Abstract:This study aims to analyze the effect of Korean Brand Ambassadors and Online Customer Reviews on purchasing decisions for YOU Beauty skincare products in Jakarta, with Brand Image as a mediating variable. This study uses…
a quantitative approach to examine the direct and indirect relationships between the variables studied. The path analysis technique was applied to process the data collected. The results showed that Korean Brand Ambassador has a positive and significant influence on purchasing decisions, while Online Customer Review does not have a significant positive influence on purchasing decisions. These findings highlight the important role of Brand Image in strengthening the relationship between Korean Brand Ambassadors and Online Customer Reviews with purchasing decisions, especially in the skincare product industry.
Abstract:This study aims to analyze the determinants of Propensity to Indebtedness among civil servants (ASN) and employees/entrepreneurs in Indonesia. The main focus of the research includes the influence of financial behavior biases,…
iases, emotions, culture, and materialism on the tendency to incur debt, as well as how financial literacy, job security, and religiosity moderate these relationships. A quantitative approach was used in this study, employing an ex post facto design supported by a survey questionnaire. Primary data were collected through an online questionnaire distributed via Google Forms, with 400 respondents selected through simple random sampling. The results show that financial behavior biases, such as overconfidence and aversion regret, have a positive and significant effect on Propensity to Indebtedness. Emotions and culture also have significant influences, where emotional impulsivity and consumption-driven cultural values affect the tendency to incur debt. Materialism was found to strongly influence decisions to incur debt to fulfill lifestyle needs. Additionally, the moderating effect of financial literacy strengthens the relationship between financial behavior biases and Propensity to Indebtedness, indicating that better financial understanding helps individuals make wiser decisions. Job security also strengthens this relationship by providing emotional and financial stability. On the other hand, religiosity weakens the influence of emotions and materialism on Propensity to Indebtedness, although practical approaches are still needed to strengthen these effects. This research contributes academically by expanding insights into financial behavior and debt management, and it provides practical implications for the development of effective financial education programs aimed at improving financial literacy among Indonesian society.
Abstract:This study examines the relationship between unemployment and relationship breakdown among youth in Ghana. Unemployment among youth has become a pressing issue globally, particularly in developing countries like Ghana. The…
he objective is to investigate how the experience of unemployment influences relationship stability among young adults. The study employs qualitative research methods, including interviews and focus groups to gather data from unemployed youth in various regions of Ghana. Factors such as financial stress, decreased self-esteem, and the strain on interpersonal relationships due to unemployment were some of the perceptions by the unemployed youth in Ghana. The findings aim to contribute to a better understanding of the social impacts of unemployment and provide insights into potential interventions to support youth navigating these challenges in Ghanaian society.
Abstract:The general aim of this research is the Development of BIPA Teaching Materials Based on Cross-Cultural Business Communication Using a Contextual Approach.This study used descriptive qualitative method. Descriptive research…
ch is research that describes the situations and events that occur. The research method uses literature study. Literature study is a research method in the form of searching for books, journal articles, literature, notes, reports and literary works related to the problem topic. The data analysis technique used in this research is qualitative data analysis. The research results of the communicative-contextual approach can be applied in BIPA learning. This can be realized in BIPA learning by paying attention to the five principles of the communicative-contextual approach, namely [1] communicative interaction, [2] authentic texts, [3] language learning and learning management, [4] personal experience, and [5] language relationships in the classroom and outside the classroom. The problem of the availability of teaching materials is an issue that continues to grow from year to year. This stems from the fact that existing teaching materials cannot be accessed easily and that existing teaching materials do not meet the needs of teachers and learners, especially in terms of intercultural competence. Therefore, this research develops culture-based teaching materials using a contextual-communicative approach.
Abstract:The rapid development of technology in this era of globalization has had a big impact, both positive and negative, on people's lives. The internet, which can be accessed easily, is often used to access various kinds of entertainment…
ntertainment content, one of which is online games. Playing online games continuously will cause individuals to become addicted. This is due to low self-control, making it difficult for players to stop the habit of playing online games. Players who feel lonely also tend to experience addiction due to using online games as a means of coping with the feeling of loneliness they experience. This research is quantitative research using incidental sampling techniques on online game players at X Game Center Depok totaling 127 respondents. The measuring instruments used in this research refer to aspects of online game addiction according to Chen and Chang (2008), aspects of self-control according to Averill (2012), and aspects of loneliness according to Russell in the UCLA Loneliness Scale (1996). The three measuring instruments have been tested and the results are valid and reliable. The results of statistical analysis prove that there is a significant influence in a negative direction on self-control towards online game addiction. Furthermore, the results of statistical analysis also show that there is a significant influence in a positive direction on loneliness on online game addiction. For future researchers, it is recommended to use other variables such as self-esteem, environmental control and social relationships. Future researchers are also advised to conduct research in various different game centers so as to obtain more precise and extensive comparisons and results.
