Abstract:This article aims to explore and understand how Generation Z in Medan responds to and interacts with music broadcasted by Radio Prambors, a popular radio station among young people. This study is crucial for identifying…
the dynamics between the musical preferences of the younger generation and the way radio content is presented in the digital era, as well as its implications for broadcasting strategies. Using a qualitative approach, this research involves in-depth interviews, observations, and document analysis to gather data from Generation Z listeners. Content analysis is used to interpret audience reactions to the music programming, with a source triangulation approach to enhance data validity, combining interviews, social media content analysis, and listener surveys. The research findings reveal three categories of audience reception: hegemony, where listeners fully accept the music choices presented; negotiation, where listeners are satisfied but offer suggestions for a more diverse genre presentation; and opposition, where some less featured music genres cause dissatisfaction among listeners. Furthermore, the interaction between listeners and the radio station shows that Radio Prambors Medan functions not only as a music provider but also as a mediator in a broader communication network that influences the musical tastes and preferences of its listeners. The discussion in this study integrates Manuel Castells' Network Society theory to explain how social and digital networks affect media consumption and interaction among Generation Z, highlighting the crucial role of digital technology adaptation in radio programming strategies. By understanding these dynamics, Radio Prambors Medan can more effectively craft strategies that appeal to its listeners, ultimately maintaining its relevance in the rapidly changing media landscape. The recommendations resulting from this study emphasize the importance of broader digital technology use and more intensive social media interaction to enhance listener engagement and enrich their listening experience.
Abstract:This study examines the varying influences that Indonesian Millennial Generations bring to the relationship between behavior and views toward finance and their intentions for investments and debts. Financial literacy, risk…
sk perception, materialism, emotion, and religiosity are all influencing factors. 200 people participated in a quantitative method survey used in the methodology study. Using Smart-PLS version 4, SEM analysis is used to test the hypothesis. The findings of the study indicate that there is a significant relationship between financial literacy and both investment and debt intention. In addition, materialism has an impact on investment intention, while religiosity has an impact on debt investment. Aside from that, there is no influence from Religion, Emotion, or Risk Perception on Investment Intention; however, Materialism, Emotion, and Risk Perception do influence Debt Intention.
Abstract:This study aims to determine the reasons behind customers' reluctance to adopt electronic payments and how these factors relate to their values. To identify the characteristics of electronic payments that customers find…
objectionable and to look into the relationships between those characteristics and people's values by looking at the effects of those characteristics; to offer advice to financial institutions and service providers on how to develop appropriate strategic plans to promote electronic payments in Libya. To achieve these research objectives, the means-end chain (MEC) theory is applied in combination with hard laddering interviews as a data collection method. Subsequently, the data is analyzed using the Association Pattern Technique (APT) to produce the Hierarchical Value Map (HVM). The HVM identifies five main obstacles that keep customers from using electronic payments: a lack of awareness about the benefits and security of electronic payments, a lack of laws protecting users of electronic payments, the unpopularity of electronic payments, the cost of transactions, and the lack of e-payment discounts. The Value Map also revealed that the most important value, safety, can explain the bulk of customers' reluctance to accept electronic payments. The respondents also expressed significant concerns about the economy and the convenience of e-payments. The report offers suggestions for banks and service providers to increase e-payment usage based on these findings.
Abstract:This research was aimed at finding out the relationship between self-confidence and self-image with the intensity of using Instagram social media. The subjects in this research were teenagers who actively used social media…
ia Instagram as many as 105 people. The data collection tool used is the self-confidence scale, self-image scale and the intensity scale of Instagram social media use compiled with the linkert technique. The self-confidence scale has a reliability coefficient of 0.831, the self-image scale has a reliability coefficient of 0.817 and the intensity scale of using Instagram has a reliability coefficient of 0.829. Based on the results of data analysis through multivariate analysis, the correlation coefficient value is 0.680 with a sig value of 0.000, then there is a relationship between self-confidence, self-image and intensity of using Instagram.
Abstract:Real estate developers had a challenge from the COVID-19 pandemic era, since the pandemic era had been declared to an end, developers facing the urge of urbanisation and urban development throughout Transit-Oriented Development…
lopment (TOD). This systematic literature review compares for which the strategy suits well into the TOD areas, the strategy based on the literature of Fred David about 11 business development strategy and its alternatives. This review will be exploring between those 11 strategies with its methods of research in each paper and in the end will reflecting into the TOD areas by its principles. Systematic research conducted from the Scopus and Google Scholar databases using the Preferred Reporting Items for Systematic Review and Meta-Analysis (PRISMA 2020) guideline to find relevant publications published between 2013 and 2023. The analysis will conclude 30 academic research to evaluate the connection between a real estate strategy and TOD Principles, in which strategies most likely suitable regarding the TOD principles. The articles that are taken from the Scopus and Google Scholar give insight into how TOD principles influence the real estate development strategy, based on the 11-business development strategy. The findings will emphasize the role of which strategy that complies various of TOD Principles. Understanding the TOD Principles to support real estate developer formulating variety of strategy. In the end this writing hopefully contributes to the knowledge between real estate developer and its external factors, that in this case is the TOD development. The Findings of this review emhpasize output to developer, urban planners and enthusiast who are interest in developing real estate near the areas of TOD.
Abstract:This study aims to determine the effect of CAR, LDR, NPL, BOPO, and Bank Size. This study uses quantitative methods and panel data regression models to investigate how internal factors or bank ratios affect the profitability…
lity of KBMI 3 and 4 banks in Indonesia. The research sample consisted of 8 KBMI banks 3 and 4 using Purposive Sampling covering the 2015-2022 period. The estimation method in the selected panel data is the Fixed Effect Model approach. The results of this study show that the profitability of Bank KBMI 3 and 4, as measured by ROA, partially LDR variables have a significant positive influence, BOPO and Asset Size have a significant negative influence, CAR and NPL do not have a significant and negative effect, while simultaneously have a significant influence. The findings of this study provide empirical evidence regarding the effect of financial ratio variables or internal bank factors on the profitability of Bank KBMI 3 and 4, which in turn can be useful for policy makers, academics, and investors.
Abstract:The purpose of this paper is to assess the efficiency of the general banking industry in Indonesia on the use of digital banking and digital transformation. This paper is a research paper with quantitative methods and uses…
es primary data collected by researchers using questionnaires. As for the data analysis method with PLS software SmartPls. The respondents were employees of commercial banks consisting of ten Islamic commercial banks and eleven conventional commercial banks. Findings - Investigative findings show that the banking industry in Indonesia is generally on a trend of increasing efficiency after implementing digital banking and digital transformation. And Financial Innovation does not moderate digital banking and digital transformation towards efficiency. This study provides a basis for regulators and bankers to improve efficiency in the banking sector by improving services to customers through the application of digital banking and digital transformation in order to improve banking performance. Originality/value – This paper presents new empirical findings on the state of efficiency of Commercial Banks in Indonesia after using digital banking and digital transformation.
Abstract:This research reflects the level of satisfaction among customers within Indonesia's tourism sector, especially in Bali, a globally renowned island destination. Key elements affecting the satisfaction of tourists in Indonesia…
esia include tourism facilities, tourist information, and tourism infrastructure. The aim of this research is to recognize and gather empirical evidence to draw conclusions regarding the satisfaction of foreign tourists. The research method is a descriptive quantitative approach with a sample size of 250 individuals. Data is collected through observation and a questionnaire survey. Analysis involves multiple linear regression analysis, hypothesis testing, and the determination coefficient method using SPSS 26. The findings indicate that tourism facilities, tourist information, and tourism infrastructure collectively contribute to a 90.4% influence on the satisfaction of foreign tourists. A segment of the research shows tourism facilities have no influence on tourist satisfaction and the significant positive influence of tourist information and tourism infrastructure on tourist satisfaction. Hence, it is essential to enhance and maintain these facilities.
Abstract:The rapid growth of the ICT market in Indonesia is driven by a young and prosperous population. However, domestic SMEs are struggling to meet the increasing demand. This paper analyzes the internal and external factors affecting…
ffecting innovation in ICT firms. The findings suggest that ICT skills, market-related skills, management experience, and cognitive capability are positively related to innovation. Additionally, improving ICT education and emphasizing modern management is identified as a key challenge. The paper also recommends enhancing value co-creation in local communities, particularly between small firms and local customers, and between foreign firms and local small firms.
Abstract:This study explores the impact of Effectiveness, Additional Employee Income (TPP), and Work Motivation on the performance of State Civil Apparatus (ASN) at the Medan City Health Service, with Discipline as a moderating variable.…
ariable. The quantitative method was employed with a population of 190 ASN employees, and a sample of 127 ASN. Data analysis was conducted using Structural Equation Modeling (SEM) with Smart Partial Least Squares (PLS) technique. The research findings indicate a positive and significant influence of Effectiveness, TPP, Work Motivation, and Work Discipline on the performance of ASN in the Medan City Health Service. Additionally, there is a positive and significant impact of Effectiveness, TPP, and Work Motivation on the performance of ASN moderated by Work Discipline. The conclusion drawn from this research is that Work Discipline has the most significant influence on the performance of ASN, while TPP has the least impact. Recommendations involve enhancing focus on developing Work Discipline to significantly improve employee performance. Despite TPP having the smallest impact, strategic considerations are still necessary in incentive management to maintain employee motivation.