study are that there is a significant influence on the effect of self-efficacy, social support, coping stress, and demographic factors on academic burnout. Meanwhile, the results of the minor hypothesis test of this study are that there is a significant effect of variable self-efficacy, family support and special person support on academic burnout in final year students of UIN Syarif Hidayatullah Jakarta. Based on the proportion of all variants, the influence of all Independent Variables is 45% while the other 55% is influenced by other variables outside of this study.
Abstract:This research is a quantitative study which aims to examine the influence of Self Esteem on Smartphone Addiction, the influence of Self Esteem on Academic Stress, the influence of Academic Stress on Smartphone Addiction,…
and the influence of Self Esteem and Academic Stress on Smartphone Addiction. The subjects in this research were class XI students at SMA Negeri 12 Jakarta, totaling 140 samples using the Simple Random Sampling technique. This research uses 3 measuring instrument scales, namely: the Self Esteem variable measuring instrument scale, the Academic Stress variable measuring instrument scale and the Smartphone Addiction variable measuring instrument scale. The results of this study show that, 1) There is a significant influence between Self Esteem on Smartphone Addiction with r = -0.26 and t = -3.30 (t > 1.96), 2) There is a significant influence between Self Esteem on Academic Stress with r = - 0.33 and t = - 4.12 (t > 1.96), 3) There is a significant influence between Academic Stress on Smartphone Addiction with r = 0.29 and t = 3.66 (t > 1.96) 4) Academic Stress functions as a Mediator on the Influence of Self Esteem on Smartphone Addiction with r = -0.105 and t = -2.375 (t >1.96).
Abstract:This study aims to analyze strategic planning to realize an integrated financial information system in Pesantren Al-Ma'tuq Sukabumi. Through qualitative approaches and case studies, this study investigates the current state…
ate of financial management in Pesantren and identifies the main obstacles faced. The results of data analysis show that Al-Ma'tuq Islamic Boarding School faces challenges in fragmented financial management, with a financial management system that is not integrated, financial reporting processes that are carried out manually, and a lack of human resource competence. To overcome these obstacles, this study designed a strategic planning solution that aims to realize an integrated financial information system. This solution involves the application of good corporate governance principles to increase efficiency, transparency, and accountability in pesantren financial management. The results of this study are expected to provide a better understanding of the financial condition of pesantren and provide recommendations to pesantren managers, researchers, and the community to develop an integrated financial management system. In addition, this research is also expected to improve the quality of religious education and general education in pesantren and support the sustainability of pesantren in Indonesia.
Abstract:Taxes play an essential role in realizing the vision of "Indonesia Emas 2045". Low tax ratios and voluntary taxpayer compliance influence the achievement of tax revenues. The causal factor is that the quality of education…
n provided is not optimal because the number of tax educators is still limited. The DGT report stated that digital competence, knowledge sharing, and tax instructors' work motivation needed to be improved. This research aims to determine the effect of digital competence and knowledge sharing on employee performance with work motivation as an intervening variable for tax educators at the Directorate General of Taxes. The research methodology uses quantitative survey methods. The population is 2,340 employees, with a total of 342 respondents. The hypothesis was tested using PLS-SEM analysis using Smart-PLS version 4, SPSS Version 27, and the Embedded Two-Stage Approach method. The research results show that digital competence and work motivation have a significant positive influence on employee performance. Knowledge sharing does not have a significant effect on employee performance. Digital Competence and Knowledge Sharing positively and significantly affect work motivation. Work motivation significantly mediates the indirect effect of digital competence and knowledge sharing on employee performance.
Abstract:This research aims to determine the relationship between self-esteem and brand image and consumer behavior in adolescents. This research uses a quantitative approach using a questionnaire. The psychological measuring instruments…
truments used in this research include the consumer behavior scale, self-esteem scale and brand image scale. The sample in this study was female students in class X SMA YP Unila Bandar Lampung with a total of 215 students. The data analysis technique for this research uses multiple regression analysis assisted by the SPSS 21.0 for Windows program to see the relationship between self-esteem and brand image and consumer behavior in teenagers. The results of this research show that self-esteem and brand image have an effective contribution of 27.5% to related variables and 72.5% are generated by other variables outside this research. The self-esteem variable has no relationship with consumer behavior in adolescents, marked with a significance value of 0.444 (p>0.05), while the brand image variable shows a relationship with consumer behavior, marked with a significance value of 0.001 (p<0.05).
Abstract:This research aims to find out whether there is a significant influence of self-efficacy on work family conflict in mothers who work as teachers during the Covid-19 pandemic. This research uses a quantitative approach using…
ing a questionnaire. The measuring instruments used in this research are the Work Family Conflict Scale to measure work family conflict and Sherer et al General Self Efficacy Scale (SGSES) to measure self efficacy. The sample in this study was 152 mothers who worked as teachers and had elementary school age children. This research data analysis method uses simple linear regression analysis to see the influence of the independent variable, namely self-efficacy, on the dependent variable, namely work family conflict. The results of this research show that self-efficacy has a significant effect on work family conflict in mothers who work as teachers during the Covid-19 pandemic with a value of sig=0.000 and R2=0.184. The influence of self-efficacy on work family conflict is 18.4%.
Abstract:This study aims to see the effect of job satisfaction on turnover intention with organizational commitment as a mediator in the employees of PT ABC Factory Unit. This study uses statistical calculations of linear regression…
ion analysis, carried out on employees of PT ABC Factory Unit, totaling 60 employees. Based on the results of the normality test output, the Shapiro-Wilk significance results were obtained for turnover intention, job satisfaction, and organizational commitment of 0.165; 0.328; and 0.682 (p> 0.05), so that all data obtained can be said to be normally distributed. Then overall employee turnover intention is in the high category with a mean of 44.52; overall employee job satisfaction is in the medium category with a mean of 85.38; and overall employee organizational commitment is in the medium category with a mean of 46.67.Based on the research significance level of sig. 0.046 (p <0.05) with this it can be said that H1 which states that there is an effect of job satisfaction on turnover intention is acceptable; research significance level of sig. 0.039 (p <0.05) with this it can be said that H2 which states that there is an effect of organizational commitment on turnover intention can be accepted; research significance level of sig. 0.019 (p <0.05) with this it can be said that H3 which states that there is an effect of organizational commitment on job satisfaction is acceptable; and based on the results of data analysis, the results show that organizational commitment mediates the effect of job satisfaction on turnover intention, so that it can be said that H4 is accepted.
Abstract:This research was conducted to examine the influence of the Code of Ethics, Organizational Culture and Welfare on the Integrity of Supermarket Employees in Langsa, East Aceh. This research uses quantitative as the type of…
f research and primary data as the source of research data. The way to collect data from this research is to distribute questionnaires to respondents. This research was conducted at Langsa Supermarket, East Aceh. The population of this research was 100 respondents and the sample used was the entire population. make a sample and use a saturated sampling technique, this research uses the SPSS measuring tool and the method used is multiple linear regression. The results of this research are as follows: The Code of Ethics has a positive and significant effect on Employee Integrity with a value of 0.275 with a significance of 0.001 < 0.05. Organizational Culture has a positive and significant effect on Employee Integrity with a value of 0.863 with a significance of 0.000. Sejahtera has a positive and significant effect on Employee Integrity with a value of 0.227 and a significant 0.004. Code of Ethics, Organizational Culture, Prosperity has a positive and significant effect together on Employee Integrity with a value of 30.209 and a significant 0.000.