Abstract:This study aims to determine the reasons behind customers' reluctance to adopt electronic payments and how these factors relate to their values. To identify the characteristics of electronic payments that customers find…
objectionable and to look into the relationships between those characteristics and people's values by looking at the effects of those characteristics; to offer advice to financial institutions and service providers on how to develop appropriate strategic plans to promote electronic payments in Libya. To achieve these research objectives, the means-end chain (MEC) theory is applied in combination with hard laddering interviews as a data collection method. Subsequently, the data is analyzed using the Association Pattern Technique (APT) to produce the Hierarchical Value Map (HVM). The HVM identifies five main obstacles that keep customers from using electronic payments: a lack of awareness about the benefits and security of electronic payments, a lack of laws protecting users of electronic payments, the unpopularity of electronic payments, the cost of transactions, and the lack of e-payment discounts. The Value Map also revealed that the most important value, safety, can explain the bulk of customers' reluctance to accept electronic payments. The respondents also expressed significant concerns about the economy and the convenience of e-payments. The report offers suggestions for banks and service providers to increase e-payment usage based on these findings.
Abstract:Resolving civil disputes through mediation and community conciliation is an effective approach to reduce the burden on the judiciary and strengthen relationships between individuals. This article discusses strategies for…
education, training and access to local dispute resolution centers in strengthening the community's role in resolving civil disputes. Education and training will give communities a better understanding of the mediation and conciliation process, while easy access to local dispute resolution centers will make it easier for communities to get help and support in resolving their disputes. Thus, this article discusses the efforts that need to be made to increase the role of society in resolving civil disputes, as well as the benefits that can be obtained from this strategy in strengthening social harmony and justice.
Abstract:This research aims to determine the influence of leadership, work environment and organizational commitment on Organizational Citizenship Behavior (OCB) with Job Satisfaction as an Intervening Variable at PT. Bank Sumut…
Tebingtinggi Branch. This research is field research which is carried out directly at the research location or place where the phenomenon being studied occurs. This research uses an associative approach which aims to find relationships or associations between variables. The method used is a quantitative method, where the data collected is in the form of numbers or data that can be calculated. The focus of the research is to examine the influence of independent variables such as Leadership (X1), Work Environment (X2), and Organizational Commitment (X3), the intervening variable Job Satisfaction (Z), and the dependent variable OCB (Y). This research was conducted with a population of 41 employees of Bank Sumut Tebing Tinggi Branch. The results of this research show that leadership, work environment and organizational commitment have a positive influence on Organizational Citizenship Behavior (OCB) at PT. Bank Sumut Tebing Tinggi Branch.
Abstract:The phenomenon of drug abuse that occurs in the younger generation is increasingly worrying, not only occurs in ordinary people but has also spread to various professions and involves students or students. Previously there…
re was a case of arrest and raids carried out in the USU campus environment and found two suspects BS and NK who carried 740 grams and 850 grams of marijuana. The purpose of this study is to see how relationships are formed in cases of drug abuse that occur in alumni and students of the University of North Sumatra, and to see what factors cause drug abusers to use drugs. This research method is qualitative with in-depth interviews with key informants and ordinary informants. The results show that there are factors of drug use among alumni and students caused by the influence of friends and seniors. This aims to make it easier to enter the friendship environment on campus. So that the formation of relationships among drug abusers is always changing, utilizing friendships to get drugs, and friendship relationships that are always in conflict. Alumni or students who still use drugs will use their income to obtain drugs, while those who do not have income, for example students, will lie to their families by using the pocket money left by their parents to obtain drugs.
Abstract:Medical crimes are a complex issue in the criminal justice system in Indonesia. The concept of resolving medical crimes needs to be seen from a Restorative Justice perspective to create a more holistic and fair approach.…
Restorative Justice emphasizes the restoration of damaged relationships, not just punishment of the perpetrator. In this context, this research explores the application of Restorative Justice principles in resolving medical crimes. This research uses normative and empirical legal research methods to analyze the development and implementation of Restorative Justice in handling medical crimes in Indonesia. Findings indicate the need for reform in the criminal justice system to integrate Restorative Justice approaches. Implementation of this concept can improve justice, victim satisfaction, and rehabilitation of perpetrators of medical crimes. The results of this research are expected to contribute to further understanding of the effectiveness of Restorative Justice in dealing with medical crimes in Indonesia. The practical implication is the need to improve regulations and increase awareness of actors in the criminal justice system to ensure that justice and recovery are the main focus in handling medical crimes.