Abstract:The rapid integration of financial technology (FinTech), artificial intelligence (AI), and social media has transformed global investment behavior, reshaping the psychological dynamics of modern investors. This paper examines…
mines how digital technologies amplify behavioral biases such as overconfidence, herding, and recency bias within contemporary financial markets. Using a descriptive qualitative approach supported by literature synthesis and case studies, it explores the interplay between investor psychology and technological systems. Findings indicate that while FinTech platforms democratize access to financial markets, their gamified features and algorithmic personalization reinforce impulsive and emotionally driven trading. AI-based advisory systems, though designed to enhance decision accuracy, often introduce automation bias and confirmation loops that distort rational judgment. Social media ecosystems further accelerate herding and emotional contagion by promoting conformity through peer validation and viral sentiment. The study highlights ethical and regulatory challenges associated with behavioral exploitation and algorithmic transparency, emphasizing the need for robust investor protection frameworks and behavioral literacy programs. Ultimately, it concludes that technology in finance must balance innovation with responsibility, ensuring that digital tools empower investors without amplifying cognitive biases or undermining market integrity.
Abstract:This study aims to analyze the impact of Fear of Missing Out (FoMO) on consumer behavior among adolescent Shopee users in Jakarta. Shopee, as a popular e-commerce platform in Indonesia, has influenced consumption patterns,…
s, especially among female students, through attractive promotions such as discounts and free shipping. FoMO, which is the fear of missing out on popular opportunities or trends, can drive individuals to make impulsive purchases, even when these purchases do not meet their basic needs. This research employs a quantitative method using FoMO and consumer behavior measurement tools that have been validated. The results of the analysis indicate that FoMO has a positive influence on consumer behavior, with an influence rate of 59.6%. These findings suggest that higher levels of FoMO are associated with a greater likelihood of engaging in consumptive behavior, such as buying items merely to avoid missing out on discounts. This study reinforces the understanding that psychological factors such as FoMO can influence irrational purchasing decisions among adolescent e-commerce users.
Abstract:This study analyzes the effect of Village Funds, the Labor Force Participation Rate (LFPR), and Average Years of Schooling (AYS) on per capita income in underdeveloped regions of Sumatra Island. Underdeveloped regions in…
Indonesia continue to face significant challenges in improving the welfare of their populations, with factors such as Village Funds, labor force participation, and education playing crucial roles in poverty alleviation. This research uses secondary data from Statistics Indonesia (BPS) and related institutions, employing regression analysis to examine the impact of these variables on per capita income. The results indicate that Village Funds and the Labor Force Participation Rate have a significant positive impact on per capita income, while Average Years of Schooling has a smaller but still significant effect. These findings provide valuable insights for policymakers in formulating development strategies aimed at improving welfare in underdeveloped areas. Approaches that involve more effective management of Village Funds, improving education quality, and enhancing labor force participation can serve as strategic steps to address economic disparities across regions in Sumatra Island.
Abstract:Indonesia, an archipelago with a diverse and growing population of 278.69 million as of mid-2023, faces both advantages and challenges in its pursuit of becoming a developed country. The key challenge lies in the unequal…
distribution of infrastructure development, especially in remote areas. Economic growth, driven by increased goods and services, is closely tied to infrastructure such as roads, electricity, and water distribution. This study analyzes the impact of these infrastructural elements and labor force participation on economic growth, measured by Gross Regional Domestic Product (GRDP), across 34 provinces from 2017 to 2021. Using panel data regression, the results reveal that road length, electricity distribution, and clean water distribution have significant positive effects on GRDP. However, labor force participation shows an insignificant impact. Together, these variables explain 57% of GRDP growth. The findings highlight the critical role of infrastructure in economic development, with provinces like Jakarta leading the growth while regions like North Maluku lag behind. Improving infrastructure and addressing regional disparities are essential to enhancing Indonesia’s overall economic performance.
Abstract:This research uses a quantitative approach with a correlation method involving 103 respondents using convenience sampling. The data obtained was processed using Pearson's Parametric Test of Correlation calculations in IBM…
M SPSS Statistics 20. The results of this study show a contribution value of -0.617, which means there is a negative relationship between career maturity and anxiety about facing the world of work. This can be interpreted as the higher the career maturity, the lower the anxiety in facing the world of work. On the other hand, the lower the career maturity, the higher the anxiety about facing the world of work. This research also found that factors such as social support, work experience, and education level play a significant role in influencing an individual's career maturity and anxiety level. The implications of these findings suggest the need for more intensive career guidance programs and psychological support for individuals newly entering the workforce to reduce their anxiety levels. Thus, developing career maturity not only impacts individuals' readiness to face work challenges, but also contributes to their psychological well-being.
Abstract:Salusu (1996:47) defines decision-making as the process of choosing an alternative way of acting using an efficient method according to the situation. Adolescence, derived from the Latin word "adolescens," means growing…
or maturing into adulthood. This stage encompasses various dimensions, including mental, emotional, social, and physical maturity (Hurlock, 1980:206). Punk, as an ideology of rebellion and anti-establishment, encompasses diverse characteristics among its members, allowing a group to secure its identity and the unique traits of the punk community. In "Philosophy of Punk," Craig O'Hara (in Aini, 2010:26) mentions three definitions of Punk. This research aims to explore the decision-making processes and identity formation within the punk community. Utilizing a descriptive survey method with a quantitative approach, data were collected through an open-ended questionnaire. The technique of data analysis involved categorizing the respondents' answers, assigning numerical codes, and then entering them into a codebook. The findings revealed that punk community members rely on collective decision-making and shared values to reinforce their identity. This research provides valuable insights into the dynamics of adolescence and subcultural identity, contributing to a broader understanding of youth cultures.
Abstract:Every company must adapt to the digital era, and a crucial strategy for achieving this is preparing for change. Employees who are ready for change tend to operate more effectively. This research aims to determine whether…
self-efficacy predicts readiness for change among digital enterprise employees. The study used a quantitative approach with a survey design. The sample comprised 106 digital enterprise employees. Data were collected using a 25-item Readiness to Change Questionnaire and a 10-item General Self-Efficacy Scale (GSES) instrument. The validity test utilized content and construct validity, ensuring the instruments accurately measure the intended constructs. The reliability test, using Cronbach's Alpha, ranged from 0.592 to 0.955, indicating varying levels of internal consistency, while the reliability of the measurement model (inner model) ranged from 0.773 to 0.961, suggesting high reliability. The results of the hypothesis testing show that (1) self-efficacy is a significant predictor of readiness for change, with a predictive relevance of 30%; (2) self-efficacy significantly influences the appropriateness dimension, with an effective contribution of 47.1%; (3) self-efficacy is a significant predictor of the management support dimension, with an effective contribution of 46%; (4) self-efficacy significantly predicts the change efficacy dimension, with an effective contribution of 47.9%; (5) however, self-efficacy is not a significant predictor of personal benefits. These findings underscore the importance of self-efficacy in enhancing employees' readiness for change within digital enterprises. Companies should focus on boosting employees' self-efficacy to improve their adaptability and effectiveness in the face of digital transformation. By recognizing and fostering the key dimensions influenced by self-efficacy, organizations can better support their workforce during periods of change. Overall, this research contributes to the understanding of psychological factors that facilitate successful change management in the digital era.
Abstract:This research aims to analyze the variable influence of the amount of clean water distributed, waste generation, B3 waste from the manufacturing industry that is managed, and creative economy industry workforce on the GRDP…
DP of 15 Provinces in Indonesia. The analytical tool used is panel data regression. In the overall research period, the amount of clean water distributed had a positive and significant effect on GRDP. Meanwhile, waste generation has a positive and insignificant effect on GRDP. Meanwhile, processed B3 waste from the manufacturing industry has a negative and insignificant effect on GRDP. Meanwhile, creative economy industry workforce had a positive and insignificant effect on GRDP throughout the research period.
Abstract:The aim of this research is to analyze and understand the anatomy of social religious conflict in the Poso conflict as learning through the territorial development approach as a resolution and problem solving strategy. This…
his research uses qualitative research. The researcher's reason is that the problem being studied is very general, dynamic and complex, not an independent reality but an object full of transcendental meaning (religious in nature and difficult to understand). This research procedure was carried out by analyzing the opinions of leadership elements in the Central Sulawesi region, including the military, Civil Officials, NGOs (NGOs) related to conflict studies, Conflict Actors, Religious Leaders, and Social Science Experts. The mediation approach was carried out through territorial guidance by the Indonesian National Land Army apparatus. The research results show that anatomically, the cause of the Poso conflict comes from within the Poso community and not external parties. The Poso conflict was caused by many factors, not only related to religious factors but also the overlap of various factors, such as economic inequality, political institutional crisis, distrust in legal institutions and law enforcement, security crisis and disorientation of socio-cultural values. The resolution is carried out through the territorial development approaches such as (1) the territorial development in the Field of Ideology. (2) the territorial development in the Political Sector which is directed and implemented through non-physical activities, (3) the territorial development through an Economic Sector approach. (4). the territorial development through a Socio-Cultural Sector approach. which is directed at developing community aspects of culture and social ethics. (5) Special Assistant in the Field of Defense and Security. which is directed at community development in the field of public security defense. Based on the research results, it is recommended to central and regional leaders that the Poso Complex should be used as an event for valuable learning and serious understanding of conflict triggers (triggers), basic causes of conflict (pivotal factors), factors that mobilize conflict (mobilizing factors), as well as factors which exacerbate the conflict (aggravating factors). Then it is recommended that the TNI be able to carry out intensity and existence as well as professionalism of territorial development by Indonesian National Army officers from the army headquarters in their subordinate units such as military area commands, military resort commands, and military district commands and their staff to be able to detect symptoms of more vital factors. early so that the symptoms of conflict can be controlled.
Abstract:The crime of theft is in Article 362 of the Criminal Code (KUHP) which states that anyone who takes an item, which wholly/partially belongs to another person, with the intention of possessing the item unlawfully, shall be…
e punished for stealing with imprisonment for a lifetime. five years or a fine of up to nine thousand rupiah, but in fact there are many incidents of criminal acts in society, including cases of thieves in Decision Study 974/Pid.B/2022/PN Mdn). Crime cases in the city of Medan require exploratory handling to be minimized. Several factors that cause high crime rates include poverty, unemployment, lack of education, and low quality of life in society. Crime prevention in the city of Medan can be done through various efforts, including improving community welfare through economic empowerment programs, creating jobs, increasing access to education, and promoting rehabilitation and reintegration programs for former prisoners. Apart from that, strengthening the security system and law enforcement also needs to be done to reduce the rate of crime in this province. With comprehensive prevention efforts, it is hoped that criminal cases in the city of Medan can be reduced, and the community can live in a safe and peaceful environment